Torentje
ActiveSummary
The computed 12-month bankruptcy probability of Torentje is 1.7% (moderate). The 2025 annual accounts show negative equity (€-3k) and a net result of €7k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 23% of 13305 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
48
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▲+23
Solvency20▲+13
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.18 against 0.06 in 2024; short-term debt: 72.8% and cash: 9.7% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-5.4%
Return on assets
14.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 13305 sector peers (2025).
NBB · sector comparisonPosition among 13305 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
28 d late
2023
on the day
2022
22 d late
2021
23 d late
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-3k▲ 72.7%
2024 · €-10k
2018: €14k
2019: €4k
2020: €4k
2021: €4k
2022: €-6k
2023: €-8k
2024: €-10k
2018 → 2025
Total assets
€49k▼ 10.2%
2024 · €54k
2018: €69k
2019: €68k
2020: €73k
2021: €70k
2022: €60k
2023: €70k
2024: €54k
2018 → 2025
Net result
€7k
2024 · €-2k
2018: €78
2019: €-10k
2020: €129
2021: €127
2022: €-10k
2023: €-2k
2024: €-2k
2018 → 2025
Working capital
€-29k▲ 32.2%
2024 · €-42k
2018: €-31k
2019: €-48k
2020: €-54k
2021: €-58k
2022: €-59k
2023: €-56k
2024: €-42k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€4k-€-6k€-8k▼ 39.3%€-10k▼ 24.6%€-3k▲ 72.7%
Operating result€529-€-10k€-2k▲ 84.1%€-1k▲ 10.4%€9k
Net result€127-€-10k€-2k▲ 78.2%€-2k▲ 12.8%€7k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €9k after a loss of €1k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €49k
Fixed assets
€42k ▼ 17.8%
Current assets
€7k ▲ 124%
Key figures and ratios
EBITDA
€23k▲
2024 · €14k
Cash flow
€21k▲
2024 · €13k
Solvency
-5.4%▲
2024 · -17.7%
Current ratio
0.18▲
2024 · 0.06
Quick ratio
0.15▲
2024 · 0.03
Debt to equity
-19.57▼
2024 · -6.64
ROA
14.4%▲
2024 · -3.5%
Interest coverage
13.05▼
2024 · 160.75
Debt
€51k▼
2024 · €64k
Debt ≤ 1 year
€35k▼
2024 · €45k
Debt > 1 year
€8k▼
2024 · €12k
Income taxes
€405▼
2024 · €427
Staff costs
€13k▲
2024 · €10k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€54k€49k▼
Fixed assets21/28€51k€42k▼
Tangible fixed assets22/27€48k€39k▼
Land and buildings22-€3k
Plant, machinery and equipment23€17k€11k▼
Furniture and vehicles24€32k€26k▼
Financial fixed assets28€3k€3k=
Current assets29/58€3k€7k▲
Stocks and contracts in progress3€1k€1k▼
Stocks30/36€1k€1k▼
Amounts receivable within one year40/41€370€530▲
Other amounts receivable41€370€530▲
Cash at bank and in hand54/58€1k€5k▲
Equity and liabilities
Total equity and liabilities10/49€54k€49k▼
Equity10/15€-10k€-3k▲
Contributions10/11€6k€6k=
Reserves13€853€853=
Distributable reserves133€853€853=
Profit (loss) carried forward14€-17k€-10k▲
Amounts payable17/49€64k€51k▼
Amounts payable after more than one year17€12k€8k▼
Financial debts170/4€12k€8k▼
Amounts payable within one year42/48€45k€35k▼
Current portion of amounts payable after more than one year42-€4k
Trade debts44€5k€6k▲
Suppliers440/4€5k€6k▲
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€1k€2k▲
Remuneration and social security454/9€376€997▲
Other amounts payable47/48€38k€23k▼
Accrued charges and deferred income492/3€6k€8k▲
Income statement
Code20242025
Remuneration, social security and pensions62€10k€13k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€14k▼
Other operating charges640/8€2k€2k▼
Gross operating margin9900€26k€37k▲
Operating profit (loss)9901€-1k€9k▲
Financial income75/76B-€1
Recurring financial income75-€1
Financial charges65/66B€87€2k▲
Recurring financial charges65€87€2k▲
Profit (loss) for the period before taxes9903€-1k€7k▲
Income taxes67/77€427€405▼
Profit (loss) for the period9904€-2k€7k▲
Profit (loss) for the period to be appropriated9905€-2k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-17k€-10k▲
Profit (loss) brought forward from the previous period14P€-15k€-17k▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €7k
Net result €7k after 3 loss-making years.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €129
Net result €129 after one loss-making year.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Weakest financial yearnet €-10k ▼13021%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oekensestraat 38800 RoeselareGround area
226 m²
Building footprint
162 m²
Volume, LiDAR
828 m³
Parcel 36017A0772/00M000, Flanders · tallest building 9.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TORENTJE
since 20102.185.268.260
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36017A0772/00M000 | Flanders | 226 m² | 1 · 162 m² | 9.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteRoeselare2.185.268.260
Similar companies · same sector, comparable size
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BE 0699.935.667
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DE KIEPER
BE 0552.513.780
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BELISSIMA
BE 1007.900.967
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PRED
BE 0844.332.837
Kortenberg · Eq €4,474
Of 14,018 companies in sector 56301 we hold annual accounts for 4,891. 2,671 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-01-2010
Fiscal year end31-12
Activities, NACEBEL 2025
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.