TONE SINGLETON
ActiveSummary
TONE SINGLETON has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €95k and a net result of €36k. Equity is growing by ~5% per year across the filed fiscal years. Its solvency ranks better than 88% of 17090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency100=
Growth78▲+46
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 9.9 against 4.58 in 2024; short-term debt: 10% and cash: 77.1% of total assets), and 10% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90%
Return on assets
33.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
34 d early
2023
29 d early
2022
47 d early
2021
39 d early
2020
19 d late
2019
39 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€95k▲ 45.1%
2024 · €66k
2018: €75k
2019: €64k▼ -14.5% vs 2018
2020: €51k▼ -20.4% vs 2019
2021: €44k▼ -14.2% vs 2020lowest in 8 years
2022: €120k▲ +173% vs 2021
2023: €124k▲ +3.6% vs 2022highest in 8 years
2024: €66k▼ -47.1% vs 2023
2025: €95k▲ +45.1% vs 2024
2018 → 2025
Total assets
€106k▲ 26.7%
2024 · €83k
2018: €95k
2019: €71k▼ -25.6% vs 2018
2020: €52k▼ -25.9% vs 2019lowest in 8 years
2021: €96k▲ +82.4% vs 2020
2022: €155k▲ +62.0% vs 2021highest in 8 years
2023: €145k▼ -6.2% vs 2022
2024: €83k▼ -42.6% vs 2023
2025: €106k▲ +26.7% vs 2024
2018 → 2025
Net result
€36k
2024 · €-58k
2018: €-35k
2019: €-11k▲ +68.7% vs 2018
2020: €-13k▼ -20.4% vs 2019
2021: €33k▲ +350% vs 2020
2022: €76k▲ +132% vs 2021highest in 8 years
2023: €4k▼ -94.3% vs 2022
2024: €-58k▼ -1449% vs 2023lowest in 8 years
2025: €36k▲ +161% vs 2024
2018 → 2025
Working capital
€94k▲ 47.6%
2024 · €64k
2018: €70k
2019: €62k▼ -12.3% vs 2018
2020: €50k▼ -19.0% vs 2019
2021: €45k▼ -9.6% vs 2020lowest in 8 years
2022: €116k▲ +157% vs 2021
2023: €121k▲ +4.8% vs 2022highest in 8 years
2024: €64k▼ -47.2% vs 2023
2025: €94k▲ +47.6% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€44k-€120k▲ 173%€124k▲ 3.6%€66k▼ 47.1%€95k▲ 45.1%
2021: €44klowest in 5 years
2022: €120k▲ +173% vs 2021
2023: €124k▲ +3.6% vs 2022highest in 5 years
2024: €66k▼ -47.1% vs 2023
2025: €95k▲ +45.1% vs 2024
Operating result€38k-€101k▲ 167%€2k▼ 98.0%€-56k€36k
2021: €38k
2022: €101k▲ +167% vs 2021highest in 5 years
2023: €2k▼ -98.0% vs 2022
2024: €-56k▼ -2837% vs 2023lowest in 5 years
2025: €36k▲ +163% vs 2024
Net result€33k-€76k▲ 132%€4k▼ 94.3%€-58k€36k
2021: €33k
2022: €76k▲ +132% vs 2021highest in 5 years
2023: €4k▼ -94.3% vs 2022
2024: €-58k▼ -1449% vs 2023lowest in 5 years
2025: €36k▲ +161% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €36k after a loss of €56k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €106k
Fixed assets
€750 ▼ 53.5%
Current assets
€105k ▲ 28.3%
Equity and liabilities €106k
Equity
€95k ▲ 45.1%
Debt
€11k ▼ 40.7%
Debt's share of the balance-sheet total falls from 21.4% to 10.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€37k▲
2024 · €-55k
Cash flow
€37k▲
2024 · €-57k
Current ratio
9.90▲
2024 · 4.58
Debt to equity
0.11▼
2024 · 0.27
ROE
37.6%▲
2024 · -89.2%
ROA
33.8%▲
2024 · -70.1%
Interest coverage
125.06▲
2024 · -14.65
Debt ≤ 1 year
€11k▼
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€83k€106k▲
Fixed assets21/28€2k€750▼
Tangible fixed assets22/27€862-
Furniture and vehicles24€862-
Financial fixed assets28€750€750=
Current assets29/58€82k€105k▲
Amounts receivable within one year40/41€3k€24k▲
Trade receivables40€2k€23k▲
Other amounts receivable41€1k€961▼
Cash at bank and in hand54/58€79k€81k▲
Equity and liabilities
