TOOLTIP
ActiveSummary
TOOLTIP has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2,500 and a net result of €46,623. Equity is shrinking by ~28.7% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 11% of 17123 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency29▼-6
Growth54=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 17123 sector peers (2025).
NBB · sector comparisonPosition among 17123 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-01-2026, 5 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
5 d early
2024
12 d early
2023
12 d early
2022
28 d early
2021
11 d early
2020
2 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 11 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close26-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€165,223▲ 4.2%
2022 · €158,614
EBIT margin
34.5%▲ 0.8pp
2022 · 33.7%
Net result
€46,623▲ 9.0%
2024 · €42,763
Working capital
-€1,008
2024 · €975
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€158,614€165,223▲ 4.2%
Operating result€54,989▲ 265%€53,408▼ 2.9%€56,933▲ 6.6%€55,913▼ 1.8%€61,636▲ 10.2%
Net result€40,509▲ 247%€38,139▼ 5.9%€44,348▲ 16.3%€42,763▼ 3.6%€46,623▲ 9.0%
EBIT margin33.7%34.5%▲ 0.8pp
Equity€54,682▲ 286%€92,821▲ 69.7%€5,639▼ 93.9%€5,639=€2,500▼ 55.7%
Total assets€66,317▲ 140%€109,878▲ 65.7%€54,722▼ 50.2%€58,379▲ 6.7%€60,893▲ 4.3%
Debt€11,634▼ 13.8%€17,057▲ 46.6%€49,083▲ 188%€52,740▲ 7.5%€58,393▲ 10.7%
Working capital€54,515▲ 271%€92,312▲ 69.3%€3,695▼ 96.0%€975▼ 73.6%-€1,008
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 10% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €60,893
Fixed assets
€3,508 ▼ 24.8%
Current assets
€57,385 ▲ 6.8%
Equity and liabilities €60,893
Equity
€2,500 ▼ 55.7%
Debt
€58,393 ▲ 10.7%
Debt's share of the balance-sheet total rises from 90.3% to 95.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€63,184▲
2024 · €56,936
Cash flow
€48,171▲
2024 · €43,786
Current ratio
0.98▼
2024 · 1.02
Debt to equity
23.36▲
2024 · 9.35
ROA
76.6%▲
2024 · 73.3%
Interest coverage
25.92▼
2024 · 26.16
Debt ≤ 1 year
€58,393▲
2024 · €52,740
Income taxes
€12,575▲
2024 · €10,973
A ratio outside any meaningful range has been withheld (balance sheet total €60,893, equity €2,500).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | - | €158,614 | €165,223 | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | €106,581 | €109,540 | €111,715 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €168 | €293 | €571 | €1,024 | €1,548 | ▲ 51.2% |
| Gross operating margin9900 | €55,156 | €53,701 | €57,504 | €56,936 | €63,184 | ▲ 11.0% |
| Operating profit (loss)9901 | €54,989 | €53,408 | €56,933 | €55,913 | €61,636 | ▲ 10.2% |
| Financial income75/76B | - | €12 | - | - | - | - |
| Recurring financial income75 | €146 | €12 | - | - | - | - |
| Financial charges65/66B | - | €3,903 | €1,194 | €2,177 | €2,438 | ▲ 12.0% |
| Recurring financial charges65 | €3,834 | €3,903 | €1,194 | €2,177 | €2,438 | ▲ 12.0% |
| Profit (loss) for the period before taxes9903 | €51,300 | €49,517 | €55,739 | €53,736 | €59,198 | ▲ 10.2% |
| Income taxes67/77 | €10,791 | €11,378 | €11,391 | €10,973 | €12,575 | ▲ 14.6% |
| Profit (loss) for the period9904 | €40,509 | €38,139 | €44,348 | €42,763 | €46,623 | ▲ 9.0% |
| Profit (loss) for the period to be appropriated9905 | €40,509 | €38,139 | €44,348 | €42,763 | €46,623 | ▲ 9.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €66,317 | €109,878 | €54,722 | €58,379 | €60,893 | ▲ 4.3% |
| Formation expenses20 | - | €0 | €0 | €0 | €0 | - |
| Fixed assets21/28 | €168 | €510 | €1,944 | €4,664 | €3,508 | ▼ 24.8% |
