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TOP BIZ

Active
Private limited companyfounded 2006active for 20 yearsSint-Eloois-Winkelstraat 3, 8880 Ledegem, BelgiumKBO/BCE: BE 0883.266.558
Summary

TOP BIZ has been active since 2006 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €111,278 and a net result of €19,663. Equity is growing by about 20% per year across the filed financial years. Its solvency ranks better than 57% of 13,632 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisFollow ReportCompare
TOP BIZActiveChecked score 94/100
Risk analysis ReportCompare

Overview

Activity
Wholesale of other food products
NACE 46389Non-specialised retail sale with food, beverages or tobacco predominating NACE 47110
1 site
Size
€225,349total assets 2025
Equity
€111,278
Profit
€19,663
Turnover not published (micro format)
Financial health
94 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Structure
2025 accounts filed 41 days late2 of 17 deeds summarised
Why 94raises riskLast filed accounts filed 41 days late; 1 of the last 3 latelowers riskLiquidity: current ratio 2.29, cash €65,760Founded in 2006Equity €111,278 (49.4% of total assets)Show the evidence

Checked score

Score 2025
94 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 71% of its sector peers (NACE 46, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 74+1
equity 49.4% of total assets
Liquidity 72+27
short-term debt 33.2% · cash 29.2%
Profitability 80+79
return on assets 8.7%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,871 companies, NACE 46, micro)
Last 24 months 11-2024: 0.5% 12-2024: 0.5%● unchanged vs 11-2024 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.6%▲ +0.1 percentage points vs 01-2025 03-2025: 0.5%▼ -0.1 percentage points vs 02-2025 04-2025: 0.6%▲ +0.1 percentage points vs 03-2025 05-2025: 0.7%▲ +0.1 percentage points vs 04-2025 06-2025: 0.7%● unchanged vs 05-2025 07-2025: 0.7%● unchanged vs 06-2025 08-2025: 1.0%▲ +0.3 percentage points vs 07-2025 09-2025: 2.0%▲ +1.0 percentage point vs 08-2025 10-2025: 2.0%● unchanged vs 09-2025 11-2025: 2.0%● unchanged vs 10-2025highest value 12-2025: 0.9%▼ -1.1 percentage points vs 11-2025 01-2026: 0.9%● unchanged vs 12-2025 02-2026: 0.9%● unchanged vs 01-2026 03-2026: 0.9%● unchanged vs 02-2026 04-2026: 0.9%● unchanged vs 03-2026 05-2026: 0.9%● unchanged vs 04-2026 06-2026: 0.9%● unchanged vs 05-2026 07-2026: 0.9%● unchanged vs 06-2026 08-2026: 1.4%▲ +0.5 percentage points vs 07-2026 09-2026: 1.5%▲ +0.1 percentage points vs 08-2026 10-2026: 0.1%▼ -1.4 percentage points vs 09-2026lowest value
Credit of up to €10,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.29, compared with 2.55 in 2024, above the usual 1.5; short-term debt: 33.2% and cash: 29.2% of total assets), but 50.6% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro): better than 57% on solvency, 77% on liquidity, 72% on profitability and 77% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 2.29, cash €65,760
NBB · annual accounts
lowers risk · Founded in 2006
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
raises risk · Last filed accounts filed 41 days late; 1 of the last 3 late
NBB · filings
lowers risk · Equity €111,278 (49.4% of total assets)
NBB · annual accounts
raises risk · 2025 accounts filed 41 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-09-2026, 41 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
41 days late
2024
25 days late
2023
24 days late
2022
64 days late
2021
52 days late
2020
23 days late
2019
56 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 41 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 10 September (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
25-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Back to profitnet €19,663
  3. Equity above €100,000equity €111,278 ▲21.5%

Key points

  • Board2 directors in office 2 View
  • Total assets 20256 financial years filed €225,349 View
  • Active since 2006founded 01-09-2006 20 years View

By topic

Financials

Financial year
2025
Total assets
€225,349
Profit
€19,663
Solvency
49.4%
Go to Financials

Timeline

Events
28
Since
2008
Next accounts
by 31-07-2027
  1. 25-08-2025Annual accounts filed
  2. 31-12-2024Weakest financial year
  3. 24-08-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Wholesale of other food productsNACE 46389
Founded
01-09-2006
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
18
Who signs
Each director alone
Annual meeting
Third Friday of June at 20:00
Purpose
“Algemene voedingswaren,huishoudartikelen,rookwaren en dranken; Textiel,kleding,schoeisel…” (deed in Dutch)
Go to Articles of association

Key facts about TOP BIZ

What is the company number of TOP BIZ?
0883.266.558. In Belgium the VAT number is the company number with BE in front: BE 0883.266.558.
Where is TOP BIZ based?
The registered office is at Sint-Eloois-Winkelstraat 3, 8880 Ledegem.Company details
What does TOP BIZ do?
According to the KBO register, the main activity is wholesale of other food products (NACE 46389).
What is the legal form of TOP BIZ?
Private limited company (BV).
When was TOP BIZ founded?
On 01-09-2006.
Is TOP BIZ still active?
Yes, TOP BIZ is an active enterprise in the KBO register.
What is the turnover of TOP BIZ?
€956,068 in financial year 2020, according to the filed annual accounts.Financials
Is TOP BIZ profitable?
In financial year 2025, TOP BIZ made a profit of €19,663.
Where can I find the annual accounts of TOP BIZ?
TOP BIZ filed 19 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of TOP BIZ due?
By 31-07-2027, for financial year 2026.Timeline

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