Total equity and liabilities10/49€83k€106k▲
Equity10/15€66k€95k▲
Contributions10/11€8k€2k▼
Reserves13€105k€105k=
Non-distributable reserves130/1€105k-
Reserves not available under the articles1311€105k-
Distributable reserves133-€105k
Profit (loss) carried forward14€-47k€-12k▲
Amounts payable17/49€18k€11k▼
Amounts payable within one year42/48€18k€11k▼
Financial debts43€40-
Credit institutions430/8€40-
Trade debts44€3k€6k▲
Suppliers440/4€3k€6k▲
Taxes, remuneration and social security45€4k€4k=
Taxes450/3€4k€4k=
Other amounts payable47/48€11k€897▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€862▼
Other operating charges640/8€273€78▼
Gross operating margin9900€-55k€37k▲
Operating profit (loss)9901€-56k€36k▲
Financial income75/76B€2k€370▼
Recurring financial income75€2k€370▼
Financial charges65/66B€4k€292▼
Recurring financial charges65€4k€292▼
Profit (loss) for the period before taxes9903€-58k€36k▲
Profit (loss) for the period9904€-58k€36k▲
Profit (loss) for the period to be appropriated9905€-58k€36k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-47k€-12k▲
Profit (loss) brought forward from the previous period14P€11k€-47k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €550 | €379 | €1k | €1k | €862 | ▼ 30.5% |
| Other operating charges640/8 | €208 | €3k | €217 | €273 | €78 | ▼ 71.3% |
| Gross operating margin9900 | €38k | €104k | €4k | €-55k | €37k | ▲ 167% |
| Operating profit (loss)9901 | €38k | €101k | €2k | €-56k | €36k | ▲ 163% |
| Financial income75/76B | - | €0 | €4k | €2k | €370 | ▼ 76.6% |
| Recurring financial income75 | - | €0 | €4k | €2k | €370 | ▼ 76.6% |
| Financial charges65/66B | €2k | €535 | €669 | €4k | €292 | ▼ 92.2% |
| Recurring financial charges65 | €2k | €535 | €669 | €4k | €292 | ▼ 92.2% |
| Profit (loss) for the period before taxes9903 | €36k | €100k | €5k | €-58k | €36k | ▲ 161% |
| Income taxes67/77 | €3k | €24k | €1k | - | - | - |
| Profit (loss) for the period9904 | €33k | €76k | €4k | €-58k | €36k | ▲ 161% |
| Profit (loss) for the period to be appropriated9905 | €33k | €76k | €4k | €-58k | €36k | ▲ 161% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €96k | €155k | €145k | €83k | €106k | ▲ 26.7% |
| Fixed assets21/28 | €750 | €4k | €3k | €2k | €750 | ▼ 53.5% |
| Tangible fixed assets22/27 | - | €3k | €2k | €862 | - | - |
| Furniture and vehicles24 | - | €3k | €2k | €862 | - | - |
| Financial fixed assets28 | €750 | €750 | €750 | €750 | €750 | = |
| Current assets29/58 | €95k | €151k | €143k | €82k | €105k | ▲ 28.3% |
| Amounts receivable after more than one year29 | €24k | - | - | - | - | - |
| Other amounts receivable291 | €24k | - | - | - | - | - |
| Amounts receivable within one year40/41 | €36k | €36k | €26k | €3k | €24k | ▲ 674% |
| Trade receivables40 | €36k | €35k | €25k | €2k | €23k | ▲ 1,336% |
| Other amounts receivable41 | - | €1k | €1k | €1k | €961 | ▼ 34.5% |
| Cash at bank and in hand54/58 | €35k | €115k | €116k | €79k | €81k | ▲ 3.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €96k | €155k | €145k | €83k | €106k | ▲ 26.7% |
| Equity10/15 | €44k | €120k | €124k | €66k | €95k | ▲ 45.1% |
| Contributions10/11 | €6k | €8k | €8k | €8k | €2k | ▼ 76.9% |
| Capital10 | €6k | - | - | - | - | - |
| Issued capital100 | €19k | - | - | - | - | - |
| Uncalled capital101 | €12k | - | - | - | - | - |
| Reserves13 | €32k | €105k | €105k | €105k | €105k | = |
| Non-distributable reserves130/1 | €32k | - | - | €105k | - | - |
