TOPIMMO LUX
ActiveTOPIMMO LUX has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-23k) and a net result of €67k. Equity is growing by ~31.7% per year across the filed fiscal years. Its solvency ranks better than 12% of 19347 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
16
/ 100
Critical▼ -12 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-100
Solvency33=
Growth78▲+20
Stability94
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.29 against 0.48 in 2023), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-12.8%
Return on assets
38%
Age of the figures
20 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 19347 sector peers (2024).
NBB · sector comparisonPosition among 19347 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-09-2025, 32 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
32 d late
2023
8 d early
2022
22 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€67k
2023 · €-28k
2022: €-72k
2023: €-28k
2022 → 2024
Working capital
€-69k▲ 36.3%
2023 · €-108k
2022: €-34k
2023: €-108k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Equity€-62k-€-89k▼ 45.0%€-23k▲ 74.7%
Operating result€-67k-€-20k▲ 69.8%€73k
Net result€-72k-€-28k▲ 61.3%€67k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €73k after a loss of €20k in 2023, the highest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €175k
Fixed assets
€148k▼ 17.9%
Current assets
€28k▼ 72.3%
Key figures and ratios
EBITDA
€105k▲
2023 · €12k
Cash flow
€99k▲
2023 · €4k
Solvency
-12.8%▲
2023 · -31.9%
Current ratio
0.29▼
2023 · 0.48
Quick ratio
0.29▼
2023 · 0.48
Debt / equity
-8.79▼
2023 · -4.14
ROE
-296.0%▼
2023 · 31.0%
ROA
38.0%▲
2023 · -9.9%
Interest coverage
19.80▲
2023 · 1.76
Debt
€198k▼
2023 · €369k
Debt ≤ 1 year
€96k▼
2023 · €208k
Debt > 1 year
€102k▼
2023 · €161k
Income taxes
€1k▲
2023 · €835
Staff costs
€124k▼
2023 · €243k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€280k€175k▼
Fixed assets21/28€180k€148k▼
Intangible fixed assets21€155k€126k▼
Tangible fixed assets22/27€25k€22k▼
Plant, machinery and equipment23€23k€20k▼
Furniture and vehicles24€2k€1k▼
Financial fixed assets28€228€228▼
Current assets29/58€99k€28k▼
Amounts receivable within one year40/41€65k€16k▼
Trade receivables40€56k-
Other amounts receivable41€8k€16k▲
Cash at bank and in hand54/58€22k€12k▼
Deferred charges and accrued income490/1€12k€87▼
Equity and liabilities
Total equity and liabilities10/49€280k€175k▼
Equity10/15€-89k€-23k▲
Contributions10/11€10k€10k=
Profit (loss) carried forward14€-99k€-33k▲
Amounts payable17/49€369k€198k▼
Amounts payable after more than one year17€161k€102k▼
Financial debts170/4€161k€102k▼
Amounts payable within one year42/48€208k€96k▼
Current portion of amounts payable after more than one year42€45k€35k▼
Trade debts44€138k€51k▼
Suppliers440/4€138k€51k▼
Taxes, remuneration and social security45€25k€160▼
Taxes450/3€2k-
Remuneration and social security454/9€24k€160▼
Other amounts payable47/48-€10k
Income statement
Code20232024
Remuneration, social security and pensions62€243k€124k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€32k▲
Other operating charges640/8€424€387▼
Non-recurring operating charges66A€578€6k▲
Gross operating margin9900€256k€236k▼
Operating profit (loss)9901€-20k€73k▲
Financial income75/76B-€79
Recurring financial income75-€79
Financial charges65/66B€7k€5k▼
Recurring financial charges65€7k€5k▼
Profit (loss) for the period before taxes9903€-27k€68k▲
Income taxes67/77€835€1k▲
Profit (loss) for the period9904€-28k€67k▲
Profit (loss) for the period to be appropriated9905€-28k€67k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-99k€-33k▲
Profit (loss) brought forward from the previous period14P€-72k€-99k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
09-07
State Gazette act
RestructuringMerger · Accounting effect · Net-asset statement11 facts ▸
State Gazette act
Restructuring
Merger · Accounting effect · Net-asset statement11 facts ▸
- Merger, fusion silencieuse
- Merger, fusion silencieuse
- Accounting effect, 2026-01-01
- Net-asset statement, 2025-12-31
- Net-asset statement, 2025-12-31
- Ownership, 100, 100%
- Ownership, 1000, 100%
- Fiscal regime, articles 211 et 212 du Code des Impôts sur les Revenus, articles 11 et 18 §3 du Code de la TVA, articles 117 §1er et 120 alinéa 3 du Code des droits d'enregistr…
- Asset transfer, compte bancaire BE29 7320 5527 1964 (CBC Banque); contrat de bail commercial Durbuy, Rue du Comte Théodore d'Ursel 26 (29/03/2024); contrat de bail commercial M…
- Asset transfer, compte bancaire BE37 1431 1840 0628 (Fintro)
- Cost allocation, Tous les frais liés à la présente fusion silencieuse seront supportés par la Société Absorbante
2025
01-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 32 days late
2024
31-12
Financial
Back to profitnet €67k
Net result €67k after 2 loss-making years.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 22 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bastogne · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Marche 1436600 BastogneGround area
740 m²
Building footprint
250 m²
Volume, LiDAR
1,325 m³
Parcel 82003E1142/00W000, Wallonia · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Topimmo Lux
since 20212.326.474.526
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 82003E1142/00W000 | Wallonia | 740 m² | 1 · 249 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Acquisitions and mergers
1 transactionTaken over by:ERA B-LUX
Similar companies · same sector and region
Association des copropriétaires de la Résidence les Arches du Carré
BE 0827.697.535
Bastogne
A.C.P. BD DEVREUX 7-9-11CHARLEROI
BE 0850.290.023
Charleroi
A.C.P. CHEE CHATELET 117 CHARLEROI 6060
BE 0850.316.747
Charleroi
A.C.P. COPROPR. DE LA RESIDENCE EMERAUDE RUE DU PARC 5 CHARLEROI ACP
BE 0850.658.425
Charleroi
A.C.P. PL AUX FOIRES 17 6900 MARCHE EN FAMENNE
BE 0850.805.608
Marche-en-Famenne
We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. Of 3,751 companies in sector 68321 we hold annual accounts for 1,381.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-12-2021
Fiscal year end31-12
Activities, NACEBEL
68321Property management for co-owned buildings (syndics)
68310Real estate agency activities
68311Real estate activities
68312Real estate activities
68322Real estate appraisal on a fee or contract basis
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.