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TOP MART

Active
Public limited companyfounded 198244 yrs activeAmbachtenstraat 6, 8870 Izegem, BelgiumKBO/BCE: BE 0422.388.973
Summary

TOP MART has been active since 1982 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.7m and a net result of €365,535. Equity is growing by ~13.1% per year across the filed fiscal years. Its solvency ranks better than 63% of 11293 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisWatch ReportCompare
TOP MARTActiveChecked score 73/100
Risk analysis ReportCompare

Overview

What they do
Retail sale of household furniture
NACE 47551NACE 47591NACE 52441
1 site
How big
€5.4mtotal assets 2025
Staff
15.9 FTE
Equity
€2.7m
Profit
€365,535
Net result +471%: other schema
Financially healthy?
73 Healthy Checked score 2025
Bankruptcy chance 12 m
0.3%
Who decides
Parent
TOP INTERIOR GROUP · 98.48%
Board
5 members
Accounts 31 d early1 of 19 deeds read
Why 73- Higher-failure-rate sector+ Long track record+ Annual accounts: healthy financial profile+ Lower-risk legal formLatest accounts filed on timeShow the evidence

Checked score

Score 2025
73 / 100
Healthy
Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▲+20
Solvency75▲+2
Growth61=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €190,000 at 30 days acceptable
Liquidity short (current ratio 0.87 against 1.48 in 2024; short-term debt: 44% and cash: 9.5% of total assets), and 50% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 44 years 0 50 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
50%
Return on assets
6.8%
Age of the figures
12 mo
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-03-2026, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 d early
2024
14 d early
2023
39 d early
2022
38 d early
2021
44 d early
2020
10 d early
2019
22 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 28 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 23 March (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close02-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Reappointments: NV Top Interior Group, BV…Permanent representatives: Pieter Sintobin, Christophe…
  2. Annual accounts filedfiscal year 2025 · abbreviated…
  3. Annual accounts filedfiscal year 2024 · full…

Key points

  • Positive: Result rose in 2025different schema filed ▲ 471% View
  • Positive: Among the best 5% on net resultsector median €28,692 · 11,279 companies €365,535 View
  • New directorslatest change 17-03-2026 · 5 in office 5 joined View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Controlled by TOP INTERIOR GROUPknown shareholders 98.48% 98.48% View
  • Positive: 6 profitable years in a rowprofit 2025: €365,535 6 years View

By topic

Financials

Fiscal year
2025
Total assets
€5.4m
Profit
€365,535
Solvency
50.0%
Turnover▼ 8.7%
Net result
20192024
Go to Financials

Board & ownership

Board
5 members
Parent
TOP INTERIOR GROUP · 98.48%
Known shareholders
98.48%
Go to Board & ownership

Timeline

Events
14
Since
2017
Next accounts
by 30-04-2027
  1. 12-08-2026Reappointments: NV Top Interior Group, BV Cottonwood…
  2. 30-03-2026Annual accounts filed
  3. 16-04-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Retail sale of household furnitureNACE 47551
Founded
18-02-1982
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Is the workforce growing, and do people stay?Employer check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark

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