TOPRUIMERS
ActiveSummary
The computed 12-month bankruptcy probability of TOPRUIMERS is 2.4% (moderate). The 2025 annual accounts show equity of €51k and a net result of €12k. Its solvency ranks better than 71% of 4486 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability72▼-28
Solvency85▼-1
Growth52
Track record94
Bankruptcy probability, 12 months
2.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 2.5 against 2.59 in 2024; short-term debt: 39.9% and cash: 73.7% of total assets), and 39.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60.1%
Return on assets
13.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
24 d early
2024
22 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€51k▲ 29.9%
2024 · €39k
2024: €39k
2024 → 2025
Total assets
€85k▲ 32.8%
2024 · €64k
2024: €64k
2024 → 2025
Net result
€12k▼ 68.1%
2024 · €37k
2024: €37k
2024 → 2025
Working capital
€51k▲ 29.9%
2024 · €39k
2024: €39k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€39k-€51k▲ 29.9%
Operating result€46k-€15k▼ 66.7%
Net result€37k-€12k▼ 68.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 67% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €85k
Equity
€51k ▲ 29.9%
Debt
€34k ▲ 37.5%
Debt's share of the balance-sheet total rises from 38.6% to 39.9%. Equity and debt are higher.
Key figures and ratios
Current ratio
2.50▼
2024 · 2.59
Debt to equity
0.66▲
2024 · 0.63
ROE
23.0%▼
2024 · 93.6%
ROA
13.8%▼
2024 · 57.5%
Debt ≤ 1 year
€34k▲
2024 · €25k
Income taxes
€4k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet
Code20242025
Assets
Total assets20/58€64k€85k▲
Current assets29/58€64k€85k▲
Amounts receivable within one year40/41€21k€20k▼
Trade receivables40€21k€19k▼
Other amounts receivable41€333€806▲
Cash at bank and in hand54/58€43k€62k▲
Deferred charges and accrued income490/1€389€2k▲
Equity and liabilities
Total equity and liabilities10/49€64k€85k▲
Equity10/15€39k€51k▲
Contributions10/11€3k€3k=
Profit (loss) carried forward14€37k€48k▲
Amounts payable17/49€25k€34k▲
Amounts payable within one year42/48€25k€34k▲
Current portion of amounts payable after more than one year42-€1k
Financial debts43€2k-
Credit institutions430/8€2k-
Trade debts44€841€5k▲
Suppliers440/4€841€5k▲
Taxes, remuneration and social security45€18k€25k▲
Taxes450/3€16k€23k▲
Remuneration and social security454/9€2k€2k▲
Other amounts payable47/48€4k€3k▼
Income statement
Code20242025
Remuneration, social security and pensions62€320-
Other operating charges640/8€118€306▲
Gross operating margin9900€46k€16k▼
Operating profit (loss)9901€46k€15k▼
Financial income75/76B€58€124▲
Recurring financial income75€58€124▲
Financial charges65/66B€77€112▲
Recurring financial charges65€77€112▲
Profit (loss) for the period before taxes9903€46k€15k▼
Income taxes67/77€9k€4k▼
Profit (loss) for the period9904€37k€12k▼
Profit (loss) for the period to be appropriated9905€37k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€37k€48k▲
Profit (loss) brought forward from the previous period14P-€37k
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Edegem · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Drie Eikenstraat 1522650 EdegemGround area
2,639 m²
Building footprint
188 m²
Volume, LiDAR
1,673 m³
Parcel 11472C0287/00Y002, Flanders · tallest building 10.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
TOPRUIMERS
since 20232.350.400.169
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11472C0287/00Y002 | Flanders | 2,639 m² | 1 · 188 m² | 10.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PRO VICOS
BE 0542.553.959
Tienen · Eq €50,932
FACOS
BE 1018.806.539
Jette · Eq €50,867
ICM-Belgium
BE 0663.639.554
Sint-Niklaas · Eq €51,248
MEDKAY GLOBAL CERTIFICATION ET SERVICE FORMATION
BE 0737.784.671
Brussel · Eq €51,271
CLEAN & COSY
BE 0726.837.331
Wavre · Eq €50,664
Of 7,356 companies in sector 81210 we hold annual accounts for 2,735. 2,246 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-09-2023
Fiscal year end31-12
Activities, NACEBEL 2025
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.