TONIMAR
ActiveSummary
TONIMAR has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23,256 and a net result of €2,355. Equity is growing by ~11% per year across the filed fiscal years. Its solvency ranks better than 95% of 1078 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability81▼-5
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 66.18; short-term debt: 1.3% and cash: 64.4% of total assets), and 1.3% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.7%
Return on assets
10%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
53 d early
2024
44 d early
2023
40 d early
2022
49 d early
2021
30 d early
2020
33 d early
2019
24 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 39 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 17 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€23,256▲ 11.3%
2024 · €20,902
Total assets
€23,565▲ 11.8%
2024 · €21,072
Net result
€2,355▼ 21.3%
2024 · €2,990
Working capital
€20,095▲ 17.2%
2024 · €17,142
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€4,092▲ 188%€1,847▼ 54.9%€292▼ 84.2%€3,047▲ 942%€2,334▼ 23.4%
Net result€3,972within the sector's middle half▲ 202%€1,727within the sector's middle half▼ 56.5%€172within the sector's middle half▼ 90.0%€2,990within the sector's middle half▲ 1,635%€2,355within the sector's middle half▼ 21.3%
Equity€16,012within the sector's middle half▲ 33.0%€17,739within the sector's middle half▲ 10.8%€17,912below the sector's middle half▲ 1.0%€20,902below the sector's middle half▲ 16.7%€23,256within the sector's middle half▲ 11.3%
Total assets€16,032below the sector's middle half▲ 29.1%€17,739below the sector's middle half▲ 10.7%€18,036below the sector's middle half▲ 1.7%€21,072below the sector's middle half▲ 16.8%€23,565below the sector's middle half▲ 11.8%
Debt€20▼ 94.8%€124€171▲ 37.1%€308▲ 80.7%
Working capital€15,786within the sector's middle half▲ 35.4%€17,912within the sector's middle half€17,142within the sector's middle half▼ 4.3%€20,095within the sector's middle half▲ 17.2%
Solvency99.9%above the sector's middle half▲ 2.9pp100.0%above the sector's middle half▲ 0.1pp99.3%above the sector's middle half▼ 0.7pp99.2%above the sector's middle half▼ 0.1pp98.7%above the sector's middle half▼ 0.5pp
Current ratio66.18above the sector's middle half
Return on assets (ROA)24.8%above the sector's middle half▲ 14.2pp9.7%within the sector's middle half▼ 15.0pp1.0%within the sector's middle half▼ 8.8pp14.2%above the sector's middle half▲ 13.2pp10.0%within the sector's middle half▼ 4.2pp
above
within
below
the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 23% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €23,565
Fixed assets
€3,161 ▼ 15.9%
Current assets
€20,404 ▲ 17.9%
Equity and liabilities €23,565
Equity
€23,256 ▲ 11.3%
Debt
€308 ▲ 80.7%
Debt's share of the balance-sheet total rises from 0.8% to 1.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€2,933▼
2024 · €3,395
Cash flow
€2,954▼
2024 · €3,338
Quick ratio
65.01▼
2024 · 99.59
Debt to equity
0.01▲
2024 · 0.01
ROE
10.1%▼
2024 · 14.3%
Interest coverage
19.55▼
2024 · 25.15
Debt ≤ 1 year
€308▲
2024 · €171
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,371 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.5%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,371 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €160 | €160 | €66 | €348 | €599 | ▲ 72.1% |
| Other operating charges640/8 | €549 | €410 | €600 | €449 | €462 | ▲ 2.8% |
| Gross operating margin9900 | €4,800 | €2,416 | €959 | €3,845 | €3,395 | ▼ 11.7% |
| Operating profit (loss)9901 | €4,092 | €1,847 | €292 | €3,047 | €2,334 | ▼ 23.4% |
| Financial income75/76B | - | - | - | €78 | €171 | ▲ 119% |
| Recurring financial income75 | - | - | - | €78 | €171 | ▲ 119% |
| Financial charges65/66B | €120 | €120 | €120 | €135 | €150 | ▲ 11.1% |
