TOP TECH

Active

Private limited companyfounded 200718 yrs activeKasteellaan 357, 9000 Gent, BelgiumKBO/BCE: BE 0893.562.119

TOP TECH has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €175k and a net result of €29k. Equity is growing by ~4.8% per year across the filed fiscal years. Its solvency ranks better than 64% of 27451 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

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Checked score

Score 2025

71 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability81▲+3

Solvency85▲+2

Growth78=

Track record100

Bankruptcy probability, 12 months

0.7% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €12k at 30 days acceptable

Liquidity ample (current ratio 2.59 against 2.44 in 2024; short-term debt: 38.3% and cash: 3.3% of total assets), and 39.8% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

60.2%

Return on assets

9.9%

Age of the figures

12 mo

Filed after the deadline

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-05-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

28 d late

2024

31 d late

2023

55 d late

2022

79 d late

2021

182 d late

2020

65 d early

2019

266 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

17-09-2026 today30-09-2026 close30-04-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover

€61k

EBIT margin

32.2%

Net result

€29k▲ 55.4%

2024 · €18k

2018: €3k 2019: €25k 2020: €8k 2021: €-19k 2022: €-14k 2023: €22k 2024: €18k

2018 → 2025

Working capital

€177k▲ 18.6%

2024 · €149k

2018: €107k 2019: €130k 2020: €138k 2021: €115k 2022: €103k 2023: €127k 2024: €149k

2018 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Turnover€61k

Equity€120k-€106k▼ 11.7%€128k▲ 20.5%€146k▲ 14.5%€175k▲ 19.6%

Operating result€-19k-€-13k▲ 28.3%€20k€25k▲ 24.2%€38k▲ 54.7%

Net result€-19k-€-14k▲ 27.0%€22k€18k▼ 15.2%€29k▲ 55.4%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result has risen four years in a row; 2025 is 55% above 2024 and is the highest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €291k

99.0%

Fixed assets €3k▲ 356%

Current assets €288k▲ 14.0%

Equity and liabilities €291k

60.2%

39.8%

Equity €175k▲ 19.6%

Debt €116k▲ 8.3%

The debt ratio falls from 42.2% to 39.8%. Equity and debt are higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€39k▲

2024 · €26k

Cash flow

€29k▲

2024 · €19k

Solvency

60.2%▲

2024 · 57.8%

Current ratio

2.59▲

2024 · 2.44

Quick ratio

2.59▲

2024 · 2.44

Debt / equity

0.66▼

2024 · 0.73

ROE

16.4%▲

2024 · 12.6%

ROA

9.9%▲

2024 · 7.3%

Interest coverage

30.75▲

2024 · 7.66

Debt

€116k▲

2024 · €107k

Debt ≤ 1 year

€111k▲

2024 · €104k

Income taxes

€8k▲

2024 · €3k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€253k€291k▲

Fixed assets21/28€628€3k▲

Tangible fixed assets22/27€628€3k▲

Furniture and vehicles24€628€3k▲

Current assets29/58€252k€288k▲

Amounts receivable within one year40/41€241k€278k▲

Trade receivables40€240k€276k▲

Other amounts receivable41€470€1k▲

Cash at bank and in hand54/58€11k€10k▼

Deferred charges and accrued income490/1€534€624▲

Equity and liabilities

Total equity and liabilities10/49€253k€291k▲

Equity10/15€146k€175k▲

Contributions10/11€6k€6k=

Reserves13€140k€169k▲

Non-distributable reserves130/1€2k€2k=

Reserves not available under the articles1311€2k€2k=

Distributable reserves133€138k€167k▲

Amounts payable17/49€107k€116k▲

Amounts payable within one year42/48€104k€111k▲

Trade debts44€69k€81k▲

Suppliers440/4€69k€81k▲

Taxes, remuneration and social security45€3k€11k▲

Taxes450/3€3k€11k▲

Other amounts payable47/48€31k€20k▼

Accrued charges and deferred income492/3€3k€4k▲

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€934€471▼

Other operating charges640/8€944€2k▲

Gross operating margin9900€26k€40k▲

Operating profit (loss)9901€25k€38k▲

Financial charges65/66B€3k€1k▼

Recurring financial charges65€3k€1k▼

Profit (loss) for the period before taxes9903€21k€37k▲

Income taxes67/77€3k€8k▲

Profit (loss) for the period9904€18k€29k▲

Profit (loss) for the period to be appropriated9905€18k€29k▲

Appropriation of the result

Profit (loss) to be appropriated9906€7k€29k▲

Profit (loss) brought forward from the previous period14P€-11k-

Transfer to equity691/2€7k€29k▲

To other reserves6921€7k€29k▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 14Financial 4Filings 10

Next filing, fiscal year 2026, expected by 30-04-2027

2026

28-05

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 28 days late

2025

30-09

Financial Highest result since 2018net €29k ▲55.4%

Operating result €38k, net result €29k, both a record.

30-09

Financial Equity above €150kEq €175k ▲19.6%

3 profitable years in a row build equity to €175k.

31-05

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 31 days late

2024

24-06

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 55 days late

2023

30-09

Financial Back to profitnet €22k

Net result €22k after 2 loss-making years.

18-07

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 79 days late

2022

29-10

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 182 days late

2021

30-09

Financial Weakest financial yearnet €-19k ▼344%

Net result drops to €-19k, the lowest in the series; recovery starts the following year.

24-02

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

21-01

NBB filing Annual accounts filed

fiscal year 2019 · micro schema · 266 days late

2019

30-04

NBB filing Annual accounts filed

fiscal year 2018 · micro schema

2018

29-05

NBB filing Annual accounts filed

fiscal year 2017 · micro schema · 29 days late

2017

30-04

NBB filing Annual accounts filed

fiscal year 2016 · abbreviated schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

13 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Gent · 1 establishment unit since 2007

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kasteellaan 3579000 Gent

Ground area

165 m²

Building footprint

155 m²

Volume, LiDAR

1,444 m³