Top Fruit Med
ActiveThe computed 12-month bankruptcy probability of Top Fruit Med is 3.4% (moderate). The 2024 annual accounts show equity of €175k and a net result of €125k. Equity is growing by ~195.2% per year across the filed fiscal years. Its solvency ranks better than 44% of 26043 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
49
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability91▼-9
Solvency50▼-4
Growth78=
Track record94
Bankruptcy probability, 12 months
3.4%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days only on tighter terms
Liquidity tight (current ratio 1.34 against 1.4 in 2023; short-term debt: 74.5% and cash: 3.2% of total assets), and 74.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-12-2025, 150 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 3 filingsDeviation from the deadline
2025
not confirmed
2024
150 d late
2023
91 d late
2022
25 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€1.91M
EBIT margin
-1.2%
Net result
€125k▲ 124%
2023 · €56k
2022: €-24k
2023: €56k
2022 → 2024
Working capital
€174k▲ 252%
2023 · €49k
2022: €-23k
2023: €49k
2022 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202220232024Trend
Turnover€1.91M-
Equity€-22k-€50k€175k▲ 248%
Operating result€-23k-€68k€125k▲ 83.8%
Net result€-24k-€56k€125k▲ 124%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2024 is 84% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €687k
Fixed assets
€900▲ 3.8%
Current assets
€686k▲ 294%
Equity and liabilities €687k
Equity
€175k▲ 248%
Debt
€512k▲ 311%
The debt ratio rises from 71.2% to 74.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€126k▲
2023 · €69k
Cash flow
€126k▲
2023 · €57k
Solvency
25.5%▼
2023 · 28.8%
Current ratio
1.34▼
2023 · 1.40
Quick ratio
1.28▲
2023 · 1.01
Debt / equity
2.93▲
2023 · 2.48
ROE
71.2%▼
2023 · 110.6%
ROA
18.1%▼
2023 · 31.8%
Interest coverage
246.90▲
2023 · 174.31
Debt
€512k▲
2023 · €125k
Debt ≤ 1 year
€512k▲
2023 · €125k
Debt > 1 year
€0
Income taxes
€0▼
2023 · €12k
Staff costs
€50k▼
2023 · €51k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€175k€687k▲
Formation expenses20-€0
Fixed assets21/28€867€900▲
Intangible fixed assets21-€0
Tangible fixed assets22/27€867€900▲
Land and buildings22-€0
Plant, machinery and equipment23-€900
Furniture and vehicles24€867€0▼
Leasing and similar rights25-€0
Other tangible fixed assets26-€0
Assets under construction and advance payments27-€0
Financial fixed assets28-€0
Current assets29/58€174k€686k▲
Amounts receivable after more than one year29-€0
Trade receivables290-€0
Other amounts receivable291-€0
Stocks and contracts in progress3€49k€30k▼
Stocks30/36€49k€30k▼
Contracts in progress37-€0
Amounts receivable within one year40/41€107k€634k▲
Trade receivables40€106k€634k▲
Other amounts receivable41€1k€0▼
Current investments50/53-€0
Cash at bank and in hand54/58€18k€22k▲
Deferred charges and accrued income490/1-€0
Equity and liabilities
Total equity and liabilities10/49€175k€687k▲
Equity10/15€50k€175k▲
Contributions10/11€19k€19k=
Revaluation surpluses12-€0
Reserves13-€0
Non-distributable reserves130/1-€0
Reserves not available under the articles1311-€0
Own shares acquired1312-€0
Financial assistance1313-€0
Other1319-€0
Tax-exempt reserves132-€0
Distributable reserves133-€0
Profit (loss) carried forward14€31k€156k▲
Investment grants15-€0
Advance to shareholders on the distribution of net assets19-€0
Provisions and deferred taxes16-€0
Provisions for liabilities and charges160/5-€0
Pensions and similar obligations160-€0
Taxes161-€0
Major repairs and maintenance162-€0
Environmental obligations163-€0
Other liabilities and charges164/5-€0
Deferred taxes168-€0
Amounts payable17/49€125k€512k▲
Amounts payable after more than one year17-€0
Financial debts170/4-€0
Trade debts175-€0
Advances received on contracts in progress176-€0
Other amounts payable178/9-€0
Amounts payable within one year42/48€125k€512k▲
Current portion of amounts payable after more than one year42-€0
Financial debts43-€0
Credit institutions430/8-€0
Other loans439-€0
Trade debts44€39k€339k▲
Suppliers440/4€39k€339k▲
Bills of exchange payable441-€0
Advances received on contracts in progress46-€0
Taxes, remuneration and social security45€38k€21k▼
Taxes450/3€32k€15k▼
Remuneration and social security454/9€6k€6k▲
Other amounts payable47/48€47k€152k▲
Accrued charges and deferred income492/3-€0
Income statement
Code20232024
Goods, raw materials, services and sundry goods60/61-€2.12M
Remuneration, social security and pensions62€51k€50k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€867€1k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€7k
Provisions for liabilities and charges: additions (uses and reversals)635/8-€0
Other operating charges640/8€2k€366▼
Operating charges capitalised as restructuring costs649-€0
Gross operating margin9900€122k€183k▲
Operating profit (loss)9901€68k€125k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€395€512▲
Recurring financial charges65€395€512▲
Profit (loss) for the period before taxes9903€68k€125k▲
Transfer from deferred taxes780-€0
Transfer to deferred taxes680-€0
Income taxes67/77€12k€0▼
Profit (loss) for the period9904€56k€125k▲
Transfer from tax-exempt reserves789-€0
Transfer to tax-exempt reserves689-€0
Profit (loss) for the period to be appropriated9905€56k€125k▲
Appropriation of the result
Profit (loss) to be appropriated9906€31k€156k▲
Profit (loss) brought forward from the previous period14P€-24k€31k▲
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 150 days late
2024
31-12
Financial
Highest result since 2022net €125k ▲124%
Operating result €125k, net result €125k, both a record.
31-12
Financial
Equity above €150kEq €175k ▲248%
2 profitable years in a row build equity to €175k.
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 91 days late
2023
31-12
Financial
Back to profitnet €56k
Net result €56k after one loss-making year.
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Werkhuizenkaai 22-231000 BrusselGround area
12.0 ha
Building footprint
6,817 m²
Volume, LiDAR
70,289 m³
Parcel 21813E0110/00G002, Brussels · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Top Fruit Med
since 20212.331.697.282
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21813E0110/00G002 | Brussels | 12.0 ha | 1 · 6,817 m² | 11.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrussel2.331.697.282
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Of 2,477 companies in sector 47279 we hold annual accounts for 950. 703 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-10-2021
Fiscal year end31-12
Abbreviation FR
TFM
Activities, NACEBEL
47210Retail sale of fruit and vegetables
47279Other retail sale of food
47299Retail trade
46389Wholesale of other food products
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.