Top-Optics
ActiveSummary
The computed 12-month bankruptcy probability of Top-Optics is 3.1% (moderate). The 2025 annual accounts show negative equity (-€302,053) and a net result of -€687. Equity is shrinking by ~11.6% per year across the filed fiscal years. Its net result ranks better than 33% of 18691 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Insufficient figures
A score requires measurable solvency, liquidity and profitability. Missing figures are not a judgement about the company.
Axes · tick = 2024
Profitability-
Solvency-
Growth32=
Track record100
Bankruptcy probability, 12 months
3.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€302,053
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
4 d late
2024
30 d early
2023
40 d late
2022
120 d late
2021
10 d late
2020
3 d late
2019
25 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 25 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 10 August (4 of the last 5 filed years within 40 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€302,053▼ 0.2%
2024 · -€301,366
Total assets
€258=
2022 · €258
Net result
-€687▼ 12.7%
2024 · -€609
Working capital
-€1,896▲ 93.5%
2021 · -€29,094
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€14,145▼ 21.8%€10,971▼ 22.4%-€1,225-€352▲ 71.3%-€687▼ 95.2%
Net result-€269,575below the sector's middle half€3,031within the sector's middle half-€24,162below the sector's middle half-€609within the sector's middle half▲ 97.5%-€687within the sector's middle half▼ 12.7%
Equity-€279,625below the sector's middle half▼ 2,682%-€276,594below the sector's middle half▲ 1.1%-€300,757below the sector's middle half▼ 8.7%-€301,366below the sector's middle half▼ 0.2%-€302,053below the sector's middle half▼ 0.2%
Total assets€496below the sector's middle half▼ 99.8%€258below the sector's middle half▼ 48.0%€258below the sector's middle half=
Debt€268,146▲ 2.2%€276,852▲ 3.2%€301,014▲ 8.7%€301,366▲ 0.1%€302,053▲ 0.2%
Working capital-€29,094below the sector's middle half▲ 52.8%-€1,896within the sector's middle half▲ 93.5%
Solvency
Current ratio
Return on assets (ROA)
Staff (FTE)
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €687 in 2025 against €352 in 2024; the loss grows.
Key figures and ratios
Debt to equity
-1.00=
2024 · -1.00
Debt ≤ 1 year
€687
Debt > 1 year
€301,366=
2024 · €301,366
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Provisions for liabilities and charges: additions (uses and reversals)635/8 | -€19,794 | -€11,975 | - | - | - | - |
| Other operating charges640/8 | €5,572 | €658 | €840 | €168 | - | - |
| Gross operating margin9900 | -€77 | -€346 | -€384 | -€184 | -€687 | ▼ 274% |
| Operating profit (loss)9901 | €14,145 | €10,971 | -€1,225 | -€352 | -€687 | ▼ 95.2% |
| Financial charges65/66B | €274,169 | €6,836 | €22,938 | €258 | - | - |
| Recurring financial charges65 | €736 | €6,836 | €22,938 | €258 | - | - |
| Non-recurring financial charges66B | €273,433 | - | - | - | - | - |
| Profit (loss) for the period before taxes9903 | -€260,024 | €4,135 | -€24,162 | -€609 | -€687 | ▼ 12.7% |
| Income taxes67/77 | €9,551 | €1,103 | - | - | - | - |
| Profit (loss) for the period9904 | -€269,575 | €3,031 | -€24,162 | -€609 | -€687 | ▼ 12.7% |
| Profit (loss) for the period to be appropriated9905 | -€269,575 | €3,031 | -€24,162 | -€609 | -€687 | ▼ 12.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €496 | €258 | €258 | - | - | - |
| Current assets29/58 | €496 | €258 | €258 | - | - | - |
| Cash at bank and in hand54/58 | €496 | €258 | €258 | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €496 | €258 | €258 | - | - | - |
| Equity10/15 | -€279,625 | -€276,594 | -€300,757 | -€301,366 | -€302,053 | ▼ 0.2% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €2,739 | €2,739 | €2,739 | €250 | €250 | = |
| Non-distributable reserves130/1 | €250 | €250 | €250 | €250 | €250 | = |
| Reserves not available under the articles1311 | €250 | €250 | €250 | €250 | €250 | = |
| Distributable reserves133 | €2,489 | €2,489 | €2,489 | - | - | - |
| Profit (loss) carried forward14 | -€300,964 | -€297,933 | -€322,095 | -€320,216 | -€320,903 | ▼ 0.2% |
| Provisions and deferred taxes16 | €11,975 | - | - | - | - | - |
| Provisions for liabilities and charges160/5 | €11,975 | - | - | - | - | - |
| Environmental obligations163 | €11,975 | - | - | - | - | - |
| Amounts payable17/49 | €268,146 | €276,852 | €301,014 | €301,366 | €302,053 | ▲ 0.2% |
| Amounts payable after more than one year17 | €238,556 | €267,998 | €301,014 | €301,366 | €301,366 | = |
| Financial debts170/4 | €238,556 | €267,998 | €301,014 | €301,366 | €301,366 | = |
| Amounts payable within one year42/48 | €29,590 | €2,154 | - | - | €687 | - |
| Trade debts44 | - | - | - | - | €687 | - |
| Suppliers440/4 | - | - | - | - | €687 | - |
| Taxes, remuneration and social security45 | €29,590 | €2,154 | - | - | - | - |
| Taxes450/3 | €29,590 | €2,154 | - | - | - | - |
| Accrued charges and deferred income492/3 | - | €6,700 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€269,575 | €3,031 | -€24,162 | -€609 | -€687 | ▼ 12.7% |
| Operating cash flow (approximation) | -€269,575 | €3,031 | -€24,162 | -€609 | -€687 | ▼ 12.7% |
| Change in cash | - | -€238 | €0 | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 4 days late
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
09-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 40 days late
2023
28-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 120 days late
2022
31-12
Financial
Back to profitnet €3,031
Net result €3,031 after one loss-making year.
10-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 10 days late
2021
31-12
Financial
Weakest financial yearnet -€269,575
Net result drops to -€269,575, the lowest in the series; recovery starts the following year.
03-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 3 days late
2020
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 25 days late
2019
31-12
Financial
Highest result since 2018net €80,473 ▲3,203%
Operating result €95,773, net result €80,473, both a record.
31-12
Financial
Liquidity triplescurrent ratio 1.58
Current ratio from 0.59 to 1.58; short-term debt falls from €359,458 to €282,010.
21-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 113 days late
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 58 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herenthout · 1 establishment unit since 2012
Ground area
485 m²
Building footprint
186 m²
Volume, LiDAR
1,166 m³
Parcel 13012E0314/00R000, Flanders · tallest building 10.9 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Botermarkt 14, 2270 Herenthout
since 20122.216.772.573
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13012E0314/00R000 | Flanders | 485 m² | 1 · 186 m² | 10.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector and region
IDW Services
BE 0635.646.542
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BE 0841.498.358
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ANN
BE 0456.974.720
Schoten
ARGUS
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Malle
This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 1,734 companies in sector 47742 we hold annual accounts for 1,140. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded17-12-2012
Fiscal year end31-12
Activities, NACEBEL 2025
47742Retail sale of prescription glasses, lenses and sunglasses
E-invoicing
Reachable via Peppol
Peppol ID
0208:0508492212
Also
9925:BE0508492212
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.