Equity
€2,500 from €92,821 in 2022
Equity fell by 97% in 3 years.
TOOLTIP
Lifetime
6 annual accounts with figures on one time axispeak €63,184 (2025)
€63,184▲ 11.0%
peak €46,623 (2025)
€46,623▲ 9.0%
peak €92,821 (2022)
€2,500▼ 55.7%
€58,393▲ 10.7%
Board1 name since 2019
1 directorORBAN Ludovic Mireille Jean
Documentsfilings and deeds
26-01-20265 days before the deadline
2025micro format
Dividend €49,762Equity from €5,639 to €2,500
Key points
from the 2025 annual accountsTurnover
≈ €150,000 estimated
The micro format states no turnover.
Debts
€58,393 96% of the balance sheet
Suppliers 1%Taxes and wages 11%Other 88%
Filings
6 annual accounts 1 late
The 2020 accounts came 2 days late. The other five were filed on time.
Starting capital
€2,500 25 shares
Position in the sector
€2,500
Less equity than 90% of companies in computer programming and consultancy. Sector median €69,072 · 21,214 companies.
Checked score
92
Excellent
Financially stronger than 34% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,933 companies (NACE 62, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024highest value
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: < 0.1%▼ -0.1 percentage points vs 06-2025lowest value
08-2025: < 0.1%● unchanged vs 07-2025lowest value
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: 0.1%▲ +0.1 percentage points vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Equity €2,500 (4.1% of total assets)
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Liquidity: current ratio 0.98, cash €56,843
Size: total assets €60,893
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 12% of them on solvency, 27% on liquidity, 82% on profitability and 13% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,153 companies had the same profile as TOOLTIP has now. Each dot stands for 6 companies, two years later.
96.0%
were still trading
2.2%
stopped another way
1.7%
went bankrupt
The bankruptcy probability of TOOLTIP itself is lower: 0.1% within 12 months. It rests on far more data about TOOLTIP than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,153 companies, not a prediction for TOOLTIP. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 21208 sector peers (2025).
NBB · sector comparisonPosition among 21208 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-01-2026, 5 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
5 days early
2024
12 days early
2023
12 days early
2022
28 days early
2021
11 days early
2020
2 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 11 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 19 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end11-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0729730208
Incorporation
Founding capital of €2,500, 25 shares · Founder: ORBAN Ludovic Mireille Jean · Appointment: ORBAN Ludovic Mireille Jean (director) · published on 05-07-2019 · Gazette deed
First establishment
Rue des Cerisiers 38, Chaudfontaine
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TOOLTIP Chaudfontaine | €60,893 | €63,184 | 4.1% | - |
| DevTactik Lincent | €64,929 | €64,650 | 42.4% | - |
| BDC IT Beveren-Kruibeke-Zwijndrecht | €61,907 | €57,084 | 23.6% | - |
| DOVAKHIN Halle | €63,374 | €69,258 | 12.2% | - |
| EMPIRA Rixensart | €67,228 | €60,696 | 27.7% | - |
| UNO IT Anderlecht | €68,910 | €60,521 | 20.7% | - |
| DigiPits Overijse | €69,731 | €62,611 | 5.9% | - |
These companies have the same main activity as TOOLTIP: computer programming (NACE 62100). They are comparable in size and age: total assets between €61,900 and €69,700, founded between 2019 and 2020.
Official details
Source: KBO- Status
- Active since 03-07-2019Normal situation
- Activity
- Computer programmingNACE 62100and 2 others
- Establishment unit
- 2.293.640.2244053 Chaudfontaine, since 03-07-2019
- Financial year end
- 30 June
- Peppol
- Reachable since 12-11-2025
Annual accounts to 30-06-2025
- €60,893▲ 4.3%
- Filing
- Filed on 26-01-2026, 5 days before the end of the filing period
Insights on TOOLTIP
TOOLTIP files the micro format. That format states no turnover. The gross margin rose from €16,376 in 2020 to €63,184 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about TOOLTIP
- What is the company number of TOOLTIP?
- The company number of TOOLTIP is 0729.730.208. The VAT number is the same number with BE in front: BE 0729.730.208.
- Where is TOOLTIP based?
- The registered office is at Rue des Cerisiers 38, 4053 Chaudfontaine.Company details
- What does TOOLTIP do?
- According to the KBO register, the main activity is computer programming (NACE 62100).
- What is the legal form of TOOLTIP?
- TOOLTIP is a private limited company (BV).
- When was TOOLTIP founded?
- TOOLTIP was founded on 03-07-2019.
- Is TOOLTIP still active?
- Yes, TOOLTIP is an active enterprise in the KBO register.
- What is the turnover of TOOLTIP?
- The turnover in financial year 2025 is ≈ €150,000. This figure is estimated from the gross margin of €63,184 and 41 comparable companies (NACE 62100). It probably lies between €120,000 and €190,000. In financial year 2023 turnover was €165,223.Financials
- Is TOOLTIP profitable?
- In financial year 2025, TOOLTIP made a profit of €46,623.
- Where can I find the annual accounts of TOOLTIP?
- TOOLTIP filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of TOOLTIP due?
- TOOLTIP must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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