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TOPOPLAN

Active
Private limited companyfounded 198342 yrs activeEmiel van Roeystraat 4, 2310 Rijkevorsel, BelgiumKBO/BCE: BE 0425.165.054
Summary

TOPOPLAN has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €122,646 and a net result of -€30,824. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 20% of 9743 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability37▼-38
Solvency43▼-2
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days acceptable
Liquidity tight (current ratio 1.35 against 1.39 in 2024; short-term debt: 37.7% and cash: 0.9% of total assets), and 81.7% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 42 years 0 50 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
18.3%
Return on assets
-4.6%
Age of the figures
15 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 9743 sector peers (2025).
NBB · sector comparison
Position among 9743 sector peers
Solvency
better than 20%
← weakest strongest →
neutral · A punctual record breaks
This company filed 7 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 25-02-2026, 25 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
25 d late
2024
on the day
2023
29 d early
2022
39 d early
2021
31 d early
2020
6 d early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 11 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 34% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 2 January (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close01-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 29 December 1983, TOPOPLAN was incorporated.1 Total assets went from EUR 391,348 in 2019 to EUR 669,117 in 2025 and headcount from 2 to 1 full-time equivalents.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€122,646▼ 20.1%
2024 · €153,470
Total assets
€669,117▼ 12.2%
2024 · €762,099
Net result
-€30,824
2024 · €36,210
Working capital
€87,744▼ 22.1%
2024 · €112,597
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€155,775▼ 5.4%€45,003▼ 71.1%€45,009=€39,975▼ 11.2%-€27,298
Net result€154,414above the sector's middle half▼ 1.7%€40,019above the sector's middle half▼ 74.1%€38,448within the sector's middle half▼ 3.9%€36,210within the sector's middle half▼ 5.8%-€30,824below the sector's middle half
Equity€152,792above the sector's middle half▲ 3.0%€152,812within the sector's middle half=€153,260within the sector's middle half▲ 0.3%€153,470within the sector's middle half▲ 0.1%€122,646within the sector's middle half▼ 20.1%
Total assets€350,989above the sector's middle half▼ 30.4%€680,972above the sector's middle half▲ 94.0%€703,655above the sector's middle half▲ 3.3%€762,099above the sector's middle half▲ 8.3%€669,117above the sector's middle half▼ 12.2%
Debt€198,197▼ 44.3%€528,160▲ 166%€550,396▲ 4.2%€608,629▲ 10.6%€546,472▼ 10.2%
Working capital€99,339within the sector's middle half▼ 13.7%€135,510above the sector's middle half▲ 36.4%€96,911within the sector's middle half▼ 28.5%€112,597within the sector's middle half▲ 16.2%€87,744within the sector's middle half▼ 22.1%
Solvency43.5%within the sector's middle half▲ 14.1pp22.4%below the sector's middle half▼ 21.1pp21.8%below the sector's middle half▼ 0.7pp20.1%below the sector's middle half▼ 1.6pp18.3%below the sector's middle half▼ 1.8pp
Current ratio1.50within the sector's middle half▲ 0.181.88within the sector's middle half▲ 0.381.47within the sector's middle half▼ 0.401.39within the sector's middle half▼ 0.081.35within the sector's middle half▼ 0.04
Return on assets (ROA)44.0%above the sector's middle half▲ 12.8pp5.9%within the sector's middle half▼ 38.1pp5.5%within the sector's middle half▼ 0.4pp4.8%within the sector's middle half▼ 0.7pp-4.6%below the sector's middle half▼ 9.4pp
Staff (FTE)2=2=2=2=1▼ 50.0%
above within below the middle half (P25 to P75) of NACE 71, Architectural and engineering activities; technical testing and analysis, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€50,000€0€50,000€100,000€150,000Operating result 2021: €155,775€155,775Net result 2021: €154,414€154,414Operating result 2022: €45,003€45,003Net result 2022: €40,019€40,019Operating result 2023: €45,009€45,009Net result 2023: €38,448€38,448Operating result 2024: €39,975€39,975Net result 2024: €36,210€36,210Operating result 2025: -€27,298-€27,298Net result 2025: -€30,824-€30,82420212022202320242025-€40,000-€20,000€0€20,000€40,000Operating result 2023: €45,009€45,000Net result 2023: €38,448€38,400Operating result 2024: €39,975€40,000Net result 2024: €36,210€36,200Operating result 2025: -€27,298-€27,300Net result 2025: -€30,824-€30,800202320242025
The operating result turns negative in 2025: a loss of €27,298 after €39,975 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €669,117
Fixed assets €329,279 ▼ 8.8%
Current assets €339,838 ▼ 15.2%
Equity and liabilities €669,117
Equity €122,646 ▼ 20.1%
Debt €546,472 ▼ 10.2%
Debt's share of the balance-sheet total rises from 79.9% to 81.7%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€10,230▼
2024 · €81,153
Cash flow
€6,704▼
2024 · €77,389
Debt to equity
4.46▲
2024 · 3.97
ROE
-25.1%▼
2024 · 23.6%
Interest coverage
2.85▼
2024 · 47.44
Debt ≤ 1 year
€252,094▼
2024 · €288,282
Debt > 1 year
€294,377▼
2024 · €320,347
Staff costs
€64,923▼
2024 · €104,532
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,450 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 93% are still going.

