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TOP STYLERS

Active
Private limited company (pre-2019)founded 200025 yrs activeBroekstraat(LIP) 13, 2890 Puurs-Sint-Amands, BelgiumKBO/BCE: BE 0473.371.084

TOP STYLERS has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24k and a net result of €15k. Equity is growing by ~40.6% per year across the filed fiscal years. Its solvency ranks better than 55% of 31544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
91 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency86▲+25
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 2.23 against 1.31 in 2024; short-term debt: 38.6% of total assets), and 38.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 25 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
61.4%
Return on assets
37.5%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 03-03-2026, 58 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
58 d early
2024
41 d early
2023
35 d early
2022
33 d early
2021
45 d early
2020
52 d early
2019
63 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€24k▲ 157%
2024 · €9k
2018: €-71k 2019: €-68k 2020: €-78k 2021: €-52k 2022: €-29k 2023: €-10k 2024: €9k
2018 → 2025
Total assets
€39k▲ 49.5%
2024 · €26k
2018: €28k 2019: €46k 2020: €25k 2021: €37k 2022: €27k 2023: €17k 2024: €26k
2018 → 2025
Net result
€15k▼ 24.5%
2024 · €20k
2018: €1k 2019: €4k 2020: €-9k 2021: €26k 2022: €23k 2023: €19k 2024: €20k
2018 → 2025
Working capital
€19k▲ 262%
2024 · €5k
2018: €-73k 2019: €-69k 2020: €-80k 2021: €-60k 2022: €-39k 2023: €-17k 2024: €5k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€-52k-€-29k▲ 44.2%€-10k▲ 64.9%€9k€24k▲ 157%
Operating result€28k-€23k▼ 17.1%€19k▼ 18.2%€20k▲ 4.7%€15k▼ 24.3%
Net result€26k-€23k▼ 12.7%€19k▼ 18.2%€20k▲ 4.7%€15k▼ 24.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10k€20k€30kOperating result 2021: €28k€28kNet result 2021: €26k€26kOperating result 2022: €23k€23kNet result 2022: €23k€23kOperating result 2023: €19k€19kNet result 2023: €19k€19kOperating result 2024: €20k€20kNet result 2024: €20k€20kOperating result 2025: €15k€15kNet result 2025: €15k€15k20212022202320242025
The operating result falls in 2025; 2025 is 24% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €39k
Fixed assets €5k▲ 28.4%
Current assets €34k▲ 53.6%
Equity and liabilities €39k
Equity €24k▲ 157%
Debt €15k▼ 10.1%
The debt ratio falls from 64.2% to 38.6%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€19k
2024 · €22k
Cash flow
€18k
2024 · €22k
Solvency
61.4%
2024 · 35.8%
Current ratio
2.23
2024 · 1.31
Quick ratio
2.23
2024 · 1.31
Debt / equity
0.63
2024 · 1.80
ROE
61.0%
2024 · 207.3%
ROA
37.5%
2024 · 74.1%
Interest coverage
194.24
2024 · 180.35
Debt
€15k
2024 · €17k
Debt ≤ 1 year
€15k
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€26k€39k
Fixed assets21/28€4k€5k
Tangible fixed assets22/27€4k€5k
Furniture and vehicles24€4k€5k
Current assets29/58€22k€34k
Amounts receivable within one year40/41€9k€10k
Trade receivables40€9k€10k
Current investments50/53€13k€24k
Deferred charges and accrued income490/1€74-
Equity and liabilities
Total equity and liabilities10/49€26k€39k
Equity10/15€9k€24k
Contributions10/11€19k€19k=
Reserves13€8k€6k
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€6k€4k
Profit (loss) carried forward14€-17k-
Amounts payable17/49€17k€15k
Amounts payable within one year42/48€17k€15k
Trade debts44€1k€1k
Suppliers440/4€1k€1k
Taxes, remuneration and social security45€4k€4k
Taxes450/3€4k€4k
Other amounts payable47/48€12k€10k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€4k
Other operating charges640/8€183€185
Gross operating margin9900€23k€19k
Operating profit (loss)9901€20k€15k
Financial income75/76B€47€0
Recurring financial income75€47€0
Financial charges65/66B€124€95
Recurring financial charges65€124€95
Profit (loss) for the period before taxes9903€20k€15k
Profit (loss) for the period9904€20k€15k
Profit (loss) for the period to be appropriated9905€20k€15k
Appropriation of the result
Profit (loss) to be appropriated9906€-17k€-2k
Profit (loss) brought forward from the previous period14P€-37k€-17k
Transfer from equity791/2-€2k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
03-03
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
20-03
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial Liquidity quadruplescurrent ratio 1.31
Current ratio from 0.36 to 1.31; short-term debt falls from €27k to €17k.
26-03
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
28-03
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
16-03
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial Back to profitnet €26k
Net result €26k after one loss-making year.
09-03
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial Weakest financial yearnet €-9k ▼367%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
27-02
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
20-03
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
08-03
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
27-03
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Puurs-Sint-Amands · 1 establishment unit since 2001
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Broekstraat(LIP) 132890 Puurs-Sint-Amands
Ground area
1,198 m²
Building footprint
191 m²
Volume, LiDAR
1,127 m³
Parcel 12023B0239/00X000, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Broekstraat(LIP) 13, 2890 Puurs-Sint-Amands
NACE 65231
since 20012.100.084.147
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12023B0239/00X000 Flanders 1,198 m² 1 · 191 m² 7.3 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 32,568 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded29-11-2000
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
43331Floor and wall tiling
71112Activities of interior architects
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.