TOTUS ARDEO
ActiveTOTUS ARDEO has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €125k and a net result of €28k. Equity is growing by ~37.1% per year across the filed fiscal years. Its solvency ranks better than 41% of 786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-21
Solvency61▼-39
Growth78=
Track record94
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 1.94 against 4.44 in 2024; short-term debt: 22.6% and cash: 24.4% of total assets), but 64% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 78
Relative position
BE, all sectors
reference
Sector 78
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36%
Return on assets
8.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
30 d early
2024
77 d early
2023
30 d early
2022
25 d early
2021
34 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€125k▼ 17.0%
2024 · €150k
2021: €24k
2022: €65k
2023: €110k
2024: €150k
2021 → 2025
Total assets
€347k▲ 80.1%
2024 · €193k
2021: €42k
2022: €86k
2023: €137k
2024: €193k
2021 → 2025
Net result
€28k▼ 52.8%
2024 · €60k
2021: €23k
2022: €41k
2023: €45k
2024: €60k
2021 → 2025
Working capital
€74k▼ 49.3%
2024 · €145k
2021: €23k
2022: €62k
2023: €106k
2024: €145k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€24k-€65k▲ 174%€110k▲ 68.5%€150k▲ 36.5%€125k▼ 17.0%
Operating result€29k-€53k▲ 85.3%€57k▲ 7.0%€77k▲ 35.2%€39k▼ 49.3%
Net result€23k-€41k▲ 81.7%€45k▲ 7.8%€60k▲ 34.4%€28k▼ 52.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 49% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €347k
Fixed assets
€195k▲ 3,861%
Current assets
€152k▼ 19.0%
Equity and liabilities €347k
Equity
€125k▼ 17.0%
Debt
€222k▲ 425%
The debt ratio rises from 22.0% to 64.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€72k▼
2024 · €79k
Cash flow
€61k▼
2024 · €62k
Solvency
36.0%▼
2024 · 78.0%
Current ratio
1.94▼
2024 · 4.44
Quick ratio
1.94▼
2024 · 4.44
Debt / equity
1.78▲
2024 · 0.28
ROE
22.8%▼
2024 · 40.0%
ROA
8.2%▼
2024 · 31.2%
Interest coverage
18.13▼
2024 · 233.09
Debt
€222k▲
2024 · €42k
Debt ≤ 1 year
€78k▲
2024 · €42k
Debt > 1 year
€143k
Income taxes
€10k▼
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€193k€347k▲
Fixed assets21/28€5k€195k▲
Tangible fixed assets22/27€5k€195k▲
Land and buildings22-€191k
Plant, machinery and equipment23€0-
Furniture and vehicles24€2k€1k▼
Other tangible fixed assets26€3k€2k▼
Financial fixed assets28€0-
Current assets29/58€188k€152k▼
Amounts receivable within one year40/41€0€4k▲
Trade receivables40€0-
Other amounts receivable41-€4k
Current investments50/53€55k€61k▲
Cash at bank and in hand54/58€131k€85k▼
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€193k€347k▲
Equity10/15€150k€125k▼
Contributions10/11€1k€1k=
Profit (loss) carried forward14€149k€124k▼
Amounts payable17/49€42k€222k▲
Amounts payable after more than one year17-€143k
Financial debts170/4-€143k
Amounts payable within one year42/48€42k€78k▲
Current portion of amounts payable after more than one year42-€8k
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€19k€13k▼
Taxes450/3€19k€13k▼
Other amounts payable47/48€20k€54k▲
Accrued charges and deferred income492/3-€739
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€32k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€80k€73k▼
Operating profit (loss)9901€77k€39k▼
Financial income75/76B€1k€3k▲
Recurring financial income75€1k€3k▲
Financial charges65/66B€338€4k▲
Recurring financial charges65€338€4k▲
Profit (loss) for the period before taxes9903€78k€38k▼
Income taxes67/77€18k€10k▼
Profit (loss) for the period9904€60k€28k▼
Profit (loss) for the period to be appropriated9905€60k€28k▼
Appropriation of the result
Profit (loss) to be appropriated9906€169k€178k▲
Profit (loss) brought forward from the previous period14P€109k€149k▲
Profit to be distributed694/7€20k€54k▲
Return on contributions (dividend)694€20k€54k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
15-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2021net €60k ▲34.4%
Operating result €77k, net result €60k, both a record.
31-12
Financial
Equity above €150kEq €150k ▲36.5%
4 profitable years in a row build equity to €150k.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €110k ▲68.5%
3 profitable years in a row build equity to €110k.
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merelbeke-Melle · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rootputte 369090 Merelbeke-MelleGround area
254 m²
Building footprint
81 m²
Volume, LiDAR
12 m³
Parcel 44402A0349/00P003, Flanders · tallest building 1.8 m. Linked by address, not a title deed.
1 establishment unit
TOTUS ARDEO
since 20212.315.894.695
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44402A0349/00P003 | Flanders | 254 m² | 1 · 81 m² | 1.8 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
9845005JEB4611CA3689
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Of 1,014 companies in sector 78200 we hold annual accounts for 645. 458 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-03-2021
Fiscal year end31-12
Activities, NACEBEL
78200Temporary employment agencies and other provision of personnel
78300Employment activities
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.