TORFS RENTING
ActiveTORFS RENTING has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €853k and a net result of €39k. Equity is growing by ~10.3% per year across the filed fiscal years. Its solvency ranks better than 60% of 912 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability71▲+1
Solvency72▲+8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity tight (current ratio 1.01 against 1.2 in 2024; short-term debt: 14.2% and cash: 5.3% of total assets), and 53.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.8%
Return on assets
2.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-04-2026, 111 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
111 d early
2024
64 d early
2023
62 d early
2022
31 d early
2021
82 d early
2020
40 d early
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€853k▲ 4.8%
2024 · €814k
2018: €435k
2019: €448k
2020: €527k
2021: €629k
2022: €626k
2023: €801k
2024: €814k
2018 → 2025
Total assets
€1.82M▼ 13.0%
2024 · €2.09M
2018: €1.41M
2019: €3.48M
2020: €2.98M
2021: €2.96M
2022: €3.64M
2023: €2.29M
2024: €2.09M
2018 → 2025
Net result
€39k▲ 201%
2024 · €13k
2018: €415
2019: €13k
2020: €79k
2021: €102k
2022: €-2k
2023: €175k
2024: €13k
2018 → 2025
Working capital
€2k▼ 97.0%
2024 · €62k
2018: €277k
2019: €224k
2020: €-68k
2021: €132k
2022: €113k
2023: €100k
2024: €62k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€629k-€626k▼ 0.4%€801k▲ 27.9%€814k▲ 1.6%€853k▲ 4.8%
Operating result€165k-€32k▼ 80.9%€259k▲ 721%€39k▼ 85.0%€68k▲ 75.5%
Net result€102k-€-2k€175k€13k▼ 92.6%€39k▲ 201%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 76% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.82M
Fixed assets
€1.56M▼ 9.1%
Current assets
€261k▼ 30.7%
Equity and liabilities €1.82M
Equity
€853k▲ 4.8%
Provisions
€16k▼ 25.0%
Debt
€953k▼ 24.3%
The debt ratio falls from 60.1% to 52.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€274k▲
2024 · €243k
Cash flow
€245k▲
2024 · €217k
Solvency
46.8%▲
2024 · 38.9%
Current ratio
1.01▼
2024 · 1.20
Quick ratio
1.01▼
2024 · 1.20
Debt / equity
1.12▼
2024 · 1.55
ROE
4.5%▲
2024 · 1.6%
ROA
2.1%▲
2024 · 0.6%
Interest coverage
14.85▲
2024 · 10.27
Debt
€953k▼
2024 · €1.26M
Debt ≤ 1 year
€259k▼
2024 · €315k
Debt > 1 year
€694k▼
2024 · €944k
Income taxes
€16k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.09M€1.82M▼
Fixed assets21/28€1.72M€1.56M▼
Tangible fixed assets22/27€1.72M€1.56M▼
Land and buildings22€1.72M€1.56M▼
Financial fixed assets28€1k€1k=
Current assets29/58€376k€261k▼
Amounts receivable within one year40/41€221k€90k▼
Trade receivables40€119k€67k▼
Other amounts receivable41€102k€24k▼
Cash at bank and in hand54/58€82k€96k▲
Deferred charges and accrued income490/1€73k€75k▲
Equity and liabilities
Total equity and liabilities10/49€2.09M€1.82M▼
Equity10/15€814k€853k▲
Contributions10/11€124k€124k=
Capital10€124k€124k=
Issued capital100€124k€124k=
Reserves13€690k€729k▲
Non-distributable reserves130/1€12k€12k=
Legal reserve130€12k€12k=
Tax-exempt reserves132€42k€31k▼
Distributable reserves133€636k€685k▲
Provisions and deferred taxes16€22k€16k▼
Deferred taxes168€22k€16k▼
Amounts payable17/49€1.26M€953k▼
Amounts payable after more than one year17€944k€694k▼
Financial debts170/4€925k€675k▼
Other amounts payable178/9€19k€19k=
Amounts payable within one year42/48€315k€259k▼
Current portion of amounts payable after more than one year42€250k€250k=
Trade debts44€379-
Suppliers440/4€379-
Taxes, remuneration and social security45€65k€9k▼
Taxes450/3€65k€9k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€204k€206k▲
Other operating charges640/8€40k€40k▼
Gross operating margin9900€283k€314k▲
Operating profit (loss)9901€39k€68k▲
Financial income75/76B€169€203▲
Recurring financial income75€169€203▲
Financial charges65/66B€24k€18k▼
Recurring financial charges65€24k€18k▼
Profit (loss) for the period before taxes9903€15k€50k▲
Transfer from deferred taxes780€5k€5k=
Income taxes67/77€8k€16k▲
Profit (loss) for the period9904€13k€39k▲
Transfer from tax-exempt reserves789€10k€10k=
Profit (loss) for the period to be appropriated9905€23k€49k▲
Appropriation of the result
Profit (loss) to be appropriated9906€23k€49k▲
Transfer to equity691/2€23k€49k▲
To other reserves6921€23k€49k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
28-05
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €175k
Net result €175k after one loss-making year.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €-2k ▼102%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
10-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Liquidity doublescurrent ratio 1.51
Current ratio from 0.74 to 1.51; short-term debt falls from €260k to €260k.
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €500kEq €527k ▲17.6%
3 profitable years in a row build equity to €527k.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
30-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ranst · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hutveld 392520 RanstGround area
2.6 ha
Building footprint
2,517 m²
Volume, LiDAR
18,022 m³
2 parcels, Flanders · tallest building 45.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TORFS RENTING
since 19912.055.072.484
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11815A0427/00F000 | Flanders | 2.5 ha | 1 · 2,340 m² | 45.4 m · 2 fl. |
| 11015C0213/00F000 | Flanders | 730 m² | 1 · 177 m² | 9.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 361 companies in sector 77120 we hold annual accounts for 233. 153 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded03-07-1991
Fiscal year end31-12
Activities, NACEBEL
77120Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.