TORLET BENOIT
ActiveTORLET BENOIT has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €411k and a net result of €32k. Equity is growing by ~5% per year across the filed fiscal years. Its solvency ranks better than 60% of 4472 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
87
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability39▲+1
Solvency94▼-6
Growth78=
Stability100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 2.0 against 2.94 in 2024), but 51.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.9%
Return on assets
3.8%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
15 d early
2023
30 d late
2022
50 d late
2021
15 d late
2020
3 d early
2019
3 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€32k▲ 9.2%
2024 · €29k
2018: €21k
2019: €20k
2020: €41k
2021: €10k
2022: €13k
2023: €9k
2024: €29k
2018 → 2025
Working capital
€281k▼ 2.3%
2024 · €288k
2018: €156k
2019: €140k
2020: €228k
2021: €251k
2022: €304k
2023: €275k
2024: €288k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€345k-€358k▲ 3.7%€367k▲ 2.4%€379k▲ 3.4%€411k▲ 8.3%
Operating result€22k-€23k▲ 8.3%€21k▼ 11.3%€47k▲ 129%€50k▲ 4.9%
Net result€10k-€13k▲ 29.6%€9k▼ 31.9%€29k▲ 231%€32k▲ 9.2%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 5% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €841k
Fixed assets
€280k▲ 201%
Current assets
€561k▲ 28.8%
Equity and liabilities €841k
Equity
€411k▲ 8.3%
Debt
€430k▲ 188%
The debt ratio rises from 28.3% to 51.1%: debt grows faster than equity.
Key figures and ratios
EBITDA
€110k▲
2024 · €90k
Cash flow
€92k▲
2024 · €72k
Solvency
48.9%▼
2024 · 71.7%
Current ratio
2.00▼
2024 · 2.94
Quick ratio
1.94▼
2024 · 2.78
Debt / equity
1.05▲
2024 · 0.39
ROE
7.7%▲
2024 · 7.6%
ROA
3.8%▼
2024 · 5.5%
Interest coverage
15.87▼
2024 · 15.88
Debt
€430k▲
2024 · €149k
Debt ≤ 1 year
€280k▲
2024 · €148k
Debt > 1 year
€150k▲
2024 · €1k
Income taxes
€11k▼
2024 · €13k
Staff costs
€213k▲
2024 · €151k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€529k€841k▲
Fixed assets21/28€93k€280k▲
Tangible fixed assets22/27€93k€279k▲
Furniture and vehicles24€72k€222k▲
Leasing and similar rights25€20k€58k▲
Financial fixed assets28€330€330=
Current assets29/58€436k€561k▲
Stocks and contracts in progress3€24k€19k▼
Stocks30/36€24k€19k▼
Amounts receivable within one year40/41€287k€513k▲
Trade receivables40€277k€480k▲
Other amounts receivable41€10k€33k▲
Cash at bank and in hand54/58€112k€10k▼
Deferred charges and accrued income490/1€13k€19k▲
Equity and liabilities
Total equity and liabilities10/49€529k€841k▲
Equity10/15€379k€411k▲
Contributions10/11€20k€20k=
Reserves13€359k€391k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€357k€389k▲
Amounts payable17/49€149k€430k▲
Amounts payable after more than one year17€1k€150k▲
Financial debts170/4€1k€150k▲
Amounts payable within one year42/48€148k€280k▲
Current portion of amounts payable after more than one year42€29k€57k▲
Trade debts44€56k€140k▲
Suppliers440/4€56k€140k▲
Taxes, remuneration and social security45€63k€60k▼
Taxes450/3€26k€18k▼
Remuneration and social security454/9€38k€42k▲
Other amounts payable47/48€61€24k▲
Income statement
Code20242025
Remuneration, social security and pensions62€151k€213k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€43k€60k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€27k€1k▼
Other operating charges640/8€12k€14k▲
Gross operating margin9900€280k€338k▲
Operating profit (loss)9901€47k€50k▲
Financial income75/76B€201€124▼
Recurring financial income75€201€124▼
Financial charges65/66B€6k€7k▲
Recurring financial charges65€6k€7k▲
Profit (loss) for the period before taxes9903€42k€43k▲
Income taxes67/77€13k€11k▼
Profit (loss) for the period9904€29k€32k▲
Profit (loss) for the period to be appropriated9905€29k€32k▲
Appropriation of the result
Profit (loss) to be appropriated9906€29k€32k▲
Transfer from equity791/2€17k-
Transfer to equity691/2€29k€32k▲
To other reserves6921€29k€32k▲
Profit to be distributed694/7€17k-
Return on contributions (dividend)694€17k-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €9k ▼31.9%
Net result drops to €9k, the lowest in the series; recovery starts the following year.
19-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 50 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 3.80
Current ratio from 1.74 to 3.80; short-term debt falls from €337k to €109k.
15-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 15 days late
2021
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Highest result since 2018net €41k ▲107%
Operating result €66k, net result €41k, both a record.
03-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 3 days late
2019
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
03-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 3 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Momignies · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Les Trieux (MCI) 186592 MomigniesGround area
533 m²
Building footprint
177 m²
Volume, LiDAR
904 m³
Parcel 56052B0070/02F000, Wallonia · tallest building 6.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TORLET BENOIT TRANSPORTS
since 20072.162.830.576
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56052B0070/02F000 | Wallonia | 533 m² | 1 · 177 m² | 6.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,446 companies in sector 49410 we hold annual accounts for 8,087. 5,431 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-02-2007
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0496/389577