  • Micro
  • 20 years or older
  • solvency 10 to 30%
  • a small loss
1.5% went bankrupt
5.0% stopped otherwise
93% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,450 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 51 lines
Balance sheet Code20242025
Assets
Total assets20/58€762,099€669,117▼
Fixed assets21/28€361,220€329,279▼
Tangible fixed assets22/27€361,220€329,279▼
Land and buildings22€318,378€300,378▼
Plant, machinery and equipment23€14,958€5,825▼
Furniture and vehicles24€27,883€20,444▼
Other tangible fixed assets26-€2,631
Current assets29/58€400,879€339,838▼
Amounts receivable within one year40/41€379,360€330,234▼
Trade receivables40€375,497€310,904▼
Other amounts receivable41€3,863€19,330▲
Cash at bank and in hand54/58€17,674€5,773▼
Deferred charges and accrued income490/1€3,846€3,831▼
Equity and liabilities
Total equity and liabilities10/49€762,099€669,117▼
Equity10/15€153,470€122,646▼
Contributions10/11€18,600€18,600=
Reserves13€134,870€104,046▼
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Tax-exempt reserves132€32,918€32,918=
Distributable reserves133€100,091€69,267▼
Amounts payable17/49€608,629€546,472▼
Amounts payable after more than one year17€320,347€294,377▼
Financial debts170/4€320,347€294,377▼
Amounts payable within one year42/48€288,282€252,094▼
Current portion of amounts payable after more than one year42€25,703€25,970▲
Trade debts44€186,920€206,771▲
Suppliers440/4€186,920€206,771▲
Taxes, remuneration and social security45€39,659€19,354▼
Taxes450/3€15,295€1,802▼
Remuneration and social security454/9€24,364€17,552▼
Other amounts payable47/48€36,000-
Income statement Code20242025
Remuneration, social security and pensions62€104,532€64,923▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€41,179€37,528▼
Other operating charges640/8€1,967€1,850▼
Gross operating margin9900€187,653€77,003▼
Operating profit (loss)9901€39,975-€27,298▼
Financial income75/76B€7€68▲
Recurring financial income75€7€68▲
Financial charges65/66B€1,710€3,593▲
Recurring financial charges65€1,710€3,593▲
Profit (loss) for the period before taxes9903€38,272-€30,824▼
Income taxes67/77€2,062-
Profit (loss) for the period9904€36,210-€30,824▼
Profit (loss) for the period to be appropriated9905€36,210-€30,824▼
Appropriation of the result
Profit (loss) to be appropriated9906€36,210-€30,824▼
Transfer from equity791/2-€30,824
Transfer to equity691/2€210-
To other reserves6921€210-
Profit to be distributed694/7€36,000-
Directors or managers695€36,000-

