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TOP TEX 1

Active
Private limited companyfounded 2020active for 6 yearsKBO/BCE: BE 0741.548.370

From the official registers: KBO 5 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of TOP TEX 1 is 9.3% (elevated). The 2024 annual accounts show equity of €105,180 and a net result of €5,078. Equity has been growing by about 7.2% per year since 2020. Its solvency ranks better than 64% of 25,566 sector peers (NACE 47, financial year 2024). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry.

Overview

Official details

KBO
Status
Active since 14-01-2020 Normal situation
Legal form
Private limited company
Activity
Retail sale of second-hand clothing NACE 47792and 2 others
Establishment unit
2.298.436.378 9111 Sint-Niklaas, since 14-01-2020
Financial year end
31 December
Peppol
Reachable since 02-02-2026

Board and ownership

Financial position

35 Weak Checked score 2024
Bankruptcy probabilitywithin 12 months
9.3%
Annual accounts 2024
Gross margin
€63,703
▼ 24.5%
Turnover
≈ €310,000
estimated
Profit
€5,078
▼ 36.8%
Equity
€105,180
▲ 5.1%
Total assets
€216,353
▼ 5.6%
Staff
≈ 1 FTE
estimated
2025 accounts not filed, 93 days past the deadline
Filed on 26-09-2025PDF
Score breakdownraises riskFigures for financial year 2024 (filed on 06-10-2025)1 change of registered office in 24 months1 financial year not filed after the legal deadline; last filed accounts filed 57 days late; 1 of the last 3 accounts lateEx-officio strike-off in the KBOShow the evidence

Checked score

Score 2024
35 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 59% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2023
Strong
Solvency 74+5
equity 48.6% of total assets
Liquidity 60+37
short-term debt 51.4% · cash 29.1%
Profitability 72-1
return on assets 2.3%
Bankruptcy probability within 12 months
9.3% Elevated
0%0.5%1.5%4%10%≥ 25%

About 9 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,270 companies, NACE 47, micro)
Last 24 months 11-2024: 1.5% 12-2024: 1.5%● unchanged vs 11-2024 01-2025: 1.5%● unchanged vs 12-2024 02-2025: 1.5%● unchanged vs 01-2025 03-2025: 1.5%● unchanged vs 02-2025 04-2025: 1.6%▲ +0.1 percentage points vs 03-2025 05-2025: 1.6%● unchanged vs 04-2025 06-2025: 1.6%● unchanged vs 05-2025 07-2025: 1.7%▲ +0.1 percentage points vs 06-2025 08-2025: 2.1%▲ +0.4 percentage points vs 07-2025 09-2025: 2.3%▲ +0.2 percentage points vs 08-2025 10-2025: 3.4%▲ +1.1 percentage points vs 09-2025 11-2025: 0.7%▼ -2.7 percentage points vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026lowest value 06-2026: 1.3%▲ +0.6 percentage points vs 05-2026 07-2026: 1.3%● unchanged vs 06-2026 08-2026: 2.2%▲ +0.9 percentage points vs 07-2026 09-2026: 2.5%▲ +0.3 percentage points vs 08-2026 10-2026: 9.3%▲ +6.8 percentage points vs 09-2026highest value
Credit of up to €3,500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity is ample, with a current ratio of 1.95 (1.75 in 2023), above the usual 1.5. Short-term debt is 51.4% and cash 29.1% of total assets. However, 51.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 63% of them on solvency, 67% on liquidity, 54% on profitability and 52% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Seven signals.
raises risk
raises risk · Figures for financial year 2024 (filed on 06-10-2025)
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 57 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · Ex-officio strike-off in the KBO
KBO publications
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 93 days later.
NBB · 5 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline01-11-2026 today
raises risk · 2024 accounts filed 57 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-09-2025, 57 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 5 filings
Deviation from the deadline
2025
not filed
2024
57 days late
2023
30 days late
2022
on the day
2021
11 days early
2020
30 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 5 accounts on average 21 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

raises risk · Administrative warnings in the KBO publications
The FPS Economy published 1 notice about the company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck

Key points

  • Caution: Board changedlatest change 11-05-2026 · 1 in office 1 joined · 1 left View
  • Positive: 5 profitable years in a rowprofit 2024: €5,078 5 years View

Comparable companies

These companies have the same main activity as TOP TEX 1: retail sale of second-hand clothing (NACE 47792). They are comparable in size and age: total assets between €209,000 and €395,000, founded between 2015 and 2022.

CompanyTotal assetsGross margin
TOP TEX 1€216,353€63,703
LF Fine Arts Gent€208,775€57,175
TwinkelfeetjeS Haacht€312,671€26,495
KATA Gent€282,029€153,382
GMS TEX Sint-Joost-ten-Node€395,204€86,419
Rare Brussels Brussel€393,231€191,130
Le Petit Reporter Liège€230,291€56,435
Full comparison

Documents

Annual accounts at the NBB

All 5 annual accounts

Articles and registers

Key facts about TOP TEX 1

What is the company number of TOP TEX 1?
The company number of TOP TEX 1 is 0741.548.370. The VAT number is the same number with BE in front: BE 0741.548.370.
What does TOP TEX 1 do?
According to the KBO register, the main activity is retail sale of second-hand clothing (NACE 47792).
What is the legal form of TOP TEX 1?
The legal form of TOP TEX 1 is Private limited company (BV).
When was TOP TEX 1 founded?
TOP TEX 1 was founded on 14-01-2020.
Is TOP TEX 1 still active?
Yes, TOP TEX 1 is an active enterprise in the KBO register.Company details
How many employees does TOP TEX 1 have?
TOP TEX 1 had an average of 6.8 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
What is the turnover of TOP TEX 1?
The turnover in financial year 2024 is ≈ €310,000. This figure is estimated from the gross margin of €63,703 and 44 comparable companies (NACE 477). It probably lies between €160,000 and €420,000.
Is TOP TEX 1 profitable?
In financial year 2024, TOP TEX 1 made a profit of €5,078.
Where can I find the annual accounts of TOP TEX 1?
TOP TEX 1 filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2024.Annual accounts 2024 (PDF)

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