TOP ASSETS
ActiveTOP ASSETS has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €736k and a net result of €137k. Equity is growing by ~40.4% per year across the filed fiscal years. Its solvency ranks better than 88% of 1546 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
84
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability88▼-12
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 6.09 against 5.55 in 2023; short-term debt: 15.7% and cash: 11% of total assets), and 15.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
84.3%
Return on assets
15.7%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 15-10-2025, 76 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
76 d late
2023
28 d late
2022
7 d late
2021
30 d late
2020
30 d late
2019
9 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€137k▼ 22.1%
2023 · €176k
2018: €34k
2019: €76k
2020: €70k
2021: €95k
2022: €188k
2023: €176k
2018 → 2024
Working capital
€697k▲ 29.0%
2023 · €540k
2018: €51k
2019: €134k
2020: €194k
2021: €218k
2022: €377k
2023: €540k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€219k-€298k▲ 36.4%€458k▲ 53.5%€598k▲ 30.7%€736k▲ 23.0%
Operating result€88k-€102k▲ 16.1%€181k▲ 76.3%€195k▲ 8.2%€159k▼ 18.5%
Net result€70k-€95k▲ 35.3%€188k▲ 98.3%€176k▼ 5.9%€137k▼ 22.1%
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 19% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €873k
Fixed assets
€39k▼ 33.4%
Current assets
€834k▲ 26.6%
Equity and liabilities €873k
Equity
€736k▲ 23.0%
Debt
€137k▲ 15.3%
The debt ratio falls from 16.6% to 15.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€179k▼
2023 · €218k
Cash flow
€157k▼
2023 · €199k
Solvency
84.3%▲
2023 · 83.4%
Current ratio
6.09▲
2023 · 5.55
Quick ratio
6.09▲
2023 · 5.55
Debt / equity
0.19▼
2023 · 0.20
ROE
18.7%▼
2023 · 29.5%
ROA
15.7%▼
2023 · 24.6%
Interest coverage
34.32▼
2023 · 1618.66
Debt
€137k▲
2023 · €119k
Debt ≤ 1 year
€137k▲
2023 · €119k
Income taxes
€47k▼
2023 · €59k
Staff costs
€27k▼
2023 · €33k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€717k€873k▲
Fixed assets21/28€58k€39k▼
Intangible fixed assets21€42k€28k▼
Tangible fixed assets22/27€16k€11k▼
Furniture and vehicles24€14k€9k▼
Other tangible fixed assets26€3k€2k▼
Current assets29/58€659k€834k▲
Amounts receivable after more than one year29€25k€25k=
Trade receivables290€25k€25k=
Amounts receivable within one year40/41€124k€32k▼
Trade receivables40€124k€19k▼
Other amounts receivable41-€13k
Current investments50/53€461k€681k▲
Cash at bank and in hand54/58€49k€96k▲
Deferred charges and accrued income490/1€8-
Equity and liabilities
Total equity and liabilities10/49€717k€873k▲
Equity10/15€598k€736k▲
Contributions10/11€50k€50k=
Reserves13€548k€548k=
Non-distributable reserves130/1€5k€5k=
Reserves not available under the articles1311€5k€5k=
Distributable reserves133€543k€543k=
Profit (loss) carried forward14-€137k
Amounts payable17/49€119k€137k▲
Amounts payable within one year42/48€119k€137k▲
Trade debts44€14k€47k▲
Suppliers440/4€14k€47k▲
Taxes, remuneration and social security45€62k€69k▲
Taxes450/3€57k€67k▲
Remuneration and social security454/9€6k€2k▼
Other amounts payable47/48€42k€21k▼
Income statement
Code20232024
Remuneration, social security and pensions62€33k€27k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€19k▼
Other operating charges640/8€373€439▲
Gross operating margin9900€251k€206k▼
Operating profit (loss)9901€195k€159k▼
Financial income75/76B€40k€31k▼
Recurring financial income75€40k€31k▼
Financial charges65/66B€134€5k▲
Recurring financial charges65€134€5k▲
Profit (loss) for the period before taxes9903€235k€185k▼
Income taxes67/77€59k€47k▼
Profit (loss) for the period9904€176k€137k▼
Profit (loss) for the period to be appropriated9905€176k€137k▼
Appropriation of the result
Profit (loss) to be appropriated9906€176k€137k▼
Transfer to equity691/2€140k-
To other reserves6921€140k-
Profit to be distributed694/7€36k-
Directors or managers695€36k-
Social balance
Average headcount (FTE)90871.00.5▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
15-10
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 76 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 28 days late
2023
31-12
Financial
Equity above €500kEq €598k ▲30.7%
6 profitable years in a row build equity to €598k.
07-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 7 days late
2022
31-12
Financial
Highest result since 2018net €188k ▲98.3%
Net result €188k, the highest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 30 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 30 days late
2020
31-12
Financial
Equity above €200kEq €219k ▲40.4%
3 profitable years in a row build equity to €219k.
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
31-12
Financial
Equity above €150kEq €156k ▲86.5%
2 profitable years in a row build equity to €156k.
01-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 1 day late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-le-Comte · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Planois 807090 Braine-le-ComteGround area
1,674 m²
Building footprint
201 m²
Parcel 55016C0067/02S000, Wallonia. Linked by address, not a title deed.
1 establishment unit
TOP ASSETS
since 20172.267.268.201
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55016C0067/02S000 | Wallonia | 1,674 m² | 1 · 201 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ADJUGO HOLDING
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KNIX
BE 0476.871.004
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MARCit
BE 0502.930.845
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Of 29,992 companies in sector 62200 we hold annual accounts for 18,386. 10,143 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-07-2017
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62030Computer programming, consultancy and related activities
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.