TOMW@TT
ActiveTOMW@TT has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.49M and a net result of €752k. Equity is growing by ~6.7% per year across the filed fiscal years. Its solvency ranks better than 73% of 270 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability89▼-11
Solvency80▲+20
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €280k at 30 days acceptable
Liquidity ample (current ratio 1.63 against 1.12 in 2024; short-term debt: 40.7% and cash: 24.5% of total assets), and 45.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 35
Relative position
BE, all sectors
reference
Sector 35
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.6%
Return on assets
11.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
127 d early
2023
36 d early
2022
46 d early
2021
59 d early
2020
37 d early
2019
36 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€5.31M
EBIT margin
17.1%
Net result
€752k▼ 84.0%
2024 · €4.71M
2018: €426k
2019: €540k
2020: €611k
2021: €372k
2022: €100k
2023: €657k
2024: €4.71M
2018 → 2025
Working capital
€1.63M▲ 181%
2024 · €578k
2018: €-1.75M
2019: €1.51M
2020: €1.53M
2021: €1.31M
2022: €1.44M
2023: €-1.24M
2024: €578k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€5.31M
Equity€3.24M-€3.34M▲ 3.1%€737k▼ 77.9%€2.74M▲ 272%€3.49M▲ 27.5%
Operating result€405k-€166k▼ 58.9%€919k▲ 452%€6.30M▲ 585%€907k▼ 85.6%
Net result€372k-€100k▼ 73.2%€657k▲ 559%€4.71M▲ 616%€752k▼ 84.0%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 86% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.38M
Fixed assets
€2.16M▼ 11.3%
Current assets
€4.22M▼ 21.3%
Equity and liabilities €6.38M
Equity
€3.49M▲ 27.5%
Debt
€2.90M▼ 42.8%
The debt ratio falls from 64.9% to 45.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€1.70M▼
2024 · €7.05M
Cash flow
€1.55M▼
2024 · €5.46M
Solvency
54.6%▲
2024 · 35.1%
Current ratio
1.63▲
2024 · 1.12
Quick ratio
1.63▲
2024 · 1.12
Debt / equity
0.83▼
2024 · 1.85
ROE
21.5%▼
2024 · 171.9%
ROA
11.8%▼
2024 · 60.3%
Interest coverage
70.50▼
2024 · 174.89
Debt
€2.90M▼
2024 · €5.07M
Debt ≤ 1 year
€2.60M▼
2024 · €4.79M
Debt > 1 year
€300k▲
2024 · €279k
Income taxes
€203k▼
2024 · €1.55M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€7.80M€6.38M▼
Fixed assets21/28€2.44M€2.16M▼
Tangible fixed assets22/27€2.44M€2.16M▼
Land and buildings22€767k€585k▼
Plant, machinery and equipment23€1.65M€1.58M▼
Furniture and vehicles24€24k€0▼
Financial fixed assets28€1k€1k=
Affiliated companies280/1-€0
Participating interests280-€0
Other financial fixed assets284/8-€1k
Shares284-€1k
Amounts receivable and cash guarantees285/8-€140
Current assets29/58€5.36M€4.22M▼
Amounts receivable after more than one year29€393k€78k▼
Other amounts receivable291€393k€78k▼
Stocks and contracts in progress3-€0
Amounts receivable within one year40/41€2.11M€2.30M▲
Trade receivables40€1.61M€1.56M▼
Other amounts receivable41€499k€741k▲
Current investments50/53€248k€248k=
Other investments51/53-€248k
Cash at bank and in hand54/58€2.61M€1.56M▼
Deferred charges and accrued income490/1€324€29k▲
Equity and liabilities
Total equity and liabilities10/49€7.80M€6.38M▼
Equity10/15€2.74M€3.49M▲
Contributions10/11€519k€519k=
Reserves13€2.22M€2.97M▲
Tax-exempt reserves132€1,000k€1.27M▲
Distributable reserves133€1.22M€1.70M▲
Profit (loss) carried forward14€0-
Amounts payable17/49€5.07M€2.90M▼
Amounts payable after more than one year17€279k€300k▲
Financial debts170/4€279k€300k▲
Credit institutions173-€300k
Amounts payable within one year42/48€4.79M€2.60M▼
Current portion of amounts payable after more than one year42€1.26M€359k▼
Trade debts44€467k€1.92M▲
Suppliers440/4€467k€1.92M▲
Taxes, remuneration and social security45€352k€307k▼
Taxes450/3€352k€307k▼
Other amounts payable47/48€2.71M€6k▼
Income statement
Code20242025
Operating income70/76A-€5.32M
Turnover70-€5.31M
Other operating income74-€1k
Operating charges60/66A-€4.41M
Goods for resale, raw materials and consumables60-€3.37M
Purchases600/8-€3.37M
Services and other goods61-€232k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€750k€794k▲
Other operating charges640/8€12k€12k▼
Gross operating margin9900€7.06M-
Operating profit (loss)9901€6.30M€907k▼
Financial income75/76B€2k€72k▲
Recurring financial income75€2k€72k▲
Income from current assets751-€42k
Other financial income752/9-€30k
Financial charges65/66B€40k€24k▼
Recurring financial charges65€40k€24k▼
Debt charges650-€24k
Other financial charges652/9-€0
Profit (loss) for the period before taxes9903€6.26M€955k▼
Income taxes67/77€1.55M€203k▼
Taxes670/3-€203k
Profit (loss) for the period9904€4.71M€752k▼
Transfer to tax-exempt reserves689€1,000k€274k▼
Profit (loss) for the period to be appropriated9905€3.71M€478k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3.71M€478k▼
Transfer from equity791/2€0-
Transfer to equity691/2€1.00M€478k▼
To other reserves6921€1.00M€478k▼
Profit to be distributed694/7€2.71M€0▼
Return on contributions (dividend)694€2.71M€0▼
Social balance
Average headcount (FTE)90870.0-
The notes to these accounts (41 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
26-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Highest result since 2018net €4.71M ▲616%
Operating result €6.30M, net result €4.71M, both a record.
31-12
Financial
Equity above €2MEq €2.74M ▲272%
7 profitable years in a row build equity to €2.74M.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
15-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €100k ▼73.2%
Net result drops to €100k, the lowest in the series; recovery starts the following year.
02-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
24-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Liquidity times 7current ratio 3.31
Current ratio from 0.51 to 3.31; short-term debt falls from €3.54M to €654k.
31-12
Financial
Equity above €2MEq €2.25M ▲31.5%
2 profitable years in a row build equity to €2.25M.
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
23-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis-Waas · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hogewatergangweg(SGW) 19170 Sint-Gillis-WaasGround area
1.1 ha
Building footprint
5,212 m²
Volume, LiDAR
34,012 m³
Parcel 46020A1129/00F000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TOMW@TT
since 20092.176.757.006
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46020A1129/00F000 | Flanders | 1.1 ha | 1 · 5,212 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 563 companies in sector 35150 we hold annual accounts for 230. 97 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-03-2009
Fiscal year end31-12
Activities, NACEBEL
35150Electricity, gas, steam and air conditioning supply
35110Production of electricity from non-renewable sources