Summary
Topic Plus is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €110,712 and a net result of €63,320. Its solvency ranks better than 77% of 9,725 sector peers (NACE 64, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
- Equity
- €110,712
- Profit
- €63,320
SignalsneutralLatest accounts filed on timeShow the evidence
Checked score
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
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Signals
This company filed its last 2 accounts on average 1 day before the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Equity above €100,000equity €110,712 ▲134%
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
2024 to 2025, 2 financial years
The operating result rises in 2025; 2025 is 44% above 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 64, Financial service activities, except insurance and pension funding: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €251 | €582 | ▲ 132% |
| Other operating charges640/8 | €50 | €126 | ▲ 152% |
| Gross operating margin9900 | €62,087 | €89,802 | ▲ 44.6% |
| Operating profit (loss)9901 | €61,786 | €89,094 | ▲ 44.2% |
| Financial income75/76B | - | €2,461 | - |
| Recurring financial income75 | - | €2,461 | - |
| Financial charges65/66B | €2,588 | €3,195 | ▲ 23.5% |
| Recurring financial charges65 | €2,588 | €3,195 | ▲ 23.5% |
| Profit (loss) for the period before taxes9903 | €59,199 | €88,359 | ▲ 49.3% |
| Income taxes67/77 | €16,806 | €25,039 | ▲ 49.0% |
| Profit (loss) for the period9904 | €42,393 | €63,320 | ▲ 49.4% |
| Profit (loss) for the period to be appropriated9905 | €42,393 | €63,320 | ▲ 49.4% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €70,427 | €140,518 | ▲ 99.5% |
| Fixed assets21/28 | €1,957 | €2,382 | ▲ 21.7% |
| Tangible fixed assets22/27 | €1,957 | €2,382 | ▲ 21.7% |
| Plant, machinery and equipment23 | €1,714 | €1,527 | ▼ 10.9% |
| Furniture and vehicles24 | €243 | €855 | ▲ 251% |
| Current assets29/58 | €68,470 | €138,136 | ▲ 102% |
| Amounts receivable within one year40/41 | €20,534 | €17,580 | ▼ 14.4% |
| Trade receivables40 | €20,534 | €17,580 | ▼ 14.4% |
| Current investments50/53 | - | €37,282 | - |
| Cash at bank and in hand54/58 | €46,876 | €79,708 | ▲ 70.0% |
| Deferred charges and accrued income490/1 | €1,060 | €3,566 | ▲ 236% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €70,427 | €140,518 | ▲ 99.5% |
| Equity10/15 | €47,393 | €110,712 | ▲ 134% |
| Contributions10/11 | €5,000 | €5,000 | = |
| Reserves13 | €42,393 | €105,712 | ▲ 149% |
| Distributable reserves133 | €42,393 | €105,712 | ▲ 149% |
| Amounts payable17/49 | €23,035 | €29,806 | ▲ 29.4% |
| Amounts payable within one year42/48 | €23,035 | €29,806 | ▲ 29.4% |
| Financial debts43 | - | €222 | - |
| Other loans439 | - | €222 | - |
| Trade debts44 | €2,453 | €1,712 | ▼ 30.2% |
| Suppliers440/4 | €2,453 | €1,712 | ▼ 30.2% |
| Taxes, remuneration and social security45 | €19,873 | €27,608 | ▲ 38.9% |
| Taxes450/3 | €19,873 | €27,608 | ▲ 38.9% |
| Other amounts payable47/48 | €709 | €263 | ▼ 62.9% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €42,393 | €63,320 | ▲ 49.4% |
| + Depreciation and write-downs630 | €251 | €582 | ▲ 132% |
| Operating cash flow (approximation) | €42,643 | €63,902 | ▲ 49.9% |
| Investment in fixed assets (approximation) | - | -€1,007 | - |
| Change in cash | - | €32,832 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (2)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 30-06-2025 | micro format | 30-01-2026 | 2026-00022195 |
| 30-06-2024 | micro format | 30-01-2025 | 2025-00022728 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| Peter Toye |
|
Owners and capital
Owners
No owners or capital events in the accounts and acts we read.
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
31-07
Gazette deed
IncorporationAppointment: TOYE Peter Michiel (director) · Founder · Founding capital9 facts ▸
- Incorporation, 27-07-2023
- Founder, TOYE Peter Michiel
- Other provision, “huwelijksstelsel, wettelijk stelsel bij gebrek aan huwelijkscontract” (deed in Dutch)
- Other provision, “notariskantoor, 8900 Ieper,Boterstraat 46” (deed in Dutch)
- Founding capital, €5,000
- Bank account, “Ieper, vóór de oprichting” (deed in Dutch)
- Registered office clause, “8900 Ieper,Graafschapstraat 3” (deed in Dutch)
- Director appointment, TOYE Peter Michiel (director (not named in the articles))
- Other provision, “beroepsverbod” (deed in Dutch)
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 24 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Recognitions · licences · registrations
Legal Entity Identifier
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 33303E0060/00B000 | Flanders | 717 m² | 1 · 132 m² | 8.1 m · 2 |
How the parcels are linked
Articles of association
What the company does
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- Topic Plus
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaamse Gewest” (deed in Dutch)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Algemene vergadering, 1” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Last Saturday of December at 18:00
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Elk moment, vereisten statutenwijziging” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- “Één of meer, gewone meerderheid” (deed in Dutch)