| Legal reserve130 | €2k | - | - | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €105k | - | - |
| Other1319 | €30k | - | - | - | - | - |
| Distributable reserves133 | - | €105k | €105k | - | €105k | - |
| Profit (loss) carried forward14 | €6k | €7k | €11k | €-47k | €-12k | ▲ 75.3% |
| Amounts payable17/49 | €52k | €35k | €21k | €18k | €11k | ▼ 40.7% |
| Amounts payable within one year42/48 | €50k | €35k | €21k | €18k | €11k | ▼ 40.7% |
| Financial debts43 | - | - | €610 | €40 | - | - |
| Credit institutions430/8 | - | - | €610 | €40 | - | - |
| Trade debts44 | €2k | €2k | €3k | €3k | €6k | ▲ 79.6% |
| Suppliers440/4 | €2k | €2k | €3k | €3k | €6k | ▲ 79.6% |
| Taxes, remuneration and social security45 | €14k | €27k | €5k | €4k | €4k | = |
| Taxes450/3 | €14k | €27k | €5k | €4k | €4k | = |
| Other amounts payable47/48 | €34k | €6k | €12k | €11k | €897 | ▼ 91.5% |
| Accrued charges and deferred income492/3 | €2k | €4 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €33k | €76k | €4k | €-58k | €36k | ▲ 161% |
| + Depreciation and write-downs630 | €550 | €379 | €1k | €1k | €862 | ▼ 30.5% |
| Operating cash flow (approximation) | €33k | €76k | €6k | €-57k | €37k | ▲ 164% |
| Investment in fixed assets (approximation) | - | €-4k | €0 | €0 | €0 | - |
| Change in cash | - | €80k | €1k | €-37k | €3k | ▲ 107% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
31-12
Financial
Back to profitnet €36k
Net result €36k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 9.90
Current ratio from 4.58 to 9.90; short-term debt falls from €18k to €11k.
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-58k
Net result drops to €-58k, the lowest in the series; recovery starts the following year.
02-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
14-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €76k ▲132%
Operating result €101k, net result €76k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 4.28
Current ratio from 1.90 to 4.28; short-term debt falls from €50k to €35k.
31-12
Financial
Equity above €100kEq €120k ▲173%
2 profitable years in a row build equity to €120k.
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €33k
Net result €33k after 3 loss-making years.
Show earlier events
19-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 19 days late
2020
31-12
Financial
Liquidity quadruplescurrent ratio 39.42
Current ratio from 10.49 to 39.42; short-term debt falls from €6k to €1k.
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity doublescurrent ratio 10.49
Current ratio from 4.51 to 10.49; short-term debt falls from €20k to €6k.
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Jette · 1 establishment unit since 2013
Ground area
208 m²
Building footprint
209 m²
Volume, LiDAR
2,454 m³
Parcel 21463D0208/00W006, Brussels · tallest building 16.3 m, ±4 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
TONE SINGLETON
since 20132.224.812.091
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21463D0208/00W006 | Brussels | 208 m² | 1 · 209 m² | 16.3 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 30,002 companies in sector 62200 we hold annual accounts for 18,390. 15,574 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-09-2013
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
85510Sports and recreation education
85599Other education
90111Literary creation
Contact
E-mail
malik@tonesingleton.comJette
Scores and ratios are computed by Checked and are not a credit decision.