Summary
TOPOY is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €6k and a net result of €3k. Its solvency ranks better than 24% of 9863 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 9863 sector peers (2024).
NBB · sector comparisonPosition among 9863 sector peers
Solvency
better than 24%
← weakest
strongest →
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2024 was due by 30-04-2025 and was filed on 19-03-2025, 42 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
42 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€6k
Net result
€3k
Total assets
€28k
Solvency
22.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Equity and liabilities €28k
Equity
€6k
Debt
€22k
Debt finances 77.2% of the balance-sheet total.
Key figures and ratios
ROE
53.6%
ROA
12.2%
Debt ≤ 1 year
€22k
Income taxes
€1k
Annual accounts
| Line | 2024 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3k |
| Gross operating margin9900 | €7k |
| Operating profit (loss)9901 | €5k |
| Financial charges65/66B | €68 |
| Recurring financial charges65 | €68 |
| Profit (loss) for the period before taxes9903 | €5k |
| Income taxes67/77 | €1k |
| Profit (loss) for the period9904 | €3k |
| Profit (loss) for the period to be appropriated9905 | €3k |
| Line | 2024 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €28k | |
| Current assets29/58 | €28k | |
| Amounts receivable within one year40/41 | €15k | |
| Trade receivables40 | €14k | |
| Other amounts receivable41 | €540 | |
| Cash at bank and in hand54/58 | €13k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €28k | |
| Equity10/15 | €6k | |
| Contributions10/11 | €3k | |
| Reserves13 | €3k | |
| Distributable reserves133 | €3k | |
| Amounts payable17/49 | €22k | |
| Amounts payable within one year42/48 | €22k | |
| Trade debts44 | €5k | |
| Suppliers440/4 | €5k | |
| Taxes, remuneration and social security45 | €1k | |
| Taxes450/3 | €1k | |
| Other amounts payable47/48 | €16k | |
| Line | 2024 |
|---|---|
| Profit (loss) for the period9904 | €3k |
| + Depreciation and write-downs630 | €3k |
| Operating cash flow (approximation) | €6k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
19-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2024
Ground area
1,069 m²
Building footprint
222 m²
Volume, LiDAR
2,804 m³
Parcel 11805E0523/00B003, Flanders · tallest building 17.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
TOPOY
since 20242.360.361.673
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11805E0523/00B003 | Flanders | 1,069 m² | 1 · 222 m² | 17.6 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
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Of 24,730 companies in sector 64210 we hold annual accounts for 19,766. 3,850 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-05-2024
Fiscal year end30-09
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
73300Public relations and communication consultancy
Scores and ratios are computed by Checked and are not a credit decision.