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Top Place

Active
Michel Geysemansstraat 1 ·2550 Kontich, Belgium
KBO/BCE: BE 0762.703.179
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Age5 yrs

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Top Place is 0.5% (very low). The 2024 annual accounts show equity of €113k and a net result of €12k. Equity is growing by ~13.8% per year across the filed fiscal years. Its solvency ranks better than 85% of 7335 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 3 annual accounts.

Signals

3 signals · with evidence
Strong solvency vs sector
Solvency is in the sector's strongest quartile: better than 85% of 7335 peers (2024). A comfortable equity buffer.
View the sector comparison
Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
View the result trend
Growing equity
Equity grew over 2022-2024. Profits are largely retained rather than distributed.
View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Trust signals

3 signals
More than 3 years active
Founded in 2021, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events
No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone
0.5% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector Young company +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€12k-25.9%
Working capital€110k+14.3%

Annual accounts & ratios

Source: NBB · 2024
Annual accounts filed on 29-09-2025 with the NBB · fiscal year 2024 · micro
€0€25k€50k€75k€100kOperating result 2022: €93k€93kNet result 2022: €75k€75kOperating result 2023: €20k€20kNet result 2023: €16k€16kOperating result 2024: €14k€14kNet result 2024: €12k€12k202220232024
Operating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~13.8%/year over 3 fiscal years, indicative, assuming unchanged policy.
€80k€100k€120k€140k€160k2025: €126k (€117k - €135k)2026: €140k (€131k - €149k)2027: €154k (€145k - €163k)2022: €85k2023: €101k2024: €113k202220232024202520262027
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2024 · NACE 62, Computer programming & consultancy · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 85.7% 65.0%
better than 85% of 7335 sector peers
Net result €12k €32k
better than 29% of 7332 sector peers
Equity €113k €58k
better than 76% of 7337 sector peers
Gross operating margin €17k €52k
better than 22% of 7326 sector peers
Total assets €131k €103k
better than 62% of 7338 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
Solvency P85
2022: P70 · n=37932023: P73 · n=58002024: P85 · n=73352022 2024
Improving position over 2022-2024 · n=3793-7335
Net result P29
2022: P90 · n=37912023: P36 · n=57962024: P29 · n=73322022 2024
Weakening position over 2022-2024 · n=3791-7332
Equity P76
2022: P79 · n=37952023: P78 · n=58032024: P76 · n=73372022 2024
Stable position over 2022-2024 · n=3795-7337
Gross operating margin P22
2022: P85 · n=37852023: P29 · n=57922024: P22 · n=73262022 2024
Weakening position over 2022-2024 · n=3785-7326
Describes the position versus peers, not a forecast.
EBITDA
€16k
-26.6% -19% vs sector
Net profit
€12k
-25.9% -9% vs sector
Cash flow
€14k
-20.5% -13% vs sector
Total assets
€131k
-3.0% -9% vs sector
Equity
€113k
+11.7% +6% vs sector
Working capital
€110k
+14.3% +58% vs sector
Income taxes
€3k
-23.2% +43% vs sector
Debt
€19k
-45.8% -85% vs sector
Debt ≤ 1y
€19k
-45.8% -78% vs sector
Current ratio
6.88
+81.7% +243% vs sector
Quick ratio
6.21
+81.4% +281% vs sector
Solvency
85.7%
+15.1% +73% vs sector
Debt / equity
0.17
-51.5% -84% vs sector
ROE
10.5%
-33.7% -14% vs sector
ROA
9.0%
-23.7% +48% vs sector
Interest coverage
66.62
+235.7% far above sector median
Figures by fiscal year
Fiscal year2024
Revenue-
EBITDA€16k
Net profit€12k
Cash flow€14k
Staff costs-
Income taxes€3k
Dividends-
Total assets€131k
Equity€113k
Debt€19k
of which ≤ 1y€19k
of which > 1y-
Working capital€110k
Employees (FTE)-
Ratios (computed)
2024
Current ratio6.88
Quick ratio6.21
Working capital ratio83.8%
Solvency85.7%
Debt / equity0.17
Long-term debt ratio-
Interest coverage66.62
Gross margin-
Net margin-
ROA9.0%
ROE10.5%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€131k
Fixed assets 21/28€3k
Tangible fixed assets 22/27€3k
Current assets 29/58€129k
Stocks & contracts in progress 3€13k
Amounts receivable within one year 40/41€46k
Cash & bank 54/58€70k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€131k
Equity 10/15€113k
Contributions / capital 10/11€10k
Reserves 13€103k
Amounts payable 17/49€19k
Amounts payable within one year 42/48€19k
Trade debts payable within one year 44€1k
Income statement
Gross operating margin 9900€17k
Operating result 9901€14k
Financial income 75€988
Financial charges 65€240
Result before taxes 9903€15k
Income taxes 67/77€3k
Net result for the period 9904€12k
Result to be appropriated 9905€12k
You're seeing the latest fiscal year only. Unlock 2 prior years (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.

Health barometer

FY 2024 · computed
93 / 100 Excellent
050100

Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.

See plans →
Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Locations & real estate

Parcels1
Ground area1.5 ha
Buildings1
Building footprint5,842 m²
Volume (LiDAR)37,145 m³
Tallest building8.0 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11048A0022/00F000 Flanders 1.5 ha 1 · 5,842 m² 8.0 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Analysis

Snowflake analysis

financial profile on 5 axes
Health93Profitability52Solvency100Growth52Stability94
78 / 100

Exceptional profile, strong across almost every axis.

Health 93
Profitability 52
Solvency 100
Growth 52
Stability 94

Ask AI about this company

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AI due-diligence brief

Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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AI-generated from Checked data; indicative, not legal or investment advice.

Credit advice

verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.

Similar

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Company registry

Company registry (CBE)

Crossroads Bank
Activities
Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Teelt van andere meerjarige gewassen01290Boomkwekerijen, muv bosboomkwekerijen01301Overige plantenvermeerdering01309Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (= 3,5 ton)45201Groothandel in bloemen en planten46220Detailhandel in bloemen, planten, zaden en kunstmeststoffen47761Overige diensten op het gebied van informatietechnologie en computer62090Overige diensten op het gebied van informatietechnologie en computer62900Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)95311
Primary activity highlighted.
Names & trade names
Legal nameNL Top Place
Registered office
Michel Geysemansstraat 1
2550 Kontich, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.