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TOPIDEE

Active
Private limited companyfounded 2023active for 3 yearsSteenweg 379, 9470 Denderleeuw, BelgiumKBO/BCE: BE 0805.582.525
Summary

TOPIDEE has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €54,824 and a net result of €9,920. Its solvency ranks better than 60% of 22,479 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Activity
Retail sale of flowers, plants, seeds and fertilisers
NACE 47761
1 site
Size
€120,574total assets 2025
Equity
€54,824
Profit
€9,920
Turnover not published (micro format)
Financial health
71 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Structure
Accounts 3 days early0 of 1 deed read
Why 71raises riskFounded in 2023Size: total assets €120,574lowers riskLiquidity: current ratio 1.43, cash €42,655Equity €54,824 (45.5% of total assets)Show the evidence

Checked score

Score 2025
71 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 69% of its sector peers (NACE 47, micro)
Financial strength · tick = 2024
Strong
Solvency 70+7
equity 45.5% of total assets
Liquidity 66=
short-term debt 54.5% · cash 35.4%
Profitability 79+19
return on assets 8.2%
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,213 companies, NACE 47, micro)
Last 24 months 11-2024: 1.9% 12-2024: 1.9%● unchanged vs 11-2024 01-2025: 2.3%▲ +0.4 percentage points vs 12-2024 02-2025: 2.6%▲ +0.3 percentage points vs 01-2025highest value 03-2025: 2.6%● unchanged vs 02-2025highest value 04-2025: 0.7%▼ -1.9 percentage points vs 03-2025 05-2025: 0.8%▲ +0.1 percentage points vs 04-2025 06-2025: 0.8%● unchanged vs 05-2025 07-2025: 0.8%● unchanged vs 06-2025 08-2025: 0.8%● unchanged vs 07-2025 09-2025: 0.8%● unchanged vs 08-2025 10-2025: 0.8%● unchanged vs 09-2025 11-2025: 0.8%● unchanged vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.9%▲ +0.1 percentage points vs 12-2025 02-2026: 0.9%● unchanged vs 01-2026 03-2026: 0.9%● unchanged vs 02-2026 04-2026: 0.9%● unchanged vs 03-2026 05-2026: 0.6%▼ -0.3 percentage points vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 0.6%● unchanged vs 07-2026 09-2026: 0.6%● unchanged vs 08-2026 10-2026: 0.6%● unchanged vs 09-2026lowest value
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity tight (current ratio 1.43, compared with 1.19 in 2024, below the usual 1.5; short-term debt: 54.5% and cash: 35.4% of total assets), and 54.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 60% on solvency, 73% on liquidity, 69% on profitability and 74% on growth.

The bankruptcy probability was computed on 21-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 1.43, cash €42,655
NBB · annual accounts
raises risk · Founded in 2023
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
raises risk · Size: total assets €120,574
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Equity €54,824 (45.5% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
3 days early
2024
36 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 20 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end22-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…

Financials · financial year 2025, micro format

Equity
€54,824▲ 22.1%
2024 · €44,904
Total assets
€120,574▲ 2.9%
2024 · €117,177
Net result
€9,920▲ 102%
2024 · €4,904
Working capital
€28,425▲ 105%
2024 · €13,846
Trend over the years

