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Topinne

Active
Private limited companyfounded 20242 yrs activeGenitsstraat 66, 3670 Oudsbergen, BelgiumKBO/BCE: BE 1013.694.936
Summary

Topinne has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€41,424) and a net result of -€53,424. Its solvency ranks better than 11% of 14284 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Checked score

Score 2025
Axes
Profitability6
Solvency10
Growth-
Track record67
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.31; short-term debt: 5.7% and cash: 0.6% of total assets), and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-15%
Return on assets
-19.4%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
31 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 17 September 2024, Topinne was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
-€41,424
Total assets
€275,303
Net result
-€53,424
Working capital
-€10,812

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €275,303
Fixed assets €270,506
Current assets €4,796
Equity and liabilities
Equity-€41,424
Debt€316,726
Equity is negative: debt (€316,726) exceeds the balance-sheet total (€275,303).
Key figures and ratios
2025 value
EBITDA
€7,572
Cash flow
-€2,881
Solvency
-15.0%
Current ratio
0.31
ROA
-19.4%
Interest coverage
0.72
Debt
€316,726
Debt ≤ 1 year
€15,608
Debt > 1 year
€301,118
No debt to equity: equity is negative, so debt divided by equity means nothing.

Peer companies

Historical observation

Of the 7,638 companies that looked in July 2024 the way this one looks now, 8.9% went bankrupt within 24 months and 85% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.9% went bankrupt
5.6% stopped otherwise
85% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 1.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,638 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 33 lines
Balance sheet Code2025
Assets
Total assets20/58€275,303
Fixed assets21/28€270,506
Tangible fixed assets22/27€269,231
Land and buildings22€269,231
Financial fixed assets28€1,275
Current assets29/58€4,796
Amounts receivable within one year40/41€2,444
Trade receivables40€323
Other amounts receivable41€2,122
Cash at bank and in hand54/58€1,524
Deferred charges and accrued income490/1€828
Equity and liabilities
Total equity and liabilities10/49€275,303
Equity10/15-€41,424
Contributions10/11€12,000
Profit (loss) carried forward14-€53,424
Amounts payable17/49€316,726
Amounts payable after more than one year17€301,118
Financial debts170/4€301,118
Amounts payable within one year42/48€15,608
Current portion of amounts payable after more than one year42€12,086
Trade debts44€423
Suppliers440/4€423
Other amounts payable47/48€3,099
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€50,542
Other operating charges640/8€1,868
Gross operating margin9900€9,440
Operating profit (loss)9901-€42,970
Financial charges65/66B€10,454
Recurring financial charges65€10,454
Profit (loss) for the period before taxes9903-€53,424
Profit (loss) for the period9904-€53,424
Profit (loss) for the period to be appropriated9905-€53,424
Appropriation of the result
Profit (loss) to be appropriated9906-€53,424

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€50,542
Other operating charges640/8€1,868
Gross operating margin9900€9,440
Operating profit (loss)9901-€42,970
Financial charges65/66B€10,454
Recurring financial charges65€10,454
Profit (loss) for the period before taxes9903-€53,424
Profit (loss) for the period9904-€53,424
Profit (loss) for the period to be appropriated9905-€53,424
Line2025
Assets
Total assets20/58€275,303
Fixed assets21/28€270,506
Tangible fixed assets22/27€269,231
Land and buildings22€269,231
Financial fixed assets28€1,275
Current assets29/58€4,796
Amounts receivable within one year40/41€2,444
Trade receivables40€323
Other amounts receivable41€2,122
Cash at bank and in hand54/58€1,524
Deferred charges and accrued income490/1€828
Equity and liabilities
Total equity and liabilities10/49€275,303
Equity10/15-€41,424
Contributions10/11€12,000
Profit (loss) carried forward14-€53,424
Amounts payable17/49€316,726
Amounts payable after more than one year17€301,118
Financial debts170/4€301,118
Amounts payable within one year42/48€15,608
Current portion of amounts payable after more than one year42€12,086
Trade debts44€423
Suppliers440/4€423
Other amounts payable47/48€3,099
Line2025
Profit (loss) for the period9904-€53,424
+ Depreciation and write-downs630€50,542
Operating cash flow (approximation)-€2,881

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Oudsbergen · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
1,301 m²
Building footprint
249 m²
Parcel 72022B1061/00H002, Flanders. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
Topinne
Genitsstraat 66, 3670 OudsbergenActivities auxiliary to financial services and insurance activities
since 20242.364.465.367
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
72022B1061/00H002 Flanders 1,301 m² 1 · 249 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 12,040 companies in this sector we hold annual accounts for 6,007. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded17-09-2024
Fiscal year end31-12
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
66300Activities auxiliary to financial services and insurance activities
68201Renting and operating of own or leased residential real estate, excluding social housing
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:1013694936
Also 9925:BE1013694936
Registered 20-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.