Skip to content

TOP KARS RUISBROEK

Active
Private limited companyfounded 2013active for 13 yearsGansbroekstraat 40, 2870 Puurs-Sint-Amands, BelgiumKBO/BCE: BE 0524.698.041
Summary

TOP KARS RUISBROEK has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €184,323 and a net result of €32,267. Equity has been growing by about 24% per year since 2018. Its solvency ranks better than 47% of 22,774 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (low).

Overview

Official details

Source: KBO
Status
Active since 14-03-2013 Normal situation
Activity
Retail sale of motorcycles and motorcycle parts and accessories NACE 47830and 3 others
Joint committees
149.04 Paritair Subcomité voor de metaalhandel
201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 2025
Establishment units
2.224.560.089 2870 Puurs-Sint-Amands, since 14-03-2013
2.327.058.704 2830 Willebroek, since 12-03-2022and 1 other
Financial year end
31 December
Peppol
Reachable since 12-12-2025

Board and ownership

Board

Financial position

83 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts 2025
Gross margin
€232,730
▼ 12.1%
Turnover
≈ €1.2m
estimated
Profit
€32,267
▼ 2.3%
Equity
€184,323
▲ 21.2%
Total assets
€620,177
▼ 1.8%
Employees on 31-12-2025
2
=
  • 2025 accounts filed 61 days after the deadline
Score breakdownraises riskLast filed accounts filed 61 days late; 3 of the last 3 accounts lateSector: Retail trade (NACE 47)lowers riskSize: total assets €620,177Founded in 2013Show the evidence

Checked score

Score 2025
83 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 57% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 55+6
equity 29.7% of total assets
Liquidity 48+9
short-term debt 35.7% · cash 11.1%
Profitability 75=
return on assets 5.2%
Bankruptcy probability within 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 1.2% 01-2025: 1.2%● unchanged vs 12-2024 02-2025: 1.2%● unchanged vs 01-2025 03-2025: 1.2%● unchanged vs 02-2025 04-2025: 1.2%● unchanged vs 03-2025 05-2025: 1.2%● unchanged vs 04-2025 06-2025: 1.2%● unchanged vs 05-2025 07-2025: 1.4%▲ +0.2 percentage points vs 06-2025 08-2025: 1.7%▲ +0.3 percentage points vs 07-2025 09-2025: 2.0%▲ +0.3 percentage points vs 08-2025 10-2025: 3.0%▲ +1.0 percentage point vs 09-2025highest value 11-2025: 0.8%▼ -2.2 percentage points vs 10-2025 12-2025: 0.8%● unchanged vs 11-2025 01-2026: 0.8%● unchanged vs 12-2025 02-2026: 0.8%● unchanged vs 01-2026 03-2026: 0.8%● unchanged vs 02-2026 04-2026: 0.8%● unchanged vs 03-2026 05-2026: 0.9%▲ +0.1 percentage points vs 04-2026 06-2026: 0.9%● unchanged vs 05-2026 07-2026: 1.0%▲ +0.1 percentage points vs 06-2026 08-2026: 1.5%▲ +0.5 percentage points vs 07-2026 09-2026: 1.8%▲ +0.3 percentage points vs 08-2026 10-2026: 0.5%▼ -1.3 percentage points vs 09-2026lowest value 11-2026: 0.5%● unchanged vs 10-2026lowest value
Credit of up to €15,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.52 (1.45 in 2024), above the usual 1.5. Short-term debt is 35.7% and cash 11.1% of total assets. However, 70.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 45% of them on solvency, 48% on liquidity, 62% on profitability and 74% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 61 days late; 3 of the last 3 accounts late
NBB · filings
lowers risk · Size: total assets €620,177
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 2013
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
61 days late
2024
86 days late
2023
92 days late
2022
89 days late
2021
61 days late
2020
89 days late
2019
123 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 86 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 October (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: More equity than 83% of companies in retail tradesector median €41,218 · 22,816 companies €184,323 View
  • Positive: 8 profitable years in a rowprofit 2025: €32,267 8 years View

Recent changes

  1. · Gazette deed Reappointment: BACKX Brenda (director)
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as TOP KARS RUISBROEK: retail sale of motorcycles and motorcycle parts and accessories (NACE 47830). They are comparable in size and age: total assets between €539,000 and €834,000, founded between 2010 and 2015.

CompanyTotal assetsGross margin
TOP KARS RUISBROEK Puurs-Sint-Amands€620,177€232,730
SDR BIKE Gembloux€573,604€227,793
LOMAX Antwerpen€539,460€156,085
Scooter Store Antwerpen Boechout€833,642€244,701
LSCARSERVICE Kinrooi€606,514€291,168
VF MOTOREN Oudsbergen€814,396€230,376
CONSENTEC Pelt€725,152€182,050
Full comparison

Key facts about TOP KARS RUISBROEK

What is the company number of TOP KARS RUISBROEK?
The company number of TOP KARS RUISBROEK is 0524.698.041. The VAT number is the same number with BE in front: BE 0524.698.041.
Where is TOP KARS RUISBROEK based?
The registered office is at Gansbroekstraat 40, 2870 Puurs-Sint-Amands.Company details
What does TOP KARS RUISBROEK do?
According to the KBO register, the main activity is retail sale of motorcycles and motorcycle parts and accessories (NACE 47830).
What is the legal form of TOP KARS RUISBROEK?
The legal form of TOP KARS RUISBROEK is Private limited company (BV).
When was TOP KARS RUISBROEK founded?
TOP KARS RUISBROEK was founded on 14-03-2013.
Is TOP KARS RUISBROEK still active?
Yes, TOP KARS RUISBROEK is an active enterprise in the KBO register.
How many employees does TOP KARS RUISBROEK have?
TOP KARS RUISBROEK had an average of 1.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does TOP KARS RUISBROEK fall under?
In its 2025 annual accounts, TOP KARS RUISBROEK states joint committees 149.04 (Paritair Subcomité voor de metaalhandel) and 201 (Paritair Comité voor de zelfstandige kleinhandel).
What is the turnover of TOP KARS RUISBROEK?
The turnover in financial year 2025 is ≈ €1.2m. This figure is estimated from the gross margin of €232,730 and 44 comparable companies (NACE 478). It probably lies between €810,000 and €2.8m.
Is TOP KARS RUISBROEK profitable?
In financial year 2025, TOP KARS RUISBROEK made a profit of €32,267.
Where can I find the annual accounts of TOP KARS RUISBROEK?
TOP KARS RUISBROEK filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of TOP KARS RUISBROEK due?
TOP KARS RUISBROEK must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.