TOP SMILES

Active

Private limited companyfounded 20242 yrs activeMie Broosplein 1, 2200 Herentals, BelgiumKBO/BCE: BE 1011.627.351

Summary

TOP SMILES has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €237,809 and a net result of €441,139. Its solvency ranks better than 22% of 2915 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Risk analysisWatch Report Compare

TOP SMILESActiveChecked score 80/100

Risk analysis Report Compare

Activity

Dental practice

NACE 86230

1 site

Size

€1.1mtotal assets 2025

Staff: 3.3 FTE
Equity: €237,809
Profit: €441,139

Turnover not published (abridged schema)

Financial health

80 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.4%

Structure

Parent: Plus Ortho · 60%

Accounts on time0 of 2 deeds read

Why 80- Founded in 2024+ Sector Human health activities (NACE 86)+ No annual accounts with figuresShow the evidence

Checked score

Score 2025

80 / 100

Excellent

Probability in this band: under 0.55%

Better than 25% of its sector peers (NACE 86, without accounts)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Average

Solvency 47

equity 21.7% of total assets

Liquidity 11

short-term debt 77.3% · cash 2.4%

Profitability 100

return on assets 40.3%

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (5,406 companies)

Last 24 months 08-2025: 0.3%lowest value 09-2025: 0.3%▲ +2.3% vs 08-2025 10-2025: 0.3%● 0.0% vs 09-2025 11-2025: 0.3%▲ +0.9% vs 10-2025 12-2025: 0.3%▲ +0.6% vs 11-2025 01-2026: 0.4%▲ +8.7% vs 12-2025 02-2026: 0.4%▲ +7.4% vs 01-2026 03-2026: 0.4%▲ +0.8% vs 02-2026 04-2026: 0.4%▲ +3.2% vs 03-2026 05-2026: 0.4%▼ -1.5% vs 04-2026 06-2026: 0.4%▲ +10.9% vs 05-2026 07-2026: 0.4%▲ +3.0% vs 06-2026 08-2026: 0.4%▲ +1.4% vs 07-2026highest value 09-2026: 0.4%● 0.0% vs 08-2026highest value 10-2026: 0.4%▼ -0.9% vs 09-2026

Sector Human health activities (NACE 86) lowers the probability
Founded in 2024 raises the probability for this profile
No annual accounts with figures lowers the probability

Credit up to €19,000 at 30 days only on tighter terms

Liquidity tight (current ratio 1.06; short-term debt: 77.3% and cash: 2.4% of total assets), and 78.3% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 86, without accounts). Better than this share of them on solvency 13%, liquidity 3%, profitability 60%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Sector Human health activities (NACE 86)

In the bankruptcy model this factor lowers the probability.

KBO

Founded in 2024

In the bankruptcy model this factor raises the probability for this profile.

KBO

No annual accounts with figures

In the bankruptcy model this factor lowers the probability.

NBB · filings

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 2915 sector peers (2025).

NBB · sector comparison

Position among 2915 sector peers

Solvency

better than 22%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2025

on the day

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

30-04-26 Annual accounts filedfiscal year 2025 · abbreviated…

Key points

Positive: Among the best 16% on net resultsector median €112,809 · 2,880 companies €441,139 View
Controlled by Plus Orthoultimately: Munt Dental 60% View
Total assets 2025first fiscal year filed €1.1m View