Summary
Torka is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €108,387 and a net result of €104,544. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 76% of 8102 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Two signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year €108,387
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
23 d early
2024
4 d late
2023
on the day
2022
41 d early
2021
23 d late
2020
13 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 4 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What changed in the latest annual accounts?What changed What held for this company on a given day: board, seat, name?Company as of a date
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
€108,387▲ 2,720%
2024 · €3,843
Net result
€104,544▲ 54.6%
2024 · €67,615
Total assets
€136,932▼ 13.3%
2024 · €157,861
Solvency
79.2%▲ 76.7pp
2024 · 2.4%
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€113,039▼ 6.3%€125,078▲ 10.7%€88,692▼ 29.1%€89,560▲ 1.0%€135,794▲ 51.6%
Net result€89,474above the sector's middle half▼ 0.5%€87,725above the sector's middle half▼ 2.0%€68,126within the sector's middle half▼ 22.3%€67,615within the sector's middle half▼ 0.7%€104,544above the sector's middle half▲ 54.6%
Equity€180,377within the sector's middle half▲ 98.4%€268,102within the sector's middle half▲ 48.6%€36,228below the sector's middle half▼ 86.5%€3,843below the sector's middle half▼ 89.4%€108,387within the sector's middle half▲ 2,720%
Total assets€220,678within the sector's middle half▲ 63.4%€338,254within the sector's middle half▲ 53.3%€300,308within the sector's middle half▼ 11.2%€157,861within the sector's middle half▼ 47.4%€136,932within the sector's middle half▼ 13.3%
Debt€40,301▼ 8.6%€70,151▲ 74.1%€264,080▲ 276%€154,018▼ 41.7%€28,545▼ 81.5%
Working capital€173,947above the sector's middle half▲ 101%€239,520above the sector's middle half▲ 37.7%€23,252within the sector's middle half▼ 90.3%€5,017within the sector's middle half▼ 78.4%€108,161within the sector's middle half▲ 2,056%
Solvency81.7%above the sector's middle half▲ 14.4pp79.3%above the sector's middle half▼ 2.5pp12.1%below the sector's middle half▼ 67.2pp2.4%below the sector's middle half▼ 9.6pp79.2%above the sector's middle half▲ 76.7pp
Current ratio5.39above the sector's middle half▲ 2.404.45above the sector's middle half▼ 0.941.09within the sector's middle half▼ 3.361.03within the sector's middle half▼ 0.064.79above the sector's middle half▲ 3.76
Return on assets (ROA)40.5%above the sector's middle half▼ 26.0pp25.9%above the sector's middle half▼ 14.6pp22.7%within the sector's middle half▼ 3.2pp42.8%above the sector's middle half▲ 20.1pp76.3%above the sector's middle half▲ 33.5pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 52% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €136,932
Fixed assets
€226 ▼ 88.0%
Current assets
€136,706 ▼ 12.4%
Equity and liabilities €136,932
Equity
€108,387 ▲ 2,720%
Debt
€28,545 ▼ 81.5%
Debt's share of the balance-sheet total falls from 97.6% to 20.8%. Equity is higher and debt is lower.
Key figures and ratios
ROE
96.5%
Debt ≤ 1 year
€28,545▼
2024 · €150,957
Income taxes
€32,211▲
2024 · €21,399
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,505 | €5,047 | €15,331 | €12,015 | €1,661 | ▼ 86.2% |
| Other operating charges640/8 | €861 | €1,322 | €1,143 | €1,225 | €1,221 | ▼ 0.3% |
| Gross operating margin9900 | €115,405 | €131,448 | €105,166 | €102,800 | €138,676 | ▲ 34.9% |
| Operating profit (loss)9901 | €113,039 | €125,078 | €88,692 | €89,560 | €135,794 | ▲ 51.6% |
| Financial income75/76B | €1,480 | €1,971 | €3,337 | €2,140 | €1,133 | ▼ 47.1% |
| Recurring financial income75 | €1,480 | €1,971 | €3,337 | €2,140 | €1,133 | ▼ 47.1% |
| Financial charges65/66B | €1,627 | €10,081 | €2,289 | €2,685 | €172 | ▼ 93.6% |
| Recurring financial charges65 | €1,627 | €10,081 | €2,289 | €2,685 | €172 | ▼ 93.6% |
| Profit (loss) for the period before taxes9903 | €112,892 | €116,968 | €89,740 | €89,015 | €136,754 | ▲ 53.6% |
| Income taxes67/77 | €23,417 | €29,243 | €21,614 | €21,399 | €32,211 | ▲ 50.5% |
| Profit (loss) for the period9904 | €89,474 | €87,725 | €68,126 | €67,615 | €104,544 | ▲ 54.6% |
| Profit (loss) for the period to be appropriated9905 | €89,474 | €87,725 | €68,126 | €67,615 | €104,544 | ▲ 54.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €220,678 | €338,254 | €300,308 | €157,861 | €136,932 | ▼ 13.3% |
| Fixed assets21/28 | €7,080 | €29,232 | €13,902 | €1,887 | €226 | ▼ 88.0% |
| Tangible fixed assets22/27 | €7,080 | €29,232 | €13,902 | €1,887 | €226 | ▼ 88.0% |
| Furniture and vehicles24 | €7,080 | €29,232 | €13,902 | €1,887 | €226 | ▼ 88.0% |
| Current assets29/58 | €213,598 | €309,021 | €286,407 | €155,974 | €136,706 | ▼ 12.4% |
| Amounts receivable within one year40/41 | €71,538 | €52,965 | €59,113 | €45,849 | €49,467 | ▲ 7.9% |
| Trade receivables40 | €19,965 | €52,965 | €19,965 | €1,437 | €0 | ▼ 100% |
| Other amounts receivable41 | €51,573 | €0 | €39,148 | €44,412 | €49,467 | ▲ 11.4% |
