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TOP-CLASS INVEST

Active Risk: not assessed
Public limited companyfounded 2018active for 8 yearsMenensesteenweg 295, 8940 Wervik, BelgiumKBO/BCE: BE 0700.492.527
Summary

TOP-CLASS INVEST is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €8.1m and a net result of €1.1m. Equity has been growing by about 16% per year since 2019. Its solvency ranks better than 89% of 6,692 sector peers (NACE 64, financial year 2025). The company has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals.

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TOP-CLASS INVESTActive
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Overview

Official details

Source: KBO
Status
Active since 27-07-2018 Normal situation
Registered office
11 active companies are registered at this address Source: KBO register, as of 2 November 2026.
Activity
Activities of holding companies NACE 64210and 2 others
Establishment unit
2.278.749.635 8940 Wervik, since 27-07-2018
Financial year end
30 September
Peppol
Reachable since 31-10-2023
Company details

Board and ownership

Board
Holdings
Shares in 2 companies CONCORDE INVEST and Deny AG & Co
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts to 30-09-2025
Profit
€1.1m
▲ 33.4%
Equity
€8.1m
▲ 16.1%
Total assets
€8.6m
▼ 2.3%
Financials
SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
on the day
2024
on the day
2023
1 day early
2022
2 days late
2021
31 days late
2020
20 days late
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 7 days after the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 30 April (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end02-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Largest company by total assets in Wervik, Finance and insurance sectorin the Checked rankings No. 1 View
  • Positive: 7 profitable years in a rowprofit 2025: €1.1m 7 years View
  • Positive: Result rose in 2025from €842,355 to €1.1m ▲ 33.4% View

Recent changes

  1. · Gazette deed Reappointments: Johan DENY (director) and Jacques DENY (director)
  2. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as TOP-CLASS INVEST: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €7.3m and €14m, founded between 2015 and 2019.

CompanyTotal assetsGross margin
TOP-CLASS INVEST Wervik€8.6m€1.6m
SPACIT Antwerpen€8.3m€1.4m
SEAFAR Antwerpen€8.0m€1.3m
Kreekepolder Eeklo€9.6m€1.3m
Tegla Oostrozebeke€12.2m€1.6m
STEENPLAS Zwevegem€14.0m€1.5m
GENI-GROUP De Panne€7.3m€1.8m
Full comparison

Key facts about TOP-CLASS INVEST
What is the company number of TOP-CLASS INVEST?
The company number of TOP-CLASS INVEST is 0700.492.527. The VAT number is the same number with BE in front: BE 0700.492.527.
Where is TOP-CLASS INVEST based?
The registered office is at Menensesteenweg 295, 8940 Wervik.Company details
What does TOP-CLASS INVEST do?
According to the KBO register, the main activity is activities of holding companies (NACE 64210).
What is the legal form of TOP-CLASS INVEST?
The legal form of TOP-CLASS INVEST is Public limited company (NV).
When was TOP-CLASS INVEST founded?
TOP-CLASS INVEST was founded on 27-07-2018.
Is TOP-CLASS INVEST still active?
Yes, TOP-CLASS INVEST is an active enterprise in the KBO register.
What is the turnover of TOP-CLASS INVEST?
The turnover in financial year 2025 is ≈ €2.8m. This figure is estimated from the gross margin of €1.6m and 1,584 comparable companies of the same size. It probably lies between €1.9m and €4.7m. It is a rough estimate.Financials
Is TOP-CLASS INVEST profitable?
In financial year 2025, TOP-CLASS INVEST made a profit of €1.1m.
Where can I find the annual accounts of TOP-CLASS INVEST?
TOP-CLASS INVEST filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of TOP-CLASS INVEST due?
TOP-CLASS INVEST must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See which support similar companies received that this one did not.Subsidies See what changed in the latest annual accounts.What changed

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