| Recurring financial charges65 | €120 | €120 | €120 | €135 | €150 | ▲ 11.1% |
| Profit (loss) for the period before taxes9903 | €3,972 | €1,727 | €172 | €2,990 | €2,355 | ▼ 21.3% |
| Profit (loss) for the period9904 | €3,972 | €1,727 | €172 | €2,990 | €2,355 | ▼ 21.3% |
| Profit (loss) for the period to be appropriated9905 | €3,972 | €1,727 | €172 | €2,990 | €2,355 | ▼ 21.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €16,032 | €17,739 | €18,036 | €21,072 | €23,565 | ▲ 11.8% |
| Fixed assets21/28 | €226 | €66 | €0 | €3,760 | €3,161 | ▼ 15.9% |
| Tangible fixed assets22/27 | €226 | €66 | €0 | €3,760 | €3,161 | ▼ 15.9% |
| Land and buildings22 | - | €0 | €0 | €2,009 | €1,786 | ▼ 11.1% |
| Plant, machinery and equipment23 | €226 | €66 | €0 | €1,751 | €1,375 | ▼ 21.5% |
| Furniture and vehicles24 | - | €0 | €0 | €0 | €0 | - |
| Current assets29/58 | €15,806 | €17,673 | €18,036 | €17,312 | €20,404 | ▲ 17.9% |
| Stocks and contracts in progress3 | €357 | €328 | €333 | €319 | €360 | ▲ 12.9% |
| Stocks30/36 | €357 | €328 | €333 | €319 | €360 | ▲ 12.9% |
| Amounts receivable within one year40/41 | €1,609 | €263 | €1,054 | €2,194 | €4,859 | ▲ 121% |
| Trade receivables40 | - | €142 | €456 | €218 | €535 | ▲ 145% |
| Other amounts receivable41 | €1,609 | €121 | €599 | €1,975 | €4,324 | ▲ 119% |
| Cash at bank and in hand54/58 | €13,840 | €17,081 | €16,649 | €14,800 | €15,185 | ▲ 2.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €16,032 | €17,739 | €18,036 | €21,072 | €23,565 | ▲ 11.8% |
| Equity10/15 | €16,012 | €17,739 | €17,912 | €20,902 | €23,256 | ▲ 11.3% |
| Contributions10/11 | €38,600 | €38,600 | €38,600 | €38,600 | €38,600 | = |
| Profit (loss) carried forward14 | -€22,588 | -€20,861 | -€20,688 | -€17,698 | -€15,344 | ▲ 13.3% |
| Amounts payable17/49 | €20 | - | €124 | €171 | €308 | ▲ 80.7% |
| Amounts payable within one year42/48 | €20 | - | €124 | €171 | €308 | ▲ 80.7% |
| Trade debts44 | €20 | - | €124 | €171 | €308 | ▲ 80.7% |
| Suppliers440/4 | €20 | - | €124 | €171 | €308 | ▲ 80.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3,972 | €1,727 | €172 | €2,990 | €2,355 | ▼ 21.3% |
| + Depreciation and write-downs630 | €160 | €160 | €66 | €348 | €599 | ▲ 72.1% |
| Operating cash flow (approximation) | €4,131 | €1,887 | €239 | €3,338 | €2,954 | ▼ 11.5% |
| Investment in fixed assets (approximation) | - | €0 | €0 | -€4,108 | €0 | ▲ 100% |
| Change in cash | - | €3,241 | -€432 | -€1,849 | €385 | ▲ 121% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
12-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity times 25current ratio 799.49
Current ratio from 31.71 to 799.49; short-term debt falls from €380 to €20.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €1,313
Net result €1,313 after one loss-making year.
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet -€1,309
Net result drops to -€1,309, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 14current ratio 408.50
Current ratio from 29.74 to 408.50; short-term debt falls from €359 to €24.
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tongeren-Borgloon · 1 establishment unit since 1999
Ground area
640 m²
Building footprint
129 m²
Volume, LiDAR
846 m³
Parcel 73348B0161/00A002, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Wijkstraat 162, 3700 Tongeren-Borgloon
since 19992.091.737.593
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73348B0161/00A002 | Flanders | 640 m² | 1 · 129 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 21,732 companies in sector 96210 we hold annual accounts for 2,835. 2,346 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded16-06-1999
Fiscal year end31-12
Activities, NACEBEL 2025
96210Hairdressing and barber services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0466268310
Also
9925:BE0466268310
Registered
02-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.