| Current investments50/53 | €27,500 | €48,641 | €0 | - | - | - |
| Cash at bank and in hand54/58 | €112,628 | €203,873 | €225,229 | €104,862 | €84,329 | ▼ 19.6% |
| Deferred charges and accrued income490/1 | €1,932 | €3,543 | €2,065 | €5,263 | €2,910 | ▼ 44.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €220,678 | €338,254 | €300,308 | €157,861 | €136,932 | ▼ 13.3% |
| Equity10/15 | €180,377 | €268,102 | €36,228 | €3,843 | €108,387 | ▲ 2,720% |
| Contributions10/11 | €1,000 | €1,000 | €1,000 | €1,000 | €1,000 | = |
| Profit (loss) carried forward14 | €179,377 | €267,102 | €35,228 | €2,843 | €107,387 | ▲ 3,677% |
| Amounts payable17/49 | €40,301 | €70,151 | €264,080 | €154,018 | €28,545 | ▼ 81.5% |
| Amounts payable within one year42/48 | €39,651 | €69,501 | €263,155 | €150,957 | €28,545 | ▼ 81.1% |
| Trade debts44 | €380 | €2,541 | €1,547 | €4,925 | €2,357 | ▼ 52.2% |
| Suppliers440/4 | €380 | €2,541 | €1,547 | €4,925 | €2,357 | ▼ 52.2% |
| Taxes, remuneration and social security45 | €38,248 | €66,806 | €42,246 | €16,032 | €16,493 | ▲ 2.9% |
| Taxes450/3 | €38,248 | €64,806 | €42,246 | €16,032 | €14,493 | ▼ 9.6% |
| Remuneration and social security454/9 | - | €2,000 | €0 | - | €2,000 | - |
| Other amounts payable47/48 | €1,023 | €155 | €219,362 | €130,000 | €9,696 | ▼ 92.5% |
| Accrued charges and deferred income492/3 | €650 | €650 | €925 | €3,061 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €89,474 | €87,725 | €68,126 | €67,615 | €104,544 | ▲ 54.6% |
| + Depreciation and write-downs630 | €1,505 | €5,047 | €15,331 | €12,015 | €1,661 | ▼ 86.2% |
| Operating cash flow (approximation) | €90,979 | €92,772 | €83,457 | €79,630 | €106,205 | ▲ 33.4% |
| Investment in fixed assets (approximation) | - | -€27,200 | €0 | €0 | €0 | - |
| Change in cash | - | €91,244 | €21,356 | -€120,366 | -€20,533 | ▲ 82.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-07
State Gazette act
General meeting · Director resignation
Director appointment · Permanent representative
15-07
State Gazette act
General meeting · Director resignation
Permanent representative · Director appointment
15-07
State Gazette act
General meeting · Director resignation
Permanent representative · Director appointment
15-07
State Gazette act
General meeting · Director resignation
Permanent representative · Director appointment
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
07-05
State Gazette act
General meeting · Director resignation
Permanent representative · Director appointment
2025
31-12
Financial
Highest result since 2020net €104,544 ▲54.6%
Operating result €135,794, net result €104,544, both a record.
31-12
Financial
Liquidity times 5current ratio 4.79
Current ratio from 1.03 to 4.79; short-term debt falls from €150,957 to €28,545.
31-12
Financial
Equity above €100,000Eq €108,387 ▲2,720%
6 profitable years in a row build equity to €108,387.
04-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
31-12
Financial
Weakest financial yearnet €67,615 ▼0.7%
Net result drops to €67,615, the lowest in the series; recovery starts the following year.
10-12
State Gazette act
General meeting · Director appointment
Permanent representative
Show earlier events
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200,000Eq €268,102 ▲48.6%
3 profitable years in a row build equity to €268,102.
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
31-12
Financial
Equity above €150,000Eq €180,377 ▲98.4%
2 profitable years in a row build equity to €180,377.
13-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 13 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2019
Ground area
609 m²
Building footprint
195 m²
Volume, LiDAR
1,215 m³
Parcel 71327G0050/00E004, Flanders · tallest building 12.0 m, ±2 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Torka
since 20192.296.065.125
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71327G0050/00E004 | Flanders | 609 m² | 1 · 195 m² | 12.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
6 connected companiesThis company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, scroll to zoom.
Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
1 location
Similar companies · same sector, comparable size
MCD
BE 0788.361.956
Oostrozebeke · Eq €108,374
Perennity Holding Company
BE 0750.618.563
Zaventem · Eq €108,407
Ardore Holding
BE 1021.197.786
Turnhout · Eq €108,366
MLCLM Holding
BE 1006.998.471
Baarle-Hertog · Eq €108,420
sol-IT bridge
BE 0777.529.531
Duffel · Eq €108,420
Of 24,728 companies in sector 64210 we hold annual accounts for 19,805. 12,509 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded27-11-2019
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
71111Activities of building architects
82100Office administrative and support services
Contact
E-mail
sven@torka.be
Phone
0476/48.01.84
E-invoicing
Reachable via Peppol
Peppol ID
0208:0738476836
Also
9925:BE0738476836
Registered
29-07-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.