Result
-€79,171 -€79,171
From profit to loss in 2025, after a profit of €185,775 in 2024.
TOP FLY
Lifetime
19 annual accounts with figures on one time axis, 29 filings since 1997peak €407,354 (2024)
€29,889▼ 92.7%
lowest -€123,054 (2020)
-€79,171▼ €264,946
peak €1.7m (2024)
€1.7m▼ 4.5%
€260,320▼ 8.8%
Board2 names since 2021
1 directorMOUSSOUX Patrick
Documentsfilings and deeds
29-06-202632 days before the deadline
2025micro format
Gross margin from €407,354 to €29,889Loss of €79,171Cash from €38,326 to €545,871
Key points
from the 2025 annual accountsInvestments
€15,728 0.1 × depreciation
Green is investment, beige is depreciation.
Filings
29 annual accounts since 1997
Six of the last ten came late. The 2021 accounts came latest: 22 days after the end of the period.
Checked score
95
Excellent
Financially stronger than 58% of micro companies without a NACE code
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.2%▲ +0.1 percentage points vs 07-2025highest value
09-2025: < 0.1%▼ -0.2 percentage points vs 08-2025lowest value
10-2025: < 0.1%● unchanged vs 09-2025lowest value
11-2025: < 0.1%● unchanged vs 10-2025lowest value
12-2025: < 0.1%● unchanged vs 11-2025lowest value
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: < 0.1%● unchanged vs 01-2026
03-2026: < 0.1%● unchanged vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: 0.1%▲ +0.1 percentage points vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: < 0.1%▼ -0.1 percentage points vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Loss of €79,171 (financial year 2025)
lowers risk
Size: total assets €1.9m
Equity €1.7m (86.5% of total assets)
Liquidity: current ratio 2.16, cash €545,871
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 81% of them on solvency, 75% on liquidity, 42% on profitability and 32% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 8,617 companies had the same profile as TOP FLY has now. Each dot stands for 22 companies, two years later.
94.2%
were still trading
5.2%
stopped another way
0.4%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of TOP FLY itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 8,617 companies, not a prediction for TOP FLY. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €150,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.16 (2.0 in 2024), above the usual 1.5. Short-term debt is 13.5% and cash 28.3% of total assets. 13.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 days early
2024
6 days late
2023
7 days late
2022
17 days late
2021
22 days late
2020
6 days late
2019
25 days early
← before the deadline
after the deadline →
tick = median of all Belgian filings
The company filed its last 7 accounts on average on the deadline day. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 8 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
MP
MOUSSOUX Patrick
Director
- MOUSSOUX Patrick Marie Nicolas Pierre Jean Joseph 225 sharesdeed of 26-01-2018
- LAMBERT Sylvie Marie Brigitte Jacqueline 25 sharesdeed of 26-01-2018
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0456985707
Appointment: Olivier MOUSSOUX (director)
General meeting of 27-05-2021 · Gazette deed
Merger: TOP FLY takes over COLEBI
MOUSSOUX Patrick Marie Nicolas Pierre Jean Joseph holds 225 shares · LAMBERT Sylvie Marie Brigitte Jacqueline holds 25 shares · Gazette deed
Annee Comptable
MOUSSOUX Patrick Marie Nicolas Pierre Jean Joseph holds 225 shares · LAMBERT Sylvie Marie Brigitte Jacqueline holds 25 shares · General meeting of 15-06-2017 · Gazette deed
Official details
Source: KBO- Status
- Active since 29-12-1995Normal situation
- Activity
- “L’achat,la vente de terrains,d’immeubles,de meubles,la construction,la location et la gestion de biens immeubles et…” (deed in French)From the articles, 5 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.078.263.4045340 Gesves, since 19-09-1996
- Financial year end
- 31 December
- Peppol
- Reachable since 14-01-2026
Annual accounts 2025
- ≈ €120,000estimated
- €1.9m▼ 5.1%
- Filing
- Filed on 29-06-2026, 32 days before the end of the filing period
Insights on TOP FLY
TOP FLY files the micro format. That format states no turnover. The gross margin fell from €34,211 in 2007 to €29,889 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about TOP FLY
- What is the company number of TOP FLY?
- The company number of TOP FLY is 0456.985.707. The VAT number is the same number with BE in front: BE 0456.985.707.
- Where is TOP FLY based?
- The registered office is at Champia 8, 5340 Gesves.Company details
- What is the legal form of TOP FLY?
- TOP FLY is a private limited company (BV).
- When was TOP FLY founded?
- TOP FLY was founded on 29-12-1995.
- Is TOP FLY still active?
- Yes, TOP FLY is an active enterprise in the KBO register.
- What is the turnover of TOP FLY?
- The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €29,889 and 2,936 comparable companies of the same size. It probably lies between €72,000 and €220,000. It is a rough estimate.Financials
- Is TOP FLY profitable?
- In financial year 2025, TOP FLY made a loss of €79,171.
- Where can I find the annual accounts of TOP FLY?
- TOP FLY filed 29 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of TOP FLY due?
- TOP FLY must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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