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TOP BUSINESS

Active
Public limited companyfounded 1998active for 28 yearsPriester Cuypersstraat 3, 1040 Etterbeek, BelgiumKBO/BCE: BE 0463.127.587
Summary

TOP BUSINESS has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals. The 2026 annual accounts show negative equity (-€14,531) and a net result of €28,559. Equity has been stable since 2019 (±1.1% per year). Its solvency ranks better than 6% of 381 sector peers (NACE 46, financial year 2026). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

Source: KBO
Status
Active since 10-04-1998 Normal situation
Registered office
333 active companies are registered at this address 19 started in the 12 months before. Source: KBO register, as of 1 November 2026.
Activity
Agents specialised in the wholesale of other particular products NACE 46180and 1 other
Establishment unit
2.086.347.462 1040 Etterbeek, since 10-04-1998
Financial year end
31 March
Peppol
Reachable since 20-11-2020

Board and ownership

Board

Financial position

56 Fair Checked score 2026
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts to 31-03-2026
Gross margin
€86,449
▼ 45.7%
Turnover
≈ €440,000
estimated
Profit
€28,559
▼ 72.1%
Equity
-€14,531
▲ 66.3%
Total assets
€39,375
▲ 12.1%
Staff
≈ 0.8 FTE
estimated
  • €41,209 of overdue tax debts on 31-03-2026
  • Negative equity on 31-03-2026
Filed on 20-09-2026, 41 days before the deadline
Score breakdownraises riskCapped at 59: negative equityNegative equity -€14,531lowers riskSize: total assets €39,375Founded in 1998Liquidity: current ratio 0.73, cash €11,031Show the evidence

Checked score

Score 2026
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 56% of micro companies in wholesale trade (NACE 46)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2025
Average
Solvency 0=
equity -36.9% of total assets
Liquidity 35+35
short-term debt 136.9% · cash 28.0%
Profitability 100=
return on assets 72.5%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,899 companies, NACE 46, micro)
Last 24 months 12-2024: 0.9%highest value 01-2025: 0.9%● unchanged vs 12-2024highest value 02-2025: 0.9%● unchanged vs 01-2025highest value 03-2025: 0.9%● unchanged vs 02-2025highest value 04-2025: 0.9%● unchanged vs 03-2025 05-2025: 0.9%● unchanged vs 04-2025 06-2025: 0.9%● unchanged vs 05-2025 07-2025: 0.9%● unchanged vs 06-2025 08-2025: 0.9%● unchanged vs 07-2025 09-2025: 0.9%● unchanged vs 08-2025 10-2025: 0.9%● unchanged vs 09-2025 11-2025: 0.9%● unchanged vs 10-2025 12-2025: 0.9%● unchanged vs 11-2025 01-2026: 0.9%● unchanged vs 12-2025 02-2026: 0.9%● unchanged vs 01-2026 03-2026: 0.9%● unchanged vs 02-2026 04-2026: 0.9%● unchanged vs 03-2026 05-2026: 0.8%▼ -0.1 percentage points vs 04-2026 06-2026: 0.8%● unchanged vs 05-2026 07-2026: 0.8%● unchanged vs 06-2026 08-2026: 0.8%● unchanged vs 07-2026 09-2026: 0.8%● unchanged vs 08-2026 10-2026: 0.4%▼ -0.4 percentage points vs 09-2026lowest value 11-2026: 0.4%● unchanged vs 10-2026lowest value
No credit on open account
Liquidity is insufficient, with a current ratio of 0.73 (0.45 in 2025), below 1. Short-term debt is 136.9% and cash 28% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 6% of them on solvency, 32% on liquidity, 95% on profitability and 90% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Negative equity -€14,531
NBB · annual accounts
lowers risk · Size: total assets €39,375
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 1998
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 0.73, cash €11,031
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 6% of 381 sector peers (2026).
NBB · sector comparison
Position among 381 sector peers
Solvency
better than 6%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 20-09-2026, 41 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
41 days early
2025
33 days early
2024
3 days early
2023
52 days late
2022
3 days late
2021
37 days late
2020
59 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 11 days after the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 28 October (4 of the last 5 accounts filed within 38 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-03-2027 year end31-10-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2026 -€14,531 View
  • Caution: Lower solvency than 94% of companies in wholesale tradesector median 40.9% · 381 companies -36.9% View
  • Caution: Result fell in 2026from €102,461 to €28,559 ▼ 72.1% View

Comparable companies

These companies have the same main activity as TOP BUSINESS: agents specialised in the wholesale of other particular products (NACE 46180). They are comparable in size and age: total assets between €31,200 and €80,800, founded between 1990 and 2007.

CompanyTotal assetsGross margin
TOP BUSINESS Etterbeek€39,375€86,449
AROBASE Schaarbeek€42,300€87,608
KETHER Antwerpen€55,202€84,617
OPTIMUM MARKETING Ukkel€80,803€72,272
GASTAFINANCE Floreffe€65,602€73,394
SUSHI CON CARNE Herk-de-Stad€57,031€51,545
TOPCONSULTING Heist-op-den-Berg€31,152€60,853
Full comparison

Key facts about TOP BUSINESS

What is the company number of TOP BUSINESS?
The company number of TOP BUSINESS is 0463.127.587. The VAT number is the same number with BE in front: BE 0463.127.587.
Where is TOP BUSINESS based?
The registered office is at Priester Cuypersstraat 3, 1040 Etterbeek.Company details
What does TOP BUSINESS do?
According to the KBO register, the main activity is agents specialised in the wholesale of other particular products (NACE 46180).
What is the legal form of TOP BUSINESS?
The legal form of TOP BUSINESS is Public limited company (NV).
When was TOP BUSINESS founded?
TOP BUSINESS was founded on 10-04-1998.
Is TOP BUSINESS still active?
Yes, TOP BUSINESS is an active enterprise in the KBO register.
What is the turnover of TOP BUSINESS?
The turnover in financial year 2026 is ≈ €440,000. This figure is estimated from the gross margin of €86,449 and 40 comparable companies (NACE 461). It probably lies between €190,000 and €1.1m.Financials
Is TOP BUSINESS profitable?
In financial year 2026, TOP BUSINESS made a profit of €28,559.
Where can I find the annual accounts of TOP BUSINESS?
TOP BUSINESS filed 27 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
When are the next annual accounts of TOP BUSINESS due?
TOP BUSINESS must file the annual accounts for financial year 2027 by 31-10-2027.Timeline

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