TOPCLEAN
ActiveTOPCLEAN has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €437k and a net result of €52k. Equity is growing by ~15.4% per year across the filed fiscal years. Its solvency ranks better than 87% of 1199 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
89
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▼-1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity ample (current ratio 4.6 against 3.76 in 2024; short-term debt: 20.2% and cash: 57.6% of total assets), and 20.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.6%
Return on assets
9.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
92 d early
2023
30 d late
2022
30 d late
2021
24 d late
2020
31 d late
2019
69 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€437k▲ 8.9%
2024 · €401k
2018: €173k
2019: €184k
2020: €215k
2021: €250k
2022: €301k
2023: €347k
2024: €401k
2018 → 2025
Total assets
€548k▲ 3.9%
2024 · €527k
2018: €274k
2019: €272k
2020: €313k
2021: €336k
2022: €399k
2023: €493k
2024: €527k
2018 → 2025
Net result
€52k▼ 3.4%
2024 · €54k
2018: €2k
2019: €11k
2020: €31k
2021: €36k
2022: €50k
2023: €46k
2024: €54k
2018 → 2025
Working capital
€399k▲ 14.3%
2024 · €349k
2018: €114k
2019: €141k
2020: €177k
2021: €216k
2022: €201k
2023: €272k
2024: €349k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€250k-€301k▲ 20.1%€347k▲ 15.3%€401k▲ 15.6%€437k▲ 8.9%
Operating result€52k-€68k▲ 30.2%€66k▼ 3.1%€78k▲ 18.1%€75k▼ 4.0%
Net result€36k-€50k▲ 41.6%€46k▼ 8.6%€54k▲ 17.7%€52k▼ 3.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 4% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €548k
Fixed assets
€39k▼ 25.6%
Current assets
€509k▲ 7.2%
Equity and liabilities €548k
Equity
€437k▲ 8.9%
Debt
€112k▼ 12.0%
The debt ratio falls from 24.0% to 20.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€97k▼
2024 · €101k
Cash flow
€75k▼
2024 · €78k
Solvency
79.6%▲
2024 · 76.0%
Current ratio
4.60▲
2024 · 3.76
Quick ratio
3.36▲
2024 · 2.74
Debt / equity
0.26▼
2024 · 0.32
ROE
12.0%▼
2024 · 13.5%
ROA
9.5%▼
2024 · 10.3%
Interest coverage
22.67▲
2024 · 21.86
Debt
€112k▼
2024 · €127k
Debt ≤ 1 year
€111k▼
2024 · €127k
Income taxes
€20k▼
2024 · €20k
Staff costs
€480k▲
2024 · €441k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€527k€548k▲
Fixed assets21/28€52k€39k▼
Tangible fixed assets22/27€52k€39k▼
Plant, machinery and equipment23€12k€12k▼
Furniture and vehicles24€40k€27k▼
Current assets29/58€475k€509k▲
Amounts receivable after more than one year29€10k€10k=
Other amounts receivable291€10k€10k=
Stocks and contracts in progress3€128k€138k▲
Stocks30/36€128k€138k▲
Amounts receivable within one year40/41€42k€43k▲
Trade receivables40€42k€39k▼
Other amounts receivable41€467€4k▲
Cash at bank and in hand54/58€290k€316k▲
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€527k€548k▲
Equity10/15€401k€437k▲
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€339k€375k▲
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€333k€368k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€127k€112k▼
Amounts payable within one year42/48€127k€111k▼
Current portion of amounts payable after more than one year42€43k€8k▼
Trade debts44€8k€3k▼
Suppliers440/4€8k€3k▼
Advances received on contracts in progress46€83€671▲
Taxes, remuneration and social security45€73k€83k▲
Taxes450/3€15k€21k▲
Remuneration and social security454/9€59k€62k▲
Other amounts payable47/48€3k€16k▲
Accrued charges and deferred income492/3€188€960▲
Income statement
Code20242025
Remuneration, social security and pensions62€441k€480k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€22k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€949€1k▲
Other operating charges640/8€2k€2k▲
Non-recurring operating charges66A€1k€0▼
Gross operating margin9900€547k€581k▲
Operating profit (loss)9901€78k€75k▼
Financial income75/76B€1k€1k▲
Recurring financial income75€1k€1k▲
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€75k€72k▼
Income taxes67/77€20k€20k▼
Profit (loss) for the period9904€54k€52k▼
Profit (loss) for the period to be appropriated9905€54k€52k▼
Appropriation of the result
Profit (loss) to be appropriated9906€54k€52k▼
Transfer from equity791/2-€16k
Transfer to equity691/2€54k€52k▼
To other reserves6921€54k€52k▼
Profit to be distributed694/7-€16k
Return on contributions (dividend)694-€16k
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €54k ▲17.7%
Operating result €78k, net result €54k, both a record.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 24 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Equity above €200kEq €215k ▲16.7%
3 profitable years in a row build equity to €215k.
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 69 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
2017
11-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Knokkestraat 4628301 Knokke-HeistGround area
435 m²
Building footprint
270 m²
Volume, LiDAR
1,540 m³
2 parcels, Flanders · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
HORSE PARADISE
since 19922.057.733.749
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31013D0516/00R002indicative | Flanders | 255 m² | 1 · 89 m² | 11.7 m · 3 fl. |
| 31337C0008/00Y003 | Flanders | 180 m² | 1 · 180 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ALCYON
BE 0446.955.214
Gent · Eq €436k
SW Bouw
BE 0553.907.315
Antwerpen · Eq €437k
METACLIMA
BE 0813.239.981
Dendermonde · Eq €435k
T & T CLEAN
BE 0894.239.436
Charleroi · Eq €434k
DMK CLEANING
BE 0741.807.696
Harelbeke · Eq €433k
Of 7,012 companies in sector 81220 we hold annual accounts for 2,415. 1,466 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded19-05-1992
Fiscal year end31-12
Activities, NACEBEL
74700
81220Other building cleaning and industrial cleaning
47639Retail sale of other sporting goods
47640Retail trade
52482
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.