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TOP TEGEL 04

Active
Private limited companyfounded 2004active for 22 yearsMenenstraat 142, 8980 Zonnebeke, BelgiumKBO/BCE: BE 0867.618.280
Summary

TOP TEGEL 04 has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €247,808 and a net result of €2,879. Equity is growing by about 4.1% per year across the filed financial years. Its solvency ranks better than 55% of 22,576 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisFollow ReportCompare
TOP TEGEL 04ActiveChecked score 89/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of hardware, building materials, paint and glass (general range)
NACE 47521Wholesale of construction materials, general range NACE 46831
1 site
Size
€633,155total assets 2025
Staff
1 FTE
Equity
€247,808
Profit
€2,879
Turnover not published (micro format)
Financial health
89 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Structure
2025 accounts 18 days early
Why 89raises riskLiquidity: current ratio 1.71, cash €14,364, halvedSector: Retail trade (NACE 47)lowers riskSize: total assets €633,155Founded in 2004Show the evidence

Checked score

Score 2025
89 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 48% of its sector peers (NACE 47, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 64=
equity 39.1% of total assets
Liquidity 45-5
short-term debt 23.0% · cash 2.3%
Profitability 69=
return on assets 0.5%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,242 companies, NACE 47, micro)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.3%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.1%▼ -0.2 percentage points vs 07-2025lowest value 09-2025: 0.1%● unchanged vs 08-2025lowest value 10-2025: 0.1%● unchanged vs 09-2025lowest value 11-2025: 0.1%● unchanged vs 10-2025lowest value 12-2025: 0.1%● unchanged vs 11-2025lowest value 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026 03-2026: 0.1%● unchanged vs 02-2026 04-2026: 0.1%● unchanged vs 03-2026 05-2026: 0.2%▲ +0.1 percentage points vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026
Credit of up to €22,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.71, compared with 1.62 in 2024, above the usual 1.5; short-term debt: 23% and cash: 2.3% of total assets), but 60.9% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 54% on solvency, 43% on liquidity, 50% on profitability and 43% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €633,155
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Founded in 2004
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Liquidity: current ratio 1.71, cash €14,364, halved
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
18 days early
2024
31 days early
2023
33 days early
2022
31 days early
2021
15 days early
2020
33 days early
2019
17 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 25 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
26-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Back to profitnet €2,733

Key points

  • Positive: Among the best 12% on equitysector median €41,274 · 22,617 companies €247,808 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • One director decidessole director in office 1 View

By topic

Financials

Financial year
2025
Total assets
€633,155
Profit
€2,879
Solvency
39.1%
Total assets▲ 0.2%
Net result
20182025
Go to Financials

Timeline

Events
25
Since
2006
Next accounts
by 31-07-2027
  1. 28-06-2024Annual accounts filed
  2. 31-12-2023Weakest financial year
  3. 11-09-2023Resignation: COOREVITS JOHN (director)
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Retail sale of hardware, building materials, paint and…NACE 47521
Founded
05-10-2004
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
28
Who signs
Each director alone
Annual meeting
Third Friday of June at 17:00
Purpose
“Groot- en kleinhandel in tegels,bouwmaterialen en gereedschappen; Groot- en kleinhandel in…” (deed in Dutch)
Go to Articles of association

Key facts about TOP TEGEL 04

What is the company number of TOP TEGEL 04?
0867.618.280. In Belgium the VAT number is the company number with BE in front: BE 0867.618.280.
Where is TOP TEGEL 04 based?
The registered office is at Menenstraat 142, 8980 Zonnebeke.Company details
What does TOP TEGEL 04 do?
According to the KBO register, the main activity is retail sale of hardware, building materials, paint and glass (general range) (NACE 47521).
What is the legal form of TOP TEGEL 04?
Private limited company (BV).
When was TOP TEGEL 04 founded?
On 05-10-2004.
Is TOP TEGEL 04 still active?
Yes, TOP TEGEL 04 is an active enterprise in the KBO register.
How many employees does TOP TEGEL 04 have?
On average 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of TOP TEGEL 04?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is TOP TEGEL 04 profitable?
In financial year 2025, TOP TEGEL 04 made a profit of €2,879.
Where can I find the annual accounts of TOP TEGEL 04?
TOP TEGEL 04 filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of TOP TEGEL 04 due?
By 31-07-2027, for financial year 2026.Timeline

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