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TOPINFIS

Active
Private limited companyfounded 20206 yrs activeAvenue de France 23, 1400 Nivelles, BelgiumKBO/BCE: BE 0744.693.645
Summary

TOPINFIS has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €48,030 and a net result of -€509. Equity is growing by ~40.8% per year across the filed fiscal years. Its solvency ranks better than 20% of 2603 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch ReportCompare
TOPINFISActiveChecked score 84/100
Risk analysis ReportCompare

Overview

Activity
Nursing and midwifery
NACE 86940NACE 86906
1 site
Size
€241,204total assets 2025
Equity
€48,030
Loss
-€509
Financial health
84 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Structure
Accounts filed 24 d late0 of 3 deeds read
Why 84- Liquidity: current ratio 1.74, cash €1,718, halved+ Sector Human health activities (NACE 86)+ Size: total assets €241,204+ Figures for FY 2025 (filed 24-08-2026)Show the evidence

Checked score

Score 2025
84 / 100
Excellent
Probability in this band: under 0.55%
Better than 18% of its sector peers (NACE 86, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 45-10
equity 19.9% of total assets
Liquidity 37-10
short-term debt 32.7% · cash 0.7%
Profitability 68-17
return on assets -0.2%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (23,628 companies)
Last 14 months 09-2025: 0.1%lowest value 10-2025: 0.1%▲ +3.7% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%● 0.0% vs 12-2025 02-2026: 0.1%▼ -1.8% vs 01-2026 03-2026: 0.1%▲ +23.6% vs 02-2026 04-2026: 0.1%▲ +13.2% vs 03-2026 05-2026: 0.1%▼ -5.2% vs 04-2026 06-2026: 0.1%▼ -2.7% vs 05-2026 07-2026: 0.1%▲ +9.9% vs 06-2026 08-2026: 0.2%▲ +117% vs 07-2026 09-2026: 0.2%▲ +23.7% vs 08-2026highest value 10-2026: 0.2%● 0.0% vs 09-2026highest value
  • Sector Human health activities (NACE 86) lowers the probability
  • Liquidity: current ratio 1.74, cash €1,718, halved raises the probability
  • Size: total assets €241,204 lowers the probability for this profile
  • Figures for FY 2025 (filed 24-08-2026) lowers the probability
Credit up to €4,000 at 30 days acceptable
Liquidity ample (current ratio 1.74 against 0.55 in 2024; short-term debt: 32.7% and cash: 0.7% of total assets), but 80.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 86, micro). Better than this share of them on solvency 20%, liquidity 8%, profitability 13%, growth against the median 33%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Human health activities (NACE 86)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Liquidity: current ratio 1.74, cash €1,718, halved
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: total assets €241,204
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 24-08-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 2603 sector peers (2025).
NBB · sector comparison
Position among 2603 sector peers
Solvency
better than 20%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 6 filings
Deviation from the deadline
2025
24 d late
2024
28 d late
2023
29 d late
2022
23 d late
2021
61 d late
2020
31 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 33 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Liquidity triplescurrent ratio 1.74
  3. Annual accounts filedfiscal year 2024 · full…

Key points

  • Caution: Among the weakest 10% on net resultsector median €114,916 · 2,569 companies -€509 View
  • Total assets 20256 fiscal years filed €241,204 View
  • Active since 2020founded 04-03-2020 6 years View

By topic

Financials

Fiscal year
2025
Total assets
€241,204
Loss
-€509
Solvency
19.9%
Total assets▲ 49.4%
Net result
20202025
Go to Financials

Timeline

Events
10
Since
2021
Next accounts
by 31-07-2027
  1. 24-08-2026Annual accounts filed
  2. 31-12-2025Liquidity triples
  3. 28-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Nursing and midwiferyNACE 86940
Founded
04-03-2020
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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