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TORRE OTTENBOURGS

Active
Private limited companyfounded 20251 yr activeWindmolenstraat 26, 3500 Hasselt, BelgiumKBO/BCE: BE 1019.975.883
Summary

The computed 12-month bankruptcy probability of TORRE OTTENBOURGS is 1.6% (moderate). The 2025 annual accounts show equity of €49,031 and a net result of €48,031. The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability100
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity ample (current ratio 5.8; short-term debt: 17.3% and cash: 99.7% of total assets), and 17.3% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
82.7%
Return on assets
81.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
31 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

TORRE OTTENBOURGS was incorporated on 13 February 2025 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€49,031
Total assets
€59,256
Net result
€48,031
Working capital
€49,031

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Equity and liabilities €59,256
Equity €49,031
Debt €10,224
Debt finances 17.3% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€61,681
Cash flow
€49,431
Current ratio
5.80
Debt to equity
0.21
ROE
98.0%
ROA
81.1%
Interest coverage
535.15
Debt ≤ 1 year
€10,224
Income taxes
€12,135

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

For this company itself Checked computes a higher bankruptcy probability: 1.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 28 lines
Balance sheet Code2025
Assets
Total assets20/58€59,256
Current assets29/58€59,256
Cash at bank and in hand54/58€59,051
Deferred charges and accrued income490/1€205
Equity and liabilities
Total equity and liabilities10/49€59,256
Equity10/15€49,031
Contributions10/11€1,000
Profit (loss) carried forward14€48,031
Amounts payable17/49€10,224
Amounts payable within one year42/48€10,224
Financial debts43€3,360
Credit institutions430/8€3,360
Trade debts44€1,056
Suppliers440/4€1,056
Taxes, remuneration and social security45€2,135
Taxes450/3€2,135
Other amounts payable47/48€3,674
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,400
Other operating charges640/8€618
Gross operating margin9900€62,299
Operating profit (loss)9901€60,281
Financial charges65/66B€115
Recurring financial charges65€115
Profit (loss) for the period before taxes9903€60,166
Income taxes67/77€12,135
Profit (loss) for the period9904€48,031
Profit (loss) for the period to be appropriated9905€48,031
Appropriation of the result
Profit (loss) to be appropriated9906€48,031

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,400
Other operating charges640/8€618
Gross operating margin9900€62,299
Operating profit (loss)9901€60,281
Financial charges65/66B€115
Recurring financial charges65€115
Profit (loss) for the period before taxes9903€60,166
Income taxes67/77€12,135
Profit (loss) for the period9904€48,031
Profit (loss) for the period to be appropriated9905€48,031
Line2025
Assets
Total assets20/58€59,256
Current assets29/58€59,256
Cash at bank and in hand54/58€59,051
Deferred charges and accrued income490/1€205
Equity and liabilities
Total equity and liabilities10/49€59,256
Equity10/15€49,031
Contributions10/11€1,000
Profit (loss) carried forward14€48,031
Amounts payable17/49€10,224
Amounts payable within one year42/48€10,224
Financial debts43€3,360
Credit institutions430/8€3,360
Trade debts44€1,056
Suppliers440/4€1,056
Taxes, remuneration and social security45€2,135
Taxes450/3€2,135
Other amounts payable47/48€3,674
Line2025
Profit (loss) for the period9904€48,031
+ Depreciation and write-downs630€1,400
Operating cash flow (approximation)€49,431

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
30-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
1,579 m²
Building footprint
401 m²
Volume, LiDAR
4,254 m³
2 parcels, Flanders · tallest building 17.4 m, ±5 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
TORRE OTTENBOURGS
Billikstraat 11, 3511 HasseltOther business support services
since 20252.370.642.287
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
71328D0007/00W000 Flanders 861 m² 1 · 221 m² 17.4 m · 5 fl.
71483C0106/00K000 Flanders 718 m² 1 · 179 m² 8.0 m · 2 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2025 · 1 entry · 107 EUR awarded · 107 EUR paid
Year Entries awardedpaid
2025 1 107 EUR107 EUR
Schemes
1 entry · 107 EUR · 107 EUR paid · Fonds voor Innoveren en Ondernemen

Identification & contact

Identification
Legal formPrivate limited company
Founded13-02-2025
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.