Two of the last ten came late. The 2022 accounts came latest: 31 days after the end of the period.
Checked score
Checked score
The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
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Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
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Financial strength
Financial strength
Financial strength measures the balance sheet and the results with three figures out of 100 from the latest annual accounts: solvency, liquidity and profitability. It does not directly set the Checked score's band. How the company does against its sector peers on these and on growth does count for its place within the band.
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Score breakdown
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Comparable companies, two years later
In July 2024, 20,137 companies had the same profile as TOPS has now. Each dot stands for 51 companies, two years later.
95.1%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
Small
20 years or older
solvency 30% or more
a profit of 5% of the balance sheet or more
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
The companies in ten equal groups, from the lowest to the highest expected share
Group
Expected
Actual
1
0.2%
0.2%
2
0.3%
0.5%
3
0.5%
0.6%
4
0.7%
0.8%
5
0.9%
0.9%
6
1.3%
1.5%
7
1.6%
1.8%
8
1.8%
1.8%
9
3.0%
3.1%
10
5.6%
6.2%
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,137 companies, not a prediction for TOPS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit verdict
The credit verdict says how much credit you can give the company on open account. “Acceptable” means normal terms, “With conditions” means limiting the amount or the term. “Not advised” means asking for payment up front.
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Credit check for an amount and term of your choice
New sole statutory directorName after signing inVisible after signing in appointed, Name hiddenVisible after signing in resigned · Permanent representative: Hidden nameVisible after signing in · “modified purpose text” (deed in French) · General meeting of 20-12-2023 · Gazette deed
Reappointments: Name after signing inVisible after signing in (managing director) and Name hiddenVisible after signing in (director)
Board meeting of 05-10-2021 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0444478051
1 director appointed, 2 resignations, 3 reappointments
Reappointments: Hidden nameVisible after signing in (managing director), Name after signing inVisible after signing in and Name hiddenVisible after signing in · Permanent representative: Hidden nameVisible after signing in · Resignations: Name after signing inVisible after signing in and Name hiddenVisible after signing in · General meeting of 14-11-2016 · Gazette deed
Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
These companies have the same main activity as TOPS: renting and operating of own or leased non-residential real estate, excluding land (NACE 68203). They are comparable in size and age: total assets between €618,000 and €736,000, founded between 1986 and 1992.
The company number of TOPS is 0444.478.051. The VAT number is the same number with BE in front: BE 0444.478.051.
Where is TOPS based?
The registered office is at Chaussée de Courcelles 113, 6041 Charleroi.Company details
What does TOPS do?
According to the KBO register, the main activity is renting and operating of own or leased non-residential real estate, excluding land (NACE 68203).
What is the legal form of TOPS?
TOPS is a public limited company (NV).
When was TOPS founded?
TOPS was founded on 20-06-1991.
Is TOPS still active?
Yes, TOPS is an active enterprise in the KBO register.
What is the turnover of TOPS?
The turnover in financial year 2025 is ≈ €170,000. This figure is estimated from the gross margin of €124,985 and 37 comparable companies (NACE 68203). It probably lies between €130,000 and €270,000.Financials
Is TOPS profitable?
In financial year 2025, TOPS made a profit of €47,971.
Where can I find the annual accounts of TOPS?
TOPS filed 32 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of TOPS due?
TOPS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline