TOPFLOOR 2
ActiveTOPFLOOR 2 has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50k and a net result of €-1k. Equity is shrinking by ~12.2% per year across the filed fiscal years. Its solvency ranks better than 32% of 17964 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency23=
Growth58▲+26
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity tight (current ratio 1.15 against 1.15 in 2024), and 87.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
12.7%
Return on assets
-0.4%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€1k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
21 d late
2024
27 d late
2023
1 d late
2022
21 d late
2021
31 d early
2020
31 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€50k▼ 2.8%
2024 · €51k
2018: €104k
2019: €165k
2020: €178k
2021: €173k
2022: €184k
2023: €93k
2024: €51k
2018 → 2025
Total assets
€391k▼ 1.4%
2024 · €397k
2018: €320k
2019: €387k
2020: €475k
2021: €507k
2022: €544k
2023: €424k
2024: €397k
2018 → 2025
Net result
€-1k▲ 96.7%
2024 · €-42k
2018: €-15k
2019: €61k
2020: €13k
2021: €-4k
2022: €11k
2023: €-91k
2024: €-42k
2018 → 2025
Working capital
€50k▼ 2.8%
2024 · €51k
2018: €104k
2019: €165k
2020: €178k
2021: €176k
2022: €184k
2023: €93k
2024: €51k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€173k-€184k▲ 6.4%€93k▼ 49.4%€51k▼ 45.4%€50k▼ 2.8%
Operating result€-3k-€15k€-83k€-12k▲ 85.4%€-520▲ 95.7%
Net result€-4k-€11k€-91k€-42k▲ 53.4%€-1k▲ 96.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €520 in 2025 against €12k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €391k
Fixed assets
€81=
Current assets
€391k▼ 1.4%
Equity and liabilities €391k
Equity
€50k▼ 2.8%
Debt
€341k▼ 1.2%
The debt ratio rises from 87.1% to 87.3%: equity shrinks faster than debt is paid down.
Key figures and ratios
Solvency
12.7%▼
2024 · 12.9%
Current ratio
1.15▼
2024 · 1.15
Quick ratio
1.15▼
2024 · 1.15
Debt / equity
6.88▲
2024 · 6.77
ROE
-2.9%▲
2024 · -83.1%
ROA
-0.4%▲
2024 · -10.7%
Debt
€341k▼
2024 · €345k
Debt ≤ 1 year
€341k▼
2024 · €345k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€397k€391k▼
Fixed assets21/28€81€81=
Financial fixed assets28€81€81=
Current assets29/58€396k€391k▼
Amounts receivable within one year40/41€353k€357k▲
Trade receivables40€169k€76k▼
Other amounts receivable41€184k€280k▲
Cash at bank and in hand54/58€43k€34k▼
Deferred charges and accrued income490/1€736€180▼
Equity and liabilities
Total equity and liabilities10/49€397k€391k▼
Equity10/15€51k€50k▼
Contributions10/11€37k€37k=
Reserves13€14k€12k▼
Non-distributable reserves130/1€4k€4k=
Reserves not available under the articles1311€4k€4k=
Distributable reserves133€10k€9k▼
Amounts payable17/49€345k€341k▼
Amounts payable within one year42/48€345k€341k▼
Trade debts44€7k€7k▼
Suppliers440/4€7k€7k▼
Taxes, remuneration and social security45€4k€95▼
Taxes450/3€374€95▼
Remuneration and social security454/9€4k-
Other amounts payable47/48€334k€334k▼
Income statement
Code20242025
Remuneration, social security and pensions62€79k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€98-
Other operating charges640/8€505€520▲
Gross operating margin9900€68k-
Operating profit (loss)9901€-12k€-520▲
Financial income75/76B-€19
Recurring financial income75-€19
Financial charges65/66B€30k€914▼
Recurring financial charges65€30k€914▼
Profit (loss) for the period before taxes9903€-42k€-1k▲
Income taxes67/77€280-
Profit (loss) for the period9904€-42k€-1k▲
Profit (loss) for the period to be appropriated9905€-42k€-1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-42k€-1k▲
Transfer from equity791/2€42k€1k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
01-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 1 day late
2023
31-12
Financial
Weakest financial yearnet €-91k ▼916%
Net result drops to €-91k, the lowest in the series; recovery starts the following year.
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
2022
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
31-12
Financial
Back to profitnet €61k
Net result €61k after one loss-making year.
31-12
Financial
Equity above €150kEq €165k ▲58.7%
Equity rises from €104k to €165k.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bornem · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lodderstraat(EIK) 182880 BornemGround area
1.7 ha
Building footprint
5,447 m²
Volume, LiDAR
31,167 m³
2 parcels, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TOPFLOOR 2
since 19882.033.120.394
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12015D0368/00B000 | Flanders | 1.0 ha | 1 · 4,411 m² | 8.7 m · 2 fl. |
| 12007C0269/00M000 | Flanders | 7,199 m² | 1 · 1,036 m² | 6.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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GENT DECOR
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Of 528 companies in sector 47530 we hold annual accounts for 320. 243 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded16-12-1987
Fiscal year end31-12
Activities, NACEBEL
47530Retail trade
52486
47783Retail trade
47784Retail trade
52488
Sources
Crossroads Bank for EnterprisesNational Bank · 38 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.