2024 to 2025, 2 financial years

The operating result rises in 2025; 2025 is 47% above 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€16,106 2025 Net result€9,920 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 47, Retail trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line20242025
Operating result€10,976-€16,106▲ 46.7%
Net result€4,904within the sector's middle half-€9,920within the sector's middle half▲ 102%
Equity€44,904within the sector's middle half-€54,824within the sector's middle half▲ 22.1%
Total assets€117,177within the sector's middle half-€120,574within the sector's middle half▲ 2.9%
Debt€72,273-€65,750▼ 9.0%
Working capital€13,846within the sector's middle half-€28,425within the sector's middle half▲ 105%
Solvency38.3%within the sector's middle half-45.5%within the sector's middle half▲ 7.1pp
Current ratio1.19within the sector's middle half-1.43within the sector's middle half▲ 0.24
Return on assets (ROA)4.2%within the sector's middle half-8.2%within the sector's middle half▲ 4.0pp
above within below the middle half of NACE 47, Retail trade: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €119,969
Fixed assets €25,794 ▼ 14.7%
Current assets €94,175 ▲ 9.4%
Equity and liabilities €120,574
Equity €54,824 ▲ 22.1%
Debt €65,750 ▼ 9.0%
Debt's share of the balance-sheet total falls from 61.7% to 54.5%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€22,925▲
2024 · €18,053
Cash flow
€16,739▲
2024 · €11,982
Quick ratio
0.82▲
2024 · 0.77
Debt to equity
1.20▼
2024 · 1.61
ROE
18.1%▲
2024 · 10.9%
Interest coverage
11.84▲
2024 · 4.38
Debt ≤ 1 year
€65,750▼
2024 · €72,273
Income taxes
€4,345▲
2024 · €2,015
Staff costs
€12,423▲
2024 · €12,310
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 95.8% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
95.8% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet Code20242025
Assets
Total assets20/58€117,177€120,574▲
Formation expenses20€832€605▼
Fixed assets21/28€30,226€25,794▼
Tangible fixed assets22/27€30,226€25,794▼
Plant, machinery and equipment23€24,003€20,683▼
Furniture and vehicles24€6,222€3,306▼
Other tangible fixed assets26-€1,805
Current assets29/58€86,119€94,175▲
Stocks and contracts in progress3€30,177€40,343▲
Stocks30/36€30,177€40,343▲
Amounts receivable within one year40/41€6,755€6,232▼
Trade receivables40€933€3,987▲
Other amounts receivable41€5,822€2,245▼
Cash at bank and in hand54/58€45,385€42,655▼
Deferred charges and accrued income490/1€3,802€4,945▲
Equity and liabilities
Total equity and liabilities10/49€117,177€120,574▲
Equity10/15€44,904€54,824▲
Contributions10/11€40,000€40,000=
Reserves13-€9,920
Distributable reserves133-€9,920
Profit (loss) carried forward14€4,904€4,904=
Amounts payable17/49€72,273€65,750▼
Amounts payable within one year42/48€72,273€65,750▼
Trade debts44€1,448€1,666▲
Suppliers440/4€1,448€1,666▲
Taxes, remuneration and social security45€6,189€584▼
Taxes450/3€2,589€584▼
Remuneration and social security454/9€3,600-
Other amounts payable47/48€64,635€63,500▼
Income statement Code20242025
Remuneration, social security and pensions62€12,310€12,423▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,077€6,819▼
Other operating charges640/8€4,246€5,397▲
Gross operating margin9900€34,608€40,745▲
Operating profit (loss)9901€10,976€16,106▲
Financial income75/76B€65€94▲
Recurring financial income75€65€94▲
Financial charges65/66B€4,121€1,936▼
Recurring financial charges65€4,121€1,936▼
Profit (loss) for the period before taxes9903€6,920€14,265▲
Income taxes67/77€2,015€4,345▲
Profit (loss) for the period9904€4,904€9,920▲
Profit (loss) for the period to be appropriated9905€4,904€9,920▲
Appropriation of the result
Profit (loss) to be appropriated9906€4,904€14,824▲
Profit (loss) brought forward from the previous period14P-€4,904
Transfer to equity691/2-€9,920
To other reserves6921-€9,920

