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TOPAZE

Active Private limited company (pre-2019)founded 1978active for 48 yearsVestingstraat 63, 2018 AntwerpKBO/BCE: BE 0418.051.984

Lifetime

20 annual accounts with figures on one time axis, 48 filings since 1978
peak €130,542 (2023)
€56,626▼ 23.1%
lowest -€34,545 (2020)
€14,370▼ 11.0%
peak €100,159 (2025)
€100,159▲ 16.8%
€473,442▼ 26.6%
peak 2.3 FTE (2020)
-not published
Board2 names since 1989
2 directors and 1 other
Documentsfilings and deeds
27-07-20264 days before the deadline
2025micro format
Gross margin from €73,657 to €56,626Equity from €85,789 to €100,159Debts from €645,177 to €473,442

Key points

from the 2025 annual accounts

Equity

€100,159 ▲ 16.8%

TOPAZE has made a profit without a break since 2021.

Debts

€473,442 83% of the balance sheet
Financial debts 6%Suppliers 27%Taxes and wages 4%Other 63%

Of this, €455,442 falls due within a year.

Staff

2 employees on 31-12-2025
106106202283832023525320241021022025

In 2025, 102 short contracts started and 102 ended, on average 19 hours worked per contract. Staff averaged 2.3 full-time equivalents.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 3,986 companies had the same profile as TOPAZE has now. Each dot stands for 10 companies, two years later.

96.4%
were still trading
2.4%
stopped another way
1.1%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet

Another 0.1% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 3,986 companies, not a prediction for TOPAZE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director
Director
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0418051984
Establishment taken over Vestingstraat 63, Antwerp · in the KBO since 1975
All 56 events

Comparable companies

same main activity, similar in size and age
Company
TOPAZE Antwerp €573,601 €56,626 17.5% -
REYNTJENS BEN EN CIE Schilde €585,007 €64,167 55.2% -
ARESCO Antwerp €398,248 €38,750 16.9% -
STUDIEBUREEL VOOR FIDUCIAIRE VERRICHTINGEN EN VARIA Mechelen €680,962 €76,466 69.6% -
Eric Vanbeveren Beveren-Kruibeke-Zwijndrecht €369,980 €55,414 90.9% -
TIBAX Hoogstraten €633,995 €92,426 55.5% -
Horlogerie, Bijouterie, Optique Hadidi Enghien €439,045 €54,891 65.1% -

These companies have the same main activity as TOPAZE: retail sale of watches and jewellery (NACE 47770). They are comparable in size and age: total assets between €370,000 and €681,000, founded between 1976 and 1988.

Official details

Source: KBO
Status
Active since 15-02-1978Normal situation
Activity
Retail sale of watches and jewelleryNACE 47770and 2 others
Joint committee
201Independent retail · annual accounts 2025
Establishment unit
2.014.729.6892018 Antwerp, since 15-02-1975
Financial year end
31 December
Peppol
Reachable since 22-12-2025
Company details

Annual accounts 2025

≈ €270,000estimated
€573,601▼ 21.5%
Employeeson 31-12-2025
2=
Filing
Filed on 27-07-2026, 4 days before the end of the filing period
Financials

Insights on TOPAZE

TOPAZE files the micro format. That format states no turnover. The gross margin rose from €7,103 in 2006 to €56,626 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about TOPAZE

What is the company number of TOPAZE?
The company number of TOPAZE is 0418.051.984. The VAT number is the same number with BE in front: BE 0418.051.984.
Where is TOPAZE based?
The registered office is at Vestingstraat 63, 2018 Antwerp.Company details
What does TOPAZE do?
According to the KBO register, the main activity is retail sale of watches and jewellery (NACE 47770).
What is the legal form of TOPAZE?
TOPAZE is a private limited company (pre-2019) (BVBA).
When was TOPAZE founded?
TOPAZE was founded on 15-02-1978.
Is TOPAZE still active?
Yes, TOPAZE is an active enterprise in the KBO register.
How many employees does TOPAZE have?
TOPAZE had an average of 2.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does TOPAZE fall under?
In its 2025 annual accounts, TOPAZE states joint committee 201 (Independent retail).
What is the turnover of TOPAZE?
The turnover in financial year 2025 is ≈ €270,000. This figure is estimated from the gross margin of €56,626 and 45 comparable companies (NACE 477). It probably lies between €150,000 and €370,000.
Is TOPAZE profitable?
In financial year 2025, TOPAZE made a profit of €14,370.
Where can I find the annual accounts of TOPAZE?
TOPAZE filed 48 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of TOPAZE due?
TOPAZE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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