Torenhuis
Open bankruptcyA bankruptcy procedure is open for Torenhuis according to publications in the Belgian State Gazette; curator: ANOUK DE VLEESHOUWER. The 2024 annual accounts show equity of €7k and a net result of €-6k.
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-09-2025, 58 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
58 d late
2023
35 d early
2022
52 d late
2021
61 d late
2020
109 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€7k▼ 49.6%
2023 · €13k
2020: €-6k
2021: €-3k
2022: €2k
2023: €13k
2020 → 2024
Total assets
€19k▼ 39.8%
2023 · €31k
2020: €16k
2021: €33k
2022: €31k
2023: €31k
2020 → 2024
Net result
€-6k
2023 · €11k
2020: €-7k
2021: €3k
2022: €5k
2023: €11k
2020 → 2024
Working capital
€6k▼ 47.9%
2023 · €11k
2020: €-13k
2021: €-10k
2022: €-2k
2023: €11k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-6k-€-3k▲ 49.6%€2k€13k▲ 471%€7k▼ 49.6%
Operating result€-7k-€3k€6k▲ 75.3%€11k▲ 88.6%€-6k
Net result€-7k-€3k€5k▲ 73.0%€11k▲ 94.4%€-6k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €6k after €11k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €19k
Fixed assets
€578▼ 62.3%
Current assets
€18k▼ 38.6%
Equity and liabilities €19k
Equity
€7k▼ 49.6%
Debt
€12k▼ 32.7%
The debt ratio rises from 58.2% to 65.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-5k▼
2023 · €14k
Cash flow
€-5k▼
2023 · €13k
Solvency
35.0%▼
2023 · 41.8%
Current ratio
1.49▼
2023 · 1.63
Quick ratio
1.49▼
2023 · 1.63
Debt / equity
1.86▲
2023 · 1.39
ROE
-98.5%▼
2023 · 82.5%
ROA
-34.5%▼
2023 · 34.5%
Interest coverage
-13.52▼
2023 · 28.44
Debt
€12k▼
2023 · €18k
Debt ≤ 1 year
€12k▼
2023 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€31k€19k▼
Fixed assets21/28€2k€578▼
Tangible fixed assets22/27€2k€578▼
Plant, machinery and equipment23€1k€578▼
Furniture and vehicles24€214-
Current assets29/58€29k€18k▼
Amounts receivable within one year40/41€17k€15k▼
Trade receivables40€280€13k▲
Other amounts receivable41€16k€2k▼
Cash at bank and in hand54/58€13k€2k▼
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€31k€19k▼
Equity10/15€13k€7k▼
Contributions10/11€1k€1k=
Profit (loss) carried forward14€12k€6k▼
Amounts payable17/49€18k€12k▼
Amounts payable within one year42/48€18k€12k▼
Trade debts44€124€1k▲
Suppliers440/4€124€1k▲
Taxes, remuneration and social security45€17k€2k▼
Taxes450/3€17k€2k▼
Other amounts payable47/48€1k€9k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€954▼
Other operating charges640/8€2k€6k▲
Gross operating margin9900€15k€685▼
Operating profit (loss)9901€11k€-6k▼
Financial income75/76B-€4
Recurring financial income75-€4
Financial charges65/66B€481€377▼
Recurring financial charges65€481€377▼
Profit (loss) for the period before taxes9903€11k€-6k▼
Profit (loss) for the period9904€11k€-6k▼
Profit (loss) for the period to be appropriated9905€11k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€12k€6k▼
Profit (loss) brought forward from the previous period14P€1k€12k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-12
Bankruptcy
Opening
Ondernemingsrechtbank Antwerpen, afdeling Mechelen · TORENHUIS BV ANTWERPSE- STEENWEG 107, 2800 MECHELEN · event 15-12-2025
27-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 58 days late
2024
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2020net €11k ▲94.4%
Operating result €11k, net result €11k, both a record.
21-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 52 days late
2022
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
17-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 109 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Antwerpsesteenweg 1072800 MechelenGround area
230 m²
Building footprint
108 m²
Volume, LiDAR
752 m³
Parcel 12402B0455/00F007, Flanders · tallest building 13.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Torenhuis
since 20192.290.541.964
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12402B0455/00F007 | Flanders | 230 m² | 1 · 108 m² | 13.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Insolvency mandates
1 mandate| Role | Name | Tenure |
|---|---|---|
| Curator | ANOUK DE VLEESHOUWER DRABSTRAAT 18,
2800 MECHELEN |
15-12-2025 → present |
Recognitions · licences · registrations
Food safety, FASFC
1 siteMechelen2.290.541.964
Similar companies · same sector, comparable size
3C2A
BE 0801.362.629
Jodoigne · Eq €7k
José
BE 0755.441.245
Hove · Eq €7k
BottlO
BE 1018.395.080
Linter · Eq €7k
ISO-OMEGA
BE 0435.260.180
Brecht · Eq €6k
MDMC Group
BE 0667.975.256
Namur · Eq €6k
Of 14,023 companies in sector 56301 we hold annual accounts for 4,893. 3,079 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-06-2019
Fiscal year end31-12
Activities, NACEBEL
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:agatakaszuba65@gmail.com
Phone:+32475462895