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Remuneration, social security and pensions62€12,310€12,423▲ 0.9%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,077€6,819▼ 3.7%
Other operating charges640/8€4,246€5,397▲ 27.1%
Gross operating margin9900€34,608€40,745▲ 17.7%
Operating profit (loss)9901€10,976€16,106▲ 46.7%
Financial income75/76B€65€94▲ 44.1%
Recurring financial income75€65€94▲ 44.1%
Financial charges65/66B€4,121€1,936▼ 53.0%
Recurring financial charges65€4,121€1,936▼ 53.0%
Profit (loss) for the period before taxes9903€6,920€14,265▲ 106%
Income taxes67/77€2,015€4,345▲ 116%
Profit (loss) for the period9904€4,904€9,920▲ 102%
Profit (loss) for the period to be appropriated9905€4,904€9,920▲ 102%
Line20242025Change
Assets
Total assets20/58€117,177€120,574▲ 2.9%
Formation expenses20€832€605▼ 27.3%
Fixed assets21/28€30,226€25,794▼ 14.7%
Tangible fixed assets22/27€30,226€25,794▼ 14.7%
Plant, machinery and equipment23€24,003€20,683▼ 13.8%
Furniture and vehicles24€6,222€3,306▼ 46.9%
Other tangible fixed assets26-€1,805-
Current assets29/58€86,119€94,175▲ 9.4%
Stocks and contracts in progress3€30,177€40,343▲ 33.7%
Stocks30/36€30,177€40,343▲ 33.7%
Amounts receivable within one year40/41€6,755€6,232▼ 7.7%
Trade receivables40€933€3,987▲ 327%
Other amounts receivable41€5,822€2,245▼ 61.4%
Cash at bank and in hand54/58€45,385€42,655▼ 6.0%
Deferred charges and accrued income490/1€3,802€4,945▲ 30.1%
Equity and liabilities
Total equity and liabilities10/49€117,177€120,574▲ 2.9%
Equity10/15€44,904€54,824▲ 22.1%
Contributions10/11€40,000€40,000=
Reserves13-€9,920-
Distributable reserves133-€9,920-
Profit (loss) carried forward14€4,904€4,904=
Amounts payable17/49€72,273€65,750▼ 9.0%
Amounts payable within one year42/48€72,273€65,750▼ 9.0%
Trade debts44€1,448€1,666▲ 15.0%
Suppliers440/4€1,448€1,666▲ 15.0%
Taxes, remuneration and social security45€6,189€584▼ 90.6%
Taxes450/3€2,589€584▼ 77.5%
Remuneration and social security454/9€3,600--
Other amounts payable47/48€64,635€63,500▼ 1.8%
Line20242025Change
Profit (loss) for the period9904€4,904€9,920▲ 102%
+ Depreciation and write-downs630€7,077€6,819▼ 3.7%
Operating cash flow (approximation)€11,982€16,739▲ 39.7%
Investment in fixed assets (approximation)--€2,387-
Change in cash--€2,730-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (2)
Financial year Type Filed Reference
30-09-2025 micro format 27-04-2026 2026-00090144
30-09-2024 micro format 25-03-2025 2025-00053595

Similar companies · same sector, comparable size

Of the 3,348 active companies whose main activity is retail sale of flowers, plants, seeds and fertilisers (NACE 47761), figures are known for 1,158. 828 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 0 of 1 Gazette act processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

On 7 September 2023, TOPIDEE was incorporated as a private limited company.1 The company has filed 2 sets of annual accounts, the latest for financial year 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 30-04-2027
2026
27-04
NBB filing Annual accounts filed
financial year 2025 · micro format
2025
25-03
NBB filing Annual accounts filed
financial year 2024 · micro format
NBB filing
0 of 1 deed read
About the unread acts

We know of 1 Belgian Official Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Register details

Identification
Legal formPrivate limited company
Founded07-09-2023
Financial year end30-09
Activities, NACEBEL 2025
47761Retail sale of flowers, plants, seeds and fertilisers
47120Other non-specialised retail sale
47559Retail sale of other household articles
E-invoicing
Reachable via Peppol
Peppol ID 0208:0805582525
Also 9925:BE0805582525
Registered 01-08-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 21 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Denderleeuw · 1 establishment unit since 2023
registered office establishment The establishment unit on the map
Ground area
2,185 m²
Building footprint
942 m²
Building volume
5,134 m³
Parcel 41402B0404/00T000, Flanders · tallest building 8.2 m. Linked by address, not a title deed.
1 establishment unit
Topidee
Steenweg 379, 9470 DenderleeuwRetail sale of flowers, plants, seeds and fertilisers
since 2023unit no. 2.349.561.318
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
41402B0404/00T000 Flanders 2,185 m² 1 · 942 m² 8.2 m · 2
How the parcels are linked
Good to know
The parcel matches the address exactly.