TORRES TRAVAUX
ActiveSummary
The computed 12-month bankruptcy probability of TORRES TRAVAUX is 2.6% (moderate). The 2025 annual accounts show equity of €13k and a net result of €6k. Equity is growing by ~62% per year across the filed fiscal years. Its solvency ranks better than 42% of 2045 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▲+5
Solvency62▲+10
Growth78=
Track record94
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 1.54 against 1.28 in 2024; short-term debt: 63.2% and cash: 0% of total assets), but 63.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.8%
Return on assets
16%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-07-2026, 13 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
13 d early
2024
60 d late
2023
66 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€6k▲ 64.9%
2024 · €3k
2023: €803
2024: €3k
2023 → 2025
Working capital
€12k▲ 112%
2024 · €5k
2023: €2k
2024: €5k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€4k-€7k▲ 88.1%€13k▲ 77.2%
Operating result€1k-€11k▲ 739%€7k▼ 30.3%
Net result€803-€3k▲ 317%€6k▲ 64.9%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 30% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €34k
Fixed assets
€629 ▼ 36.1%
Current assets
€33k ▲ 32.0%
Equity and liabilities €34k
Equity
€13k ▲ 77.2%
Debt
€22k ▲ 9.9%
Debt's share of the balance-sheet total falls from 73.5% to 63.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€8k▼
2024 · €11k
Cash flow
€6k▲
2024 · €4k
Current ratio
1.54▲
2024 · 1.28
Quick ratio
1.19▲
2024 · 0.21
Debt to equity
1.72▼
2024 · 2.77
ROE
43.6%▼
2024 · 46.8%
ROA
16.0%▲
2024 · 12.4%
Interest coverage
89.58▲
2024 · 65.52
Debt ≤ 1 year
€22k▲
2024 · €20k
Income taxes
€2k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€27k€34k▲
Formation expenses20€674€406▼
Fixed assets21/28€985€629▼
Tangible fixed assets22/27€985€629▼
Plant, machinery and equipment23€985€629▼
Current assets29/58€25k€33k▲
Stocks and contracts in progress3€21k€8k▼
Stocks30/36€21k€8k▼
Contracts in progress37€0-
Amounts receivable within one year40/41€4k€26k▲
Trade receivables40€4k€26k▲
Other amounts receivable41€618€69▼
Cash at bank and in hand54/58€0€8▲
Equity and liabilities
Total equity and liabilities10/49€27k€34k▲
Equity10/15€7k€13k▲
Contributions10/11€3k€3k=
Outside capital11€3k€3k=
Other1109/19€3k€3k=
Profit (loss) carried forward14€4k€10k▲
Amounts payable17/49€20k€22k▲
Amounts payable within one year42/48€20k€22k▲
Financial debts43€6-
Credit institutions430/8€6-
Trade debts44€6k€1k▼
Suppliers440/4€6k€1k▼
Taxes, remuneration and social security45€5k€12k▲
Taxes450/3€5k€12k▲
Other amounts payable47/48€8k€9k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€623€623=
Other operating charges640/8€938€613▼
Gross operating margin9900€12k€9k▼
Operating profit (loss)9901€11k€7k▼
Financial income75/76B-€150
Recurring financial income75-€150
Non-recurring financial income76B-€150
Financial charges65/66B€2k€90▼
Recurring financial charges65€173€90▼
Non-recurring financial charges66B€2k-
Profit (loss) for the period before taxes9903€9k€8k▼
Income taxes67/77€5k€2k▼
Profit (loss) for the period9904€3k€6k▲
Profit (loss) for the period to be appropriated9905€3k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€10k▲
Profit (loss) brought forward from the previous period14P€803€4k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Highest result since 2023net €6k ▲64.9%
Net result €6k, the highest in the series.
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
05-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 66 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anhée · 1 establishment unit since 2022
Ground area
409 m²
Building footprint
67 m²
Volume, LiDAR
510 m³
Parcel 91005A0020/00W003, Wallonia · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
TORRES TRAVAUX
since 20222.335.162.855
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91005A0020/00W003 | Wallonia | 409 m² | 1 · 67 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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SONASSIRI
BE 0650.925.824
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Acrobat Construct
BE 1002.632.184
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Of 4,096 companies in sector 43240 we hold annual accounts for 1,632. 983 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-07-2022
Fiscal year end31-12
Activities, NACEBEL 2025
43240Other construction installation
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.