TOP MEDIC
ActiveTOP MEDIC has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.87M and a net result of €324k. Equity is growing by ~13.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 4147 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▲+1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €330k at 30 days acceptable
Liquidity ample (current ratio 26.4 against 32.01 in 2024; short-term debt: 3.3% and cash: 33.5% of total assets), and 3.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.7%
Return on assets
8.1%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
3 d late
2023
on the day
2022
2 d late
2021
42 d early
2020
47 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close20-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€324k▲ 5.3%
2024 · €307k
2019: €331k
2020: €112k
2021: €950k
2022: €1.73M
2023: €144k
2024: €307k
2019 → 2025
Working capital
€3.34M▲ 3.2%
2024 · €3.23M
2019: €183k
2020: €234k
2021: €1.23M
2022: €2.89M
2023: €2.99M
2024: €3.23M
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.50M-€3.43M▲ 37.1%€3.57M▲ 4.2%€3.88M▲ 8.6%€3.87M▼ 0.3%
Operating result€249k-€46k▼ 81.5%€226k▲ 390%€434k▲ 92.1%€408k▼ 6.0%
Net result€950k-€1.73M▲ 81.9%€144k▼ 91.7%€307k▲ 114%€324k▲ 5.3%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 6% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.00M
Fixed assets
€532k▼ 17.6%
Current assets
€3.47M▲ 3.9%
Equity and liabilities €4.00M
Equity
€3.87M▼ 0.3%
Debt
€132k▲ 26.7%
The debt ratio rises from 2.6% to 3.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€525k▼
2024 · €551k
Cash flow
€441k▲
2024 · €424k
Solvency
96.7%▼
2024 · 97.4%
Current ratio
26.40▼
2024 · 32.01
Quick ratio
25.87▼
2024 · 31.34
Debt / equity
0.03▲
2024 · 0.03
ROE
8.4%▲
2024 · 7.9%
ROA
8.1%▲
2024 · 7.7%
Interest coverage
1698.04▲
2024 · 704.47
Debt
€132k▲
2024 · €105k
Debt ≤ 1 year
€131k▲
2024 · €104k
Debt > 1 year
€150=
2024 · €150
Income taxes
€163k▲
2024 · €152k
Staff costs
€524k▲
2024 · €441k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.98M€4.00M▲
Fixed assets21/28€646k€532k▼
Tangible fixed assets22/27€646k€532k▼
Land and buildings22€319k€298k▼
Plant, machinery and equipment23€9k€7k▼
Furniture and vehicles24€319k€228k▼
Financial fixed assets28€100€100=
Current assets29/58€3.34M€3.47M▲
Amounts receivable after more than one year29€180k€180k=
Other amounts receivable291€180k€180k=
Stocks and contracts in progress3€70k€69k▼
Stocks30/36€70k€69k▼
Amounts receivable within one year40/41€521k€330k▼
Trade receivables40€297k€317k▲
Other amounts receivable41€224k€14k▼
Current investments50/53€1.50M€1.50M=
Cash at bank and in hand54/58€1.05M€1.34M▲
Deferred charges and accrued income490/1€22k€48k▲
Equity and liabilities
Total equity and liabilities10/49€3.98M€4.00M▲
Equity10/15€3.88M€3.87M▼
Contributions10/11€13k€13k=
Reserves13€3.43M€3.42M▼
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Tax-exempt reserves132€72k€72k=
Distributable reserves133€3.36M€3.35M▼
Profit (loss) carried forward14€439k€438k▼
Amounts payable17/49€105k€132k▲
Amounts payable after more than one year17€150€150=
Other amounts payable178/9€150€150=
Amounts payable within one year42/48€104k€131k▲
Trade debts44€30k€34k▲
Suppliers440/4€30k€34k▲
Taxes, remuneration and social security45€74k€98k▲
Taxes450/3€35k€53k▲
Remuneration and social security454/9€39k€45k▲
Accrued charges and deferred income492/3€48€791▲
Income statement
Code20242025
Non-recurring operating income76A€10k-
Remuneration, social security and pensions62€441k€524k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€117k€117k=
Other operating charges640/8€10k€15k▲
Gross operating margin9900€1.00M€1.06M▲
Operating profit (loss)9901€434k€408k▼
Financial income75/76B€26k€79k▲
Recurring financial income75€26k€79k▲
Financial charges65/66B€782€309▼
Recurring financial charges65€782€309▼
Profit (loss) for the period before taxes9903€459k€486k▲
Income taxes67/77€152k€163k▲
Profit (loss) for the period9904€307k€324k▲
Profit (loss) for the period to be appropriated9905€307k€324k▲
Appropriation of the result
Profit (loss) to be appropriated9906€739k€763k▲
Profit (loss) brought forward from the previous period14P€432k€439k▲
Transfer from equity791/2-€330k
Transfer to equity691/2€300k€320k▲
To other reserves6921€300k€320k▲
Profit to be distributed694/7-€334k
Return on contributions (dividend)694-€330k
Employees696-€4k
Social balance
Average headcount (FTE)90875.15.4▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
03-02
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 3 days late
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-06
Financial
Liquidity times 5current ratio 19.25
Current ratio from 3.66 to 19.25; short-term debt falls from €1.09M to €164k.
02-02
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 2 days late
2022
30-06
Financial
Highest result since 2019net €1.73M ▲81.9%
Net result €1.73M, the highest in the series.
2021
20-12
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
30-06
Financial
Liquidity times 5current ratio 8.13
Current ratio from 1.78 to 8.13; short-term debt falls from €301k to €173k.
30-06
Financial
Equity above €2MEq €2.50M ▲61.3%
3 profitable years in a row build equity to €2.50M.
2020
15-12
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
30-06
Financial
Weakest financial yearnet €112k ▼66.2%
Net result drops to €112k, the lowest in the series; recovery starts the following year.
30-01
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
29-01
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
11-01
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
10-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Profondeville · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des 4 Arbres(LU) 715170 Profondeville1 establishment unit
Rue des 4 Arbres(LU) 71, 5170 Profondeville
since 20032.114.223.084
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 82 EUR awarded · 82 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 66 EUR | 66 EUR |
| 2022 | 1 | 16 EUR | 16 EUR |
Schemes
Hulpmiddelen voor personen met een beperkte mobiliteit
Recognitions · licences · registrations
Care and welfare
1 serviceTOP MEDIC
Similar companies · same sector, comparable size
Eqwal Care
BE 0707.608.763
Gent · Eq €3.88M
INTERNATIONAL MEDICAL PRODUCTS
BE 0426.041.123
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DYNAMIC
BE 0447.778.526
Oostende · Eq €3.46M
MEDIPOST
BE 0429.783.244
Liège · Eq €3.45M
OXYSPHAIR
BE 0466.323.738
Courcelles · Eq €4.37M
Of 1,070 companies in sector 47741 we hold annual accounts for 644. 201 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-01-2003
Fiscal year end30-06
Activities, NACEBEL
47740Retail trade
47741Retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses
52320
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filings
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.