TORRR Consulting
ActiveTORRR Consulting has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €276k and a net result of €72k. Equity is growing by ~11.1% per year across the filed fiscal years. Its solvency ranks better than 65% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▲+7
Solvency95=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 3.48 against 3.51 in 2024; short-term debt: 28.3% and cash: 46.8% of total assets), and 30% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
70%
Return on assets
18.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
16 d early
2024
27 d early
2023
9 d early
2022
6 d early
2021
30 d late
2020
30 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€276k▼ 23.0%
2024 · €358k
2018: €158k
2020: €227k
2021: €253k
2022: €241k
2023: €291k
2024: €358k
2018 → 2025
Total assets
€393k▼ 22.5%
2024 · €508k
2018: €186k
2020: €348k
2021: €411k
2022: €459k
2023: €404k
2024: €508k
2018 → 2025
Net result
€72k▲ 9.0%
2024 · €66k
2018: €43k
2020: €5k
2021: €26k
2022: €40k
2023: €50k
2024: €66k
2018 → 2025
Working capital
€276k▼ 22.5%
2024 · €356k
2018: €151k
2020: €230k
2021: €227k
2022: €220k
2023: €276k
2024: €356k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€253k-€241k▼ 4.8%€291k▲ 20.8%€358k▲ 22.8%€276k▼ 23.0%
Operating result€42k-€61k▲ 43.7%€75k▲ 24.6%€104k▲ 37.3%€109k▲ 5.4%
Net result€26k-€40k▲ 51.1%€50k▲ 26.6%€66k▲ 32.4%€72k▲ 9.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 5% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €393k
Fixed assets
€6k▼ 39.9%
Current assets
€387k▼ 22.2%
Equity and liabilities €393k
Equity
€276k▼ 23.0%
Debt
€118k▼ 21.5%
The debt ratio rises from 29.6% to 30.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€113k▲
2024 · €113k
Cash flow
€77k▲
2024 · €76k
Solvency
70.0%▼
2024 · 70.4%
Current ratio
3.48▼
2024 · 3.51
Quick ratio
3.48▼
2024 · 3.51
Debt / equity
0.43▲
2024 · 0.42
ROE
26.3%▲
2024 · 18.6%
ROA
18.4%▲
2024 · 13.1%
Interest coverage
16.83▲
2024 · 13.13
Debt
€118k▼
2024 · €150k
Debt ≤ 1 year
€111k▼
2024 · €142k
Income taxes
€30k▲
2024 · €29k
Staff costs
€20k▼
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€508k€393k▼
Fixed assets21/28€10k€6k▼
Tangible fixed assets22/27€10k€6k▼
Plant, machinery and equipment23€878€598▼
Furniture and vehicles24€9k€5k▼
Current assets29/58€498k€387k▼
Amounts receivable within one year40/41€24k€29k▲
Trade receivables40€24k€29k▲
Other amounts receivable41€483€704▲
Current investments50/53€173k€173k=
Cash at bank and in hand54/58€300k€184k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€508k€393k▼
Equity10/15€358k€276k▼
Contributions10/11€20k€20k=
Reserves13€337k€255k▼
Distributable reserves133€337k€255k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€150k€118k▼
Amounts payable within one year42/48€142k€111k▼
Trade debts44€5k€6k▲
Suppliers440/4€5k€6k▲
Taxes, remuneration and social security45€28k€32k▲
Taxes450/3€27k€31k▲
Remuneration and social security454/9€830€579▼
Other amounts payable47/48€108k€74k▼
Accrued charges and deferred income492/3€8k€6k▼
Income statement
Code20242025
Remuneration, social security and pensions62€21k€20k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€4k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€136k€134k▼
Operating profit (loss)9901€104k€109k▲
Financial income75/76B€347€0▼
Recurring financial income75€347€0▼
Financial charges65/66B€9k€7k▼
Recurring financial charges65€9k€7k▼
Profit (loss) for the period before taxes9903€95k€102k▲
Income taxes67/77€29k€30k▲
Profit (loss) for the period9904€66k€72k▲
Profit (loss) for the period to be appropriated9905€66k€72k▲
Appropriation of the result
Profit (loss) to be appropriated9906€66k€72k▲
Transfer from equity791/2-€155k
Transfer to equity691/2€66k€72k▲
To other reserves6921€66k€72k▲
Profit to be distributed694/7-€155k
Return on contributions (dividend)694-€155k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €72k ▲9%
Operating result €109k, net result €72k, both a record.
04-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
01-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €5k ▼87.4%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200kEq €227k ▲43.3%
2 profitable years in a row build equity to €227k.
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
15-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lille · 2 establishment units since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kloosterstraat 632275 LilleGround area
2,982 m²
Building footprint
99 m²
Volume, LiDAR
706 m³
2 parcels, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Torrr Consulting
since 20152.245.602.854
B&B Ask Lily
since 20192.309.471.416
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13050A0072/00Y000 | Flanders | 1,912 m² | - | - |
| 13009D0039/00E002 | Flanders | 1,069 m² | 1 · 99 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 38,554 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-08-2015
Fiscal year end31-12
Activities, NACEBEL
55204Guest rooms (bed and breakfast)
70200Business and other management consultancy
70220Business consulting
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryWebsite:www.ask-lily.be/