Financials
- Financial year
- 2025
- Total assets
- €2.0m
- Loss
- -€18,321
- Solvency
- 45.0%
Total assets▲ 10.7%
Net result
20192025
TOROMA
ActiveSummary
TOROMA has been active since 2008 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €920,106 and a net result of -€18,321. Equity is growing by about 7.5% per year across the filed financial years. Its solvency ranks better than 62% of 17,033 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Buying and selling of own real estate
NACE 68110
10th largest company by equity in Buggenhout, Real estate sector1 site
Size
€2.0mtotal assets 2025
- Equity
- €920,106
- Loss
- -€18,321
Turnover not published (micro format)
Structure
2025 accounts 51 days early2 deeds in the Belgian Official Gazette
Why 94raises riskLiquidity: current ratio 3.90, cash €32,102lowers riskSize: total assets €2.0mFigures for financial year 2025 (filed 11-12-2025)Founded in 2008Show the evidence
Checked score
Score 2025
94
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 52% of its sector peers (NACE 68, small)
Financial strength · tick = 2024
Average
Solvency
70-6
equity 45.0% of total assets
Liquidity
52+1
short-term debt 0.5% · cash 1.6%
Profitability
41-8
return on assets -0.9%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: < 0.1%lowest value
12-2024: < 0.1%● unchanged vs 11-2024
01-2025: 0.1%▲ +0.1 percentage points vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.2%▲ +0.1 percentage points vs 11-2025highest value
01-2026: 0.1%▼ -0.1 percentage points vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
Credit of up to €85,000 on 30-day terms is acceptable
Liquidity ample (current ratio 3.9, compared with 0.76 in 2024, above the usual 1.5; short-term debt: 0.5% and cash: 1.6% of total assets), but 55% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small): better than 63% on solvency, 70% on liquidity, 40% on profitability and 35% on growth.
The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 11-12-2025, 51 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
51 days early
2024
49 days early
2023
21 days early
2022
43 days early
2021
70 days early
2020
9 days early
2019
44 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 41 days before the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 13 December (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end25-10-2026 today31-01-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Weakest financial yearnet -€18,321
- Liquidity more than 5 timescurrent ratio 3.90
Key points
By topic
Timeline
- Events
- 21
- Since
- 2011
- Next accounts
- by 31-01-2027
- 13-12-2024Annual accounts filed
- 10-01-2024Annual accounts filed
- 30-06-2023Back to profit
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Buying and selling of own real estateNACE 68110
- Founded
- 24-12-2008
- Year ends
- 30-06
- Peppol
- Reachable for e-invoices
Key facts about TOROMA
- What is the company number of TOROMA?
- 0808.675.538. In Belgium the VAT number is the company number with BE in front: BE 0808.675.538.
- Where is TOROMA based?
- The registered office is at Kasteelstraat 144, 9255 Buggenhout.Company details
- What does TOROMA do?
- According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
- What is the legal form of TOROMA?
- Private limited company (BV).
- When was TOROMA founded?
- On 24-12-2008.
- Is TOROMA still active?
- Yes, TOROMA is an active enterprise in the KBO register.
- What is the turnover of TOROMA?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
- Is TOROMA profitable?
- In financial year 2025, TOROMA made a loss of €18,321.
- Where can I find the annual accounts of TOROMA?
- TOROMA filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of TOROMA due?
- By 31-01-2027, for financial year 2026.Timeline
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