ToPP Group
ActiveSummary
ToPP Group has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €250k and a net result of €120k. Its solvency ranks better than 51% of 16618 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency90▲+5
Growth52
Track record82
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €22k at 30 days only on tighter terms
Liquidity ample (current ratio 2.85 against 2.52 in 2024; short-term debt: 35.1% and cash: 59.2% of total assets), and 35.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.9%
Return on assets
31.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
1 d early
2024
25 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€250k▲ 92.6%
2024 · €130k
Total assets
€385k▲ 79.0%
2024 · €215k
Net result
€120k▼ 4.1%
2024 · €125k
Working capital
€250k▲ 92.6%
2024 · €130k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result€161k-€154k▼ 4.1%
Net result€125k-€120k▼ 4.1%
Equity€130k-€250k▲ 92.6%
Total assets€215k-€385k▲ 79.0%
Debt€85k-€135k▲ 58.3%
Working capital€130k-€250k▲ 92.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 4% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €385k
Equity
€250k ▲ 92.6%
Debt
€135k ▲ 58.3%
Debt's share of the balance-sheet total falls from 39.7% to 35.1%. Equity and debt are higher.
Key figures and ratios
Current ratio
2.85▲
2024 · 2.52
Debt to equity
0.54▼
2024 · 0.66
ROE
48.1%▼
2024 · 96.5%
ROA
31.2%▼
2024 · 58.2%
Debt ≤ 1 year
€135k▲
2024 · €85k
Income taxes
€33k▼
2024 · €35k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Other operating charges640/8 | €2k | €2k | ▲ 10.5% |
| Gross operating margin9900 | €162k | €156k | ▼ 3.9% |
| Operating profit (loss)9901 | €161k | €154k | ▼ 4.1% |
| Financial income75/76B | €223 | - | - |
| Recurring financial income75 | €223 | - | - |
| Financial charges65/66B | €347 | €531 | ▲ 52.8% |
| Recurring financial charges65 | €347 | €531 | ▲ 52.8% |
| Profit (loss) for the period before taxes9903 | €160k | €153k | ▼ 4.3% |
| Income taxes67/77 | €35k | €33k | ▼ 5.0% |
| Profit (loss) for the period9904 | €125k | €120k | ▼ 4.1% |
| Profit (loss) for the period to be appropriated9905 | €125k | €120k | ▼ 4.1% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €215k | €385k | ▲ 79.0% |
| Current assets29/58 | €215k | €385k | ▲ 79.0% |
| Amounts receivable within one year40/41 | €7k | €157k | ▲ 2,164% |
| Other amounts receivable41 | €7k | €157k | ▲ 2,164% |
| Current investments50/53 | €80k | - | - |
| Cash at bank and in hand54/58 | €128k | €228k | ▲ 77.7% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €215k | €385k | ▲ 79.0% |
| Equity10/15 | €130k | €250k | ▲ 92.6% |
| Contributions10/11 | €5k | €5k | = |
| Profit (loss) carried forward14 | €125k | €245k | ▲ 95.9% |
| Amounts payable17/49 | €85k | €135k | ▲ 58.3% |
| Amounts payable within one year42/48 | €85k | €135k | ▲ 58.3% |
| Trade debts44 | €50k | €67k | ▲ 32.7% |
| Suppliers440/4 | €50k | €67k | ▲ 32.7% |
| Taxes, remuneration and social security45 | €35k | €69k | ▲ 95.0% |
| Taxes450/3 | €35k | €69k | ▲ 95.0% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €125k | €120k | ▼ 4.1% |
| Operating cash flow (approximation) | €125k | €120k | ▼ 4.1% |
| Change in cash | - | €100k | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €200kEq €250k ▲92.6%
2 profitable years in a row build equity to €250k.
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2024
Ground area
539 m²
Building footprint
112 m²
Volume, LiDAR
679 m³
Parcel 46382B0689/00T000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
ToPP Group
since 20242.355.301.738
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46382B0689/00T000 | Flanders | 539 m² | 1 · 112 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Of 12,696 companies in sector 86951 we hold annual accounts for 2,142. 1,500 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-01-2024
Fiscal year end31-12
Activities, NACEBEL 2025
86951Physiotherapy
Scores and ratios are computed by Checked and are not a credit decision.