| Tangible fixed assets22/27 | €168 | €510 | €1,944 | €3,464 | €2,308 | ▼ 33.4% |
| Furniture and vehicles24 | - | €510 | €1,944 | €3,464 | €2,308 | ▼ 33.4% |
| Financial fixed assets28 | - | - | - | €1,200 | €1,200 | = |
| Current assets29/58 | €66,149 | €109,369 | €52,778 | €53,715 | €57,385 | ▲ 6.8% |
| Amounts receivable within one year40/41 | €187 | €7,802 | €883 | €1,485 | €237 | ▼ 84.1% |
| Trade receivables40 | - | €2,201 | €0 | €918 | €0 | ▼ 100% |
| Other amounts receivable41 | - | €5,601 | €883 | €567 | €237 | ▼ 58.3% |
| Cash at bank and in hand54/58 | €65,730 | €101,322 | €51,631 | €49,722 | €56,843 | ▲ 14.3% |
| Deferred charges and accrued income490/1 | - | €245 | €264 | €2,508 | €305 | ▼ 87.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €66,317 | €109,878 | €54,722 | €58,379 | €60,893 | ▲ 4.3% |
| Equity10/15 | €54,682 | €92,821 | €5,639 | €5,639 | €2,500 | ▼ 55.7% |
| Contributions10/11 | €2,500 | €2,500 | €2,500 | €2,500 | €2,500 | = |
| Reserves13 | - | €3,139 | €3,139 | €3,139 | €0 | ▼ 100% |
| Distributable reserves133 | - | €3,139 | €3,139 | €3,139 | - | - |
| Profit (loss) carried forward14 | €52,182 | €87,182 | €0 | - | - | - |
| Amounts payable17/49 | €11,634 | €17,057 | €49,083 | €52,740 | €58,393 | ▲ 10.7% |
| Amounts payable within one year42/48 | €11,634 | €17,057 | €49,083 | €52,740 | €58,393 | ▲ 10.7% |
| Financial debts43 | - | €9 | €0 | - | - | - |
| Credit institutions430/8 | - | €9 | €0 | - | - | - |
| Trade debts44 | €772 | €3,478 | €1,360 | €1,684 | €784 | ▼ 53.5% |
| Suppliers440/4 | - | €3,478 | €1,360 | €1,684 | €784 | ▼ 53.5% |
| Taxes, remuneration and social security45 | - | €13,473 | €8,075 | €7,169 | €6,270 | ▼ 12.5% |
| Taxes450/3 | - | €13,473 | €8,075 | €7,169 | €6,270 | ▼ 12.5% |
| Remuneration and social security454/9 | - | €0 | €0 | €0 | €0 | - |
| Other amounts payable47/48 | - | €97 | €39,648 | €43,887 | €51,339 | ▲ 17.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €40,509 | €38,139 | €44,348 | €42,763 | €46,623 | ▲ 9.0% |
| + Depreciation and write-downs630 | €168 | €293 | €571 | €1,024 | €1,548 | ▲ 51.2% |
| Operating cash flow (approximation) | €40,677 | €38,432 | €44,919 | €43,786 | €48,171 | ▲ 10.0% |
| Investment in fixed assets (approximation) | - | -€635 | -€2,005 | -€3,744 | -€392 | ▲ 89.5% |
| Change in cash | - | €35,591 | -€49,690 | -€1,909 | €7,121 | ▲ 473% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Highest result since 2020net €46,623 ▲9%
Operating result €61,636, net result €46,623, both a record.
19-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Liquidity triplescurrent ratio 5.69
Current ratio from 2.16 to 5.69; short-term debt falls from €12,653 to €11,634.
02-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaudfontaine · 1 establishment unit since 2019
Ground area
449 m²
Building footprint
63 m²
Volume, LiDAR
369 m³
Parcel 62104D0320/00R022, Wallonia · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue des Cerisiers 38, 4053 Chaudfontaine
since 20192.293.640.224
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62104D0320/00R022 | Wallonia | 449 m² | 1 · 63 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,901 companies in sector 62100 we hold annual accounts for 8,775. 1,935 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-07-2019
Fiscal year end30-06
Activities, NACEBEL 2025
62100Computer programming
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
Contact
E-mail
ludovic.orban@gmail.com
Scores and ratios are computed by Checked and are not a credit decision.