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A--€4,000---
Remuneration, social security and pensions62-€87,361€93,465€104,532€64,923▼ 37.9%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14,383€60,412€32,288€41,179€37,528▼ 8.9%
Other operating charges640/8-€2,040€6,599€1,967€1,850▼ 6.0%
Non-recurring operating charges66A-€677----
Gross operating margin9900€250,786€195,493€177,362€187,653€77,003▼ 59.0%
Operating profit (loss)9901€155,775€45,003€45,009€39,975-€27,298▼ 168%
Financial income75/76B-€2-€7€68▲ 808%
Recurring financial income75€2€2-€7€68▲ 808%
Financial charges65/66B-€2,596€4,048€1,710€3,593▲ 110%
Recurring financial charges65€822€2,596€4,048€1,710€3,593▲ 110%
Profit (loss) for the period before taxes9903€154,955€42,408€40,961€38,272-€30,824▼ 181%
Income taxes67/77€541€2,389€2,513€2,062--
Profit (loss) for the period9904€154,414€40,019€38,448€36,210-€30,824▼ 185%
Profit (loss) for the period to be appropriated9905€154,414€40,019€38,448€36,210-€30,824▼ 185%
Line20212022202320242025Change
Assets
Total assets20/58€350,989€680,972€703,655€762,099€669,117▼ 12.2%
Fixed assets21/28€53,453€390,898€402,399€361,220€329,279▼ 8.8%
Tangible fixed assets22/27€53,453€390,898€402,399€361,220€329,279▼ 8.8%
Land and buildings22-€354,378€336,378€318,378€300,378▼ 5.7%
Plant, machinery and equipment23-€26,809€24,091€14,958€5,825▼ 61.1%
Furniture and vehicles24-€9,711€41,929€27,883€20,444▼ 26.7%
Other tangible fixed assets26----€2,631-
Current assets29/58€297,536€290,074€301,257€400,879€339,838▼ 15.2%
Amounts receivable within one year40/41€177,584€158,514€237,051€379,360€330,234▼ 12.9%
Trade receivables40-€153,805€233,910€375,497€310,904▼ 17.2%
Other amounts receivable41-€4,709€3,141€3,863€19,330▲ 400%
Cash at bank and in hand54/58€118,966€129,360€60,597€17,674€5,773▼ 67.3%
Deferred charges and accrued income490/1-€2,200€3,608€3,846€3,831▼ 0.4%
Equity and liabilities
Total equity and liabilities10/49€350,989€680,972€703,655€762,099€669,117▼ 12.2%
Equity10/15€152,792€152,812€153,260€153,470€122,646▼ 20.1%
Contributions10/11-€18,600€18,600€18,600€18,600=
Reserves13€134,192€134,212€134,660€134,870€104,046▼ 22.9%
Non-distributable reserves130/1-€1,860€1,860€1,860€1,860=
Reserves not available under the articles1311-€1,860€1,860€1,860€1,860=
Tax-exempt reserves132-€32,918€32,918€32,918€32,918=
Distributable reserves133-€99,433€99,882€100,091€69,267▼ 30.8%
Amounts payable17/49€198,197€528,160€550,396€608,629€546,472▼ 10.2%
Amounts payable after more than one year17-€373,597€346,050€320,347€294,377▼ 8.1%
Financial debts170/4-€373,597€346,050€320,347€294,377▼ 8.1%
Amounts payable within one year42/48€198,197€154,564€204,346€288,282€252,094▼ 12.6%
Current portion of amounts payable after more than one year42-€25,155€27,547€25,703€25,970▲ 1.0%
Trade debts44€34,913€46,413€107,206€186,920€206,771▲ 10.6%
Suppliers440/4-€46,413€107,206€186,920€206,771▲ 10.6%
Taxes, remuneration and social security45-€42,995€31,593€39,659€19,354▼ 51.2%
Taxes450/3-€29,717€14,390€15,295€1,802▼ 88.2%
Remuneration and social security454/9-€13,279€17,203€24,364€17,552▼ 28.0%
Other amounts payable47/48-€40,000€38,000€36,000--
Line20212022202320242025Change
Profit (loss) for the period9904€154,414€40,019€38,448€36,210-€30,824▼ 185%
+ Depreciation and write-downs630€14,383€60,412€32,288€41,179€37,528▼ 8.9%
Operating cash flow (approximation)€168,797€100,431€70,736€77,389€6,704▼ 91.3%
Investment in fixed assets (approximation)--€397,856-€43,789€0-€5,588-
Change in cash-€10,395-€68,763-€42,924-€11,900▲ 72.3%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
25-02
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
30-06
Financial Weakest financial yearnet -€30,824
Net result drops to -€30,824, the lowest in the series.
31-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
02-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2022
23-12
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2021
31-12
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial Equity above €150,000Eq €152,792 ▲3%
3 profitable years in a row build equity to €152,792.
25-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial Highest result since 2019net €157,083 ▲4.2%
Operating result €164,742, net result €157,083, both a record.
31-01
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
29-01
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
15-02
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 15 days late
2017
31-01
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts

We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 4 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Rijkevorsel · 1 establishment unit since 1984
seat establishment The establishment unit on the map
Ground area
287 m²
Parcel 13037H0572/00N000, Flanders. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
Emiel van Roeystraat 4, 2310 Rijkevorsel
Photography, excluding press photography
since 19842.037.783.324
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13037H0572/00N000 Flanders 287 m² - -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 1,758 companies in this sector we hold annual accounts for 771. 660 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded29-12-1983
Fiscal year end30-06
Activities, NACEBEL 2025
71122Land surveying
Contact
E-mail dg@topoplan.beRijkevorsel
E-invoicing
Reachable via Peppol
Peppol ID 0208:0425165054
Registered 26-07-2024

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.