Losses
-€59,013 in two years
The 2024 and 2025 financial years closed with a loss. 2025 was the heaviest.
TOPS
Lifetime
19 annual accounts with figures on one time axis, 33 filings since 1993peak €103,167 (2021)
€4,570▼ 90.6%
lowest -€48,949 (2025)
-€48,949▼ €38,885
peak €227,809 (2023)
€168,796▼ 22.5%
€660,942▲ 30.1%
Board1 name since 1993
1 director
Owners
100%
Documentsfilings and deeds
22-07-20269 days before the deadline
2025abbreviated format
Gross margin from €48,702 to €4,570Loss of €48,949Equity from €217,745 to €168,796Debts from €508,084 to €660,942Cash from €6,178 to €3,849
Key points
from the 2025 annual accountsDebts
€660,942 80% of the balance sheet
Financial debts 37%Suppliers 24%Taxes and wages 0%Other 39%
Of this, €606,200 falls due within a year.
Position in the sector
-€48,949
Lower net result than 89% of companies in retail trade. Sector median €37,956 · 13,243 companies.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 2,506 companies had the same profile as TOPS has now. Each dot stands for 7 companies, two years later.
96.4%
were still trading
1.8%
stopped another way
1.6%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,506 companies, not a prediction for TOPS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0449141078
Environmental permit granted
Bouwen of herbouwen, Verbouwen en/of uitbreiden met functiewijziging en met wijziging van aantal woongelegenheden · Geel
Reappointment: (director)
Appointment: (chair of the board) · General meeting of 19-05-2023 · Gazette deed
Reappointment: (managing director)
Appointment: (chair of the board) · General meeting of 19-05-2017 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TOPS Geel | - | - | 20.3% | - |
| HANSSENS MANAGEMENT CONSULTANT Anderlecht | - | - | 100.0% | - |
| WORLD WIDE EXPORT SERVICE Beerse | - | - | 44.8% | - |
| GEEROMS-VANDERHAEGEN Lierde | €0.3m | -3.0% | 67.9% | - |
| B.C.BB Antwerp | - | - | 55.4% | - |
| G-V Invest Lobbes | - | - | 96.1% | - |
| Beaphar Belgium Poperinge | €2.8m | 2.3% | 41.6% | 7.1 |
These companies have the same main activity as TOPS: retail sale of pets, pet food and pet supplies (NACE 47762). They are comparable in size and age: total assets between €245,000 and €1.6m, founded between 1978 and 2006.
Official details
Source: KBO- Status
- Active since 15-01-1993Normal situation
- Activity
- Retail sale of pets, pet food and pet suppliesNACE 47762and 1 other
- Establishment unit
- 2.060.533.4852440 Geel, since 29-01-1993
- Financial year end
- 31 December
- Peppol
- Reachable since 15-01-2026
Annual accounts 2025
- ≈ €48,000estimated
- €829,737▲ 14.3%
- Filing
- Filed on 22-07-2026, 9 days before the end of the filing period
Insights on TOPS
TOPS files the abbreviated format. That format states no turnover. The gross margin fell from €46,783 in 2007 to €4,570 in 2025.
The balance sheet grew most from 2012 to 2014 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about TOPS
- What is the company number of TOPS?
- The company number of TOPS is 0449.141.078. The VAT number is the same number with BE in front: BE 0449.141.078.
- Where is TOPS based?
- The registered office is at Meulemakershoef 3, 2440 Geel.Company details
- What does TOPS do?
- According to the KBO register, the main activity is retail sale of pets, pet food and pet supplies (NACE 47762).
- What is the legal form of TOPS?
- TOPS is a public limited company (NV).
- When was TOPS founded?
- TOPS was founded on 15-01-1993.
- Is TOPS still active?
- Yes, TOPS is an active enterprise in the KBO register.
- What is the turnover of TOPS?
- The turnover in financial year 2025 is ≈ €48,000. This figure is estimated from the gross margin of €4,570 and 167 comparable companies (NACE 477). It probably lies between €18,000 and €110,000. It is a rough estimate.Financials
- Is TOPS profitable?
- In financial year 2025, TOPS made a loss of €48,949.
- Where can I find the annual accounts of TOPS?
- TOPS filed 33 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of TOPS due?
- TOPS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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