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TORFS & VAN DEN BERGH

Active
Private limited companyfounded 1972active for 54 yearsLangenheuvel 80, 2288 Grobbendonk, BelgiumKBO/BCE: BE 0412.598.507
Summary

TORFS & VAN DEN BERGH has been active since 1972 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €84,191 and a net result of -€4,077. Equity is shrinking by about 20% per year across the filed financial years. The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow ReportCompare
TORFS & VAN DEN BERGHActiveChecked score 95/100
Risk analysis ReportCompare

Overview

Activity
“Het optrekken en aannemen van alle bouwwerken, slopingswerken van gebouwen en kunstwerken, tegelzetten, aannemen…” (deed in Dutch)
From the articles, 3 activitiesNo NACE code in the KBO yet1 site
Size
€85,231total assets 2025
Equity
€84,191
Loss
-€4,077
Turnover not published (abbreviated format)
Financial health
95 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
2025 accounts 57 days early1 of 4 deeds summarised
Why 95lowers riskSize: total assets €85,231Founded in 1972Liquidity: current ratio 81.91, cash €58,216Equity €84,191 (98.8% of total assets)Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 57% of its sector peers (no NACE code, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 98.8% of total assets
Liquidity 100=
short-term debt 1.2% · cash 68.3%
Profitability 26+2
return on assets -4.8%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.2%▲ +0.1 percentage points vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025highest value 07-2025: < 0.1%▼ -0.2 percentage points vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity ample (current ratio 81.91, compared with 85.86 in 2024, above the usual 1.5; short-term debt: 1.2% and cash: 68.3% of total assets), and 1.2% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 81% on solvency, 95% on liquidity, 19% on profitability and 32% on growth.

The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €85,231
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Founded in 1972
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 81.91, cash €58,216
NBB · annual accounts
lowers risk · Equity €84,191 (98.8% of total assets)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€4,077
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
57 days early
2024
50 days early
2023
6 days late
2022
24 days late
2021
4 days early
2020
2 days early
2019
15 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 14 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 July (4 of the last 5 filed years within 46 days of that day).
Companies Code · seven months
Where today falls in the filing period
29-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · abbreviated…
  3. Liquidity more than 28 timescurrent ratio 85.86

Key points

  • Risk: 3 loss-making years in a rowloss financial year 2025 -€4,077 View
  • Active since 1972founded 16-08-1972 54 years View
  • Board2 directors in office 2 View

By topic

Financials

Financial year
2025
Total assets
€85,231
Loss
-€4,077
Solvency
98.8%
Total assets▼ 4.6%
Net result
20182025
Go to Financials

Timeline

Events
55
Since
1978
Next accounts
by 31-07-2027
  1. 06-08-2024Annual accounts filed
  2. 13-12-2023Resignations: Lucas Van Den Bergh (director) and…
  3. 24-08-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Founded
16-08-1972
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

Articles of association

Provisions read
33
Purpose
“Het optrekken en aannemen van alle bouwwerken, slopingswerken van gebouwen en kunstwerken…” (deed in Dutch)
Go to Articles of association

Key facts about TORFS & VAN DEN BERGH

What is the company number of TORFS & VAN DEN BERGH?
0412.598.507. In Belgium the VAT number is the company number with BE in front: BE 0412.598.507.
Where is TORFS & VAN DEN BERGH based?
The registered office is at Langenheuvel 80, 2288 Grobbendonk.Company details
What is the legal form of TORFS & VAN DEN BERGH?
Private limited company (BV).
When was TORFS & VAN DEN BERGH founded?
On 16-08-1972.
Is TORFS & VAN DEN BERGH still active?
Yes, TORFS & VAN DEN BERGH is an active enterprise in the KBO register.
How many employees does TORFS & VAN DEN BERGH have?
On average 3 full-time equivalents in financial year 2019, according to the filed annual accounts.Financials
What is the turnover of TORFS & VAN DEN BERGH?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is TORFS & VAN DEN BERGH profitable?
In financial year 2025, TORFS & VAN DEN BERGH made a loss of €4,077.
Where can I find the annual accounts of TORFS & VAN DEN BERGH?
TORFS & VAN DEN BERGH filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of TORFS & VAN DEN BERGH due?
By 31-07-2027, for financial year 2026.Timeline

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