TOP TEMPO

Active

Private limited companyfounded 199036 yrs activeRue du Brocsous, Dion-V. 47, 1325 Chaumont-Gistoux, BelgiumKBO/BCE: BE 0439.501.456

TOP TEMPO has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €21k and a net result of €18k. Equity is shrinking by ~22.3% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2025. Its solvency ranks better than 75% of 2464 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).

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Checked score

Score 2024

100 / 100

Excellent▲ +65 vs 2023

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability100▲+100

Solvency100▲+52

Growth72▲+29

Stability100

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €2k at 30 days acceptable

Liquidity ample (current ratio 3.67 against 1.3 in 2023), and 24.8% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 90

Relative position

BE, all sectors

reference

Sector 90

lower

← fewer bankruptcies more bankruptcies →

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Growing equity

Equity grew over 2022-2024. Profits are largely retained rather than distributed.

NBB · annual accounts 2024

Equity per financial year

18192021222324

2018 to 2024 · latest year €21k

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-08-2025, 1 day later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

not confirmed

2024

1 d late

2023

28 d late

2022

19 d early

2021

5 d late

2020

25 d late

2019

7 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Turnover

€56k▲ 343%

2023 · €13k

2020: €15k 2021: €36k 2022: €9k 2023: €13k

2020 → 2024

EBIT margin

35.4%▲ 85.6pp

2023 · -50.2%

2020: -26.6% 2021: 7.1% 2022: -134.6% 2023: -50.2%

2020 → 2024

Net result

€18k

2023 · €-7k

2018: €-8k 2019: €-8k 2020: €-4k 2021: €2k 2022: €-12k 2023: €-7k

2018 → 2024

Working capital

€19k▲ 538%

2023 · €3k

2018: €22k 2019: €18k 2020: €17k 2021: €22k 2022: €9k 2023: €3k

2018 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Turnover€15k-€36k▲ 141%€9k▼ 75.1%€13k▲ 40.6%€56k▲ 343%

Equity€20k-€23k▲ 11.7%€10k▼ 54.7%€4k▼ 64.3%€21k▲ 479%

Operating result€-4k-€3k€-12k€-6k▲ 47.6%€20k

Net result€-4k-€2k€-12k€-7k▲ 46.7%€18k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result returns to profit in 2024: €20k after a loss of €6k in 2023, the highest year so far.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €28k

91.0%

Fixed assets €3k▲ 244%

Current assets €26k▲ 100%

Equity and liabilities €28k

75.2%

24.8%

Equity €21k▲ 479%

Debt €7k▼ 29.3%

The debt ratio falls from 73.0% to 24.8%: equity grows while debt is paid down.

Key figures and ratios

2024 value · change against 2023

EBITDA

€21k▲

2023 · €-6k

Cash flow

€19k▲

2023 · €-6k

Solvency

75.2%▲

2023 · 27.0%

Current ratio

3.67▲

2023 · 1.30

Quick ratio

3.67▲

2023 · 1.30

Debt / equity

0.33▼

2023 · 2.70

ROE

82.7%▲

2023 · -179.7%

ROA

62.2%▲

2023 · -48.6%

Interest coverage

59.08▲

2023 · -22.55

Debt

€7k▼

2023 · €10k

Debt ≤ 1 year

€7k▼

2023 · €10k

Income taxes

€2k▲

2023 · €4

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€14k€28k▲

Fixed assets21/28€745€3k▲

Tangible fixed assets22/27€745€3k▲

Plant, machinery and equipment23-€2k

Furniture and vehicles24€745€329▼

Current assets29/58€13k€26k▲

Amounts receivable within one year40/41€5k€7k▲

Trade receivables40€5k€7k▲

Cash at bank and in hand54/58€6k€19k▲

Deferred charges and accrued income490/1€2k€112▼

Equity and liabilities

Total equity and liabilities10/49€14k€28k▲

Equity10/15€4k€21k▲

Contributions10/11€12k€12k=

Reserves13€2k€20k▲

Non-distributable reserves130/1€2k€2k=

Reserves not available under the articles1311€2k€2k=

Distributable reserves133-€18k

Profit (loss) carried forward14€-10k€-10k=

Amounts payable17/49€10k€7k▼

Amounts payable within one year42/48€10k€7k▼

Trade debts44€4k€1k▼

Suppliers440/4€4k€1k▼

Taxes, remuneration and social security45€420€5k▲

Taxes450/3€420€5k▲

Other amounts payable47/48€5k€884▼

Income statement Code20232024

Turnover70€13k€56k▲

Goods, raw materials, services and sundry goods60/61€18k€35k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€416€862▲

Other operating charges640/8€732€387▼

Gross operating margin9900€-5k€21k▲

Operating profit (loss)9901€-6k€20k▲

Financial income75/76B€16€37▲

Recurring financial income75€16€37▲

Financial charges65/66B€265€353▲

Recurring financial charges65€265€353▲

Profit (loss) for the period before taxes9903€-7k€20k▲

Income taxes67/77€4€2k▲

Profit (loss) for the period9904€-7k€18k▲

Profit (loss) for the period to be appropriated9905€-7k€18k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-10k€8k▲

Profit (loss) brought forward from the previous period14P€-3k€-10k▼

Transfer to equity691/2-€18k

To other reserves6921-€18k

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 14Financial 4Filings 10

2025

01-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 1 day late

2024

31-12

Financial Back to profitnet €18k

Net result €18k after 2 loss-making years.

31-12

Financial Liquidity triplescurrent ratio 3.67

Current ratio from 1.30 to 3.67; short-term debt falls from €10k to €7k.

28-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 28 days late

2023

12-07

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

31-12

Financial Weakest financial yearnet €-12k ▼621%

Net result drops to €-12k, the lowest in the series; recovery starts the following year.

05-08

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 5 days late

2021

31-12

Financial Back to profitnet €2k

Net result €2k after 3 loss-making years.

25-08

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 25 days late

2020

07-08

NBB filing Annual accounts filed

fiscal year 2019 · micro schema · 7 days late

2019

10-07

NBB filing Annual accounts filed

fiscal year 2018 · micro schema

2018

05-07

NBB filing Annual accounts filed

fiscal year 2017 · micro schema

2017

26-08

NBB filing Annual accounts filed

fiscal year 2016 · micro schema · 26 days late

2016

12-09

NBB filing Annual accounts filed

fiscal year 2015 · full schema · 43 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Chaumont-Gistoux · 1 establishment unit since 1997

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue du Brocsous, Dion-V. 471325 Chaumont-Gistoux

Ground area

1.0 ha

Building footprint

157 m²

Volume, LiDAR

779 m³

Parcel 25025C0108/00B005, Wallonia · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

Rue du Brocsous, Dion-V. 47, 1325 Chaumont-Gistoux

Gambling and betting activities

since 19972.047.460.162

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
25025C0108/00B005	Wallonia	1.0 ha	1 · 157 m²	7.2 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 8,289 companies in sector 90201 we hold annual accounts for 602. 435 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded06-02-1990

Fiscal year end31-12

Activities, NACEBEL

90201Performing arts by independent artists

92311

Sources

Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.