TOPROMAXX
ActiveThe computed 12-month bankruptcy probability of TOPROMAXX is 1.6% (moderate). The 2025 annual accounts show equity of €321k and a net result of €103k. Equity is growing by ~26.6% per year across the filed fiscal years. Its solvency ranks better than 51% of 7293 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
94
/ 100
Excellent▲ +1 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+37
Solvency82▼-18
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 1.68 against 6.49 in 2024), but 55.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
44.3%
Return on assets
14.3%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
21 d early
2024
on the day
2023
33 d early
2022
31 d early
2021
34 d early
2020
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€321k▲ 23.7%
2024 · €260k
2020: €45k
2021: €90k
2022: €189k
2023: €227k
2024: €260k
2020 → 2025
Total assets
€725k▲ 138%
2024 · €304k
2020: €149k
2021: €170k
2022: €307k
2023: €323k
2024: €304k
2020 → 2025
Net result
€103k▲ 214%
2024 · €33k
2020: €42k
2021: €45k
2022: €99k
2023: €38k
2024: €33k
2020 → 2025
Working capital
€234k▲ 6.5%
2024 · €219k
2020: €24k
2021: €61k
2022: €136k
2023: €174k
2024: €219k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€90k-€189k▲ 110%€227k▲ 20.2%€260k▲ 14.5%€321k▲ 23.7%
Operating result€64k-€142k▲ 121%€56k▼ 60.7%€48k▼ 14.5%€153k▲ 221%
Net result€45k-€99k▲ 119%€38k▼ 61.4%€33k▼ 13.7%€103k▲ 214%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 221% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €725k
Fixed assets
€145k▲ 222%
Current assets
€580k▲ 124%
Equity and liabilities €725k
Equity
€321k▲ 23.7%
Debt
€404k▲ 805%
The debt ratio rises from 14.7% to 55.7%: debt grows faster than equity.
Key figures and ratios
EBITDA
€176k▲
2024 · €76k
Cash flow
€127k▲
2024 · €62k
Solvency
44.3%▼
2024 · 85.3%
Current ratio
1.68▼
2024 · 6.49
Quick ratio
1.68▼
2024 · 6.49
Debt / equity
1.26▲
2024 · 0.17
ROE
32.2%▲
2024 · 12.7%
ROA
14.3%▲
2024 · 10.8%
Interest coverage
150.50▲
2024 · 118.19
Debt
€404k▲
2024 · €45k
Debt ≤ 1 year
€346k▲
2024 · €40k
Debt > 1 year
€57k▲
2024 · €5k
Income taxes
€48k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€304k€725k▲
Fixed assets21/28€45k€145k▲
Tangible fixed assets22/27€45k€145k▲
Furniture and vehicles24€45k€145k▲
Financial fixed assets28€300€300=
Current assets29/58€259k€580k▲
Amounts receivable within one year40/41€17k€107k▲
Trade receivables40€17k€107k▲
Cash at bank and in hand54/58€242k€470k▲
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€304k€725k▲
Equity10/15€260k€321k▲
Contributions10/11€3k€3k=
Reserves13€257k€318k▲
Distributable reserves133€257k€318k▲
Amounts payable17/49€45k€404k▲
Amounts payable after more than one year17€5k€57k▲
Financial debts170/4€5k€57k▲
Amounts payable within one year42/48€40k€346k▲
Current portion of amounts payable after more than one year42€8k€19k▲
Trade debts44€11k€228k▲
Suppliers440/4€11k€228k▲
Taxes, remuneration and social security45€19k€56k▲
Taxes450/3€19k€56k▲
Other amounts payable47/48€2k€43k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€24k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€78k€177k▲
Operating profit (loss)9901€48k€153k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€645€1k▲
Recurring financial charges65€645€1k▲
Profit (loss) for the period before taxes9903€47k€152k▲
Income taxes67/77€14k€48k▲
Profit (loss) for the period9904€33k€103k▲
Profit (loss) for the period to be appropriated9905€33k€103k▲
Appropriation of the result
Profit (loss) to be appropriated9906€33k€103k▲
Transfer from equity791/2-€42k
Transfer to equity691/2€33k€103k▲
To other reserves6921€33k€103k▲
Profit to be distributed694/7-€42k
Return on contributions (dividend)694-€42k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €103k ▲214%
Operating result €153k, net result €103k, both a record.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €33k ▼13.7%
Net result drops to €33k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 6.49
Current ratio from 3.07 to 6.49; short-term debt falls from €84k to €40k.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €200kEq €227k ▲20.2%
4 profitable years in a row build equity to €227k.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €189k ▲110%
3 profitable years in a row build equity to €189k.
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maaseik · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koning Albertlaan 553680 MaaseikGround area
633 m²
Building footprint
169 m²
Volume, LiDAR
1,405 m³
2 parcels, Flanders · tallest building 13.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
TOPROMAXX
since 20192.299.346.101
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72021D0146/00Z006 | Flanders | 566 m² | 1 · 102 m² | 13.1 m · 3 fl. |
| 72021D0010/00M000 | Flanders | 67 m² | 1 · 67 m² | 8.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 222 EUR awarded · 222 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 0 EUR | 222 EUR |
| 2023 | 1 | 222 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 29,531 companies in sector 41001 we hold annual accounts for 15,859. 10,688 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-12-2019
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.