Too Cat

Active

Private limited companyfounded 20179 yrs activeRue de La Croix 15, 1470 Genappe, BelgiumKBO/BCE: BE 0670.980.375

The computed 12-month bankruptcy probability of Too Cat is 1.9% (moderate). The 2025 annual accounts show negative equity (€-65k) and a net result of €10k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 6% of 18237 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

43 / 100

Weak

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability84▲+84

Solvency0=

Growth58▲+26

Track record100

Bankruptcy probability, 12 months

1.9% Moderate

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.32 against 0.48 in 2024; short-term debt: 260.5% and cash: 17.5% of total assets), and equity is negative.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

-198.8%

Return on assets

30.6%

Age of the figures

15 mo

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 6% of 18237 sector peers (2025).

NBB · sector comparison

Position among 18237 sector peers

Solvency

better than 6%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 03-12-2025, 59 days ahead of the deadline.

NBB · 9 filings

Deviation from the deadline

2025

59 d early

2024

on the day

2023

29 d late

2022

28 d late

2021

on the day

2020

on the day

2019

3 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

30-06-2026 close21-09-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€-65k▲ 13.3%

2024 · €-75k

2019: €17k 2020: €27k 2021: €27k 2022: €22k 2023: €-13k 2024: €-75k

2019 → 2025

Total assets

€33k▼ 56.4%

2024 · €75k

2019: €39k 2020: €172k 2021: €244k 2022: €158k 2023: €154k 2024: €75k

2019 → 2025

Net result

€10k

2024 · €-62k

2019: €5k 2020: €10k 2021: €337 2022: €-6k 2023: €-34k 2024: €-62k

2019 → 2025

Working capital

€-58k▲ 19.1%

2024 · €-71k

2019: €19k 2020: €52k 2021: €47k 2022: €30k 2023: €-10k 2024: €-71k

2019 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€27k-€22k▼ 20.4%€-13k€-75k▼ 479%€-65k▲ 13.3%

Operating result€6k-€816▼ 87.1%€-26k€-54k▼ 110%€15k

Net result€337-€-6k€-34k▼ 526%€-62k▼ 80.3%€10k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result returns to profit in 2025: €15k after a loss of €54k in 2024, the highest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €33k

15.8%

84.2%

Fixed assets €5k▼ 40.5%

Current assets €28k▼ 58.5%

Key figures and ratios

2025 value · change against 2024

EBITDA

€18k▲

2024 · €-50k

Cash flow

€14k▲

2024 · €-59k

Solvency

-198.8%▼

2024 · -99.9%

Current ratio

0.32▼

2024 · 0.48

Quick ratio

0.32▲

2024 · 0.05

Debt / equity

-1.50▲

2024 · -2.00

ROA

30.6%▲

2024 · -82.6%

Interest coverage

4.06▲

2024 · -7.69

Debt

€98k▼

2024 · €150k

Debt ≤ 1 year

€85k▼

2024 · €138k

Income taxes

€140▼

2024 · €2k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€75k€33k▼

Fixed assets21/28€9k€5k▼

Intangible fixed assets21€7k€4k▼

Tangible fixed assets22/27€1k€957▼

Furniture and vehicles24€1k€957▼

Financial fixed assets28€154€154=

Current assets29/58€67k€28k▼

Stocks and contracts in progress3€60k-

Stocks30/36€60k-

Amounts receivable within one year40/41€5k€17k▲

Trade receivables40€5k€16k▲

Other amounts receivable41€164€635▲

Cash at bank and in hand54/58€371€6k▲

Deferred charges and accrued income490/1€734€5k▲

Equity and liabilities

Total equity and liabilities10/49€75k€33k▼

Equity10/15€-75k€-65k▲

Contributions10/11€19k€19k=

Reserves13€8k€8k=

Distributable reserves133€8k€8k=

Profit (loss) carried forward14€-102k€-92k▲

Amounts payable17/49€150k€98k▼

Amounts payable within one year42/48€138k€85k▼

Financial debts43€45k-

Credit institutions430/8€45k-

Trade debts44€3k€3k▲

Suppliers440/4€3k€3k▲

Taxes, remuneration and social security45€2k€14k▲

Taxes450/3€2k€14k▲

Other amounts payable47/48€87k€68k▼

Accrued charges and deferred income492/3€13k€13k▲

Income statement Code20242025

Non-recurring operating income76A€6k-

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▼

Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€28k-

Other operating charges640/8€2k€2k▼

Gross operating margin9900€-20k€20k▲

Operating profit (loss)9901€-54k€15k▲

Financial charges65/66B€7k€4k▼

Recurring financial charges65€7k€4k▼

Profit (loss) for the period before taxes9903€-60k€10k▲

Income taxes67/77€2k€140▼

Profit (loss) for the period9904€-62k€10k▲

Profit (loss) for the period to be appropriated9905€-62k€10k▲

Appropriation of the result

Profit (loss) to be appropriated9906€-102k€-92k▲

Profit (loss) brought forward from the previous period14P€-40k€-102k▼

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 12Financial 3Filings 9

Next filing, fiscal year 2026, expected by 31-01-2027

2025

03-12

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

30-06

Financial Back to profitnet €10k

Net result €10k after 3 loss-making years.

31-01

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

30-06

Financial Weakest financial yearnet €-62k

Net result drops to €-62k, the lowest in the series; recovery starts the following year.

29-02

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 29 days late

2023

28-02

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 28 days late

2022

31-01

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2021

31-01

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

2020

30-06

Financial Highest result since 2019net €10k ▲107%

Operating result €15k, net result €10k, both a record.

28-01

NBB filing Annual accounts filed

fiscal year 2019 · micro schema

2018

21-12

NBB filing Annual accounts filed

fiscal year 2018 · micro schema

08-01

NBB filing Annual accounts filed

fiscal year 2017 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Genappe · 2 establishment units since 2017

establishment All 2 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de La Croix 151470 Genappe

Ground area

1,128 m²

Building footprint

397 m²

Volume, LiDAR

4,630 m³

3 parcels, Brussels, Wallonia · tallest building 23.9 m, ±7 floors. Linked by address, not a title deed.

2 establishment units

Too Cat

Rue de La Croix 6, 1470 GenappeRetail trade

since 20172.261.748.505

K.Loan

Retail trade

since 20192.297.521.214

3 parcels

Wallonia 2 (66.7%) Brussels 1 (33.3%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
25013E0127/00P000	Wallonia	476 m²	1 · 42 m²	9.8 m · 3 fl.
25013E0142/00T000	Wallonia	455 m²	1 · 181 m²	6.0 m · 2 fl.
21809K1244/00K000	Brussels	197 m²	1 · 174 m²	23.9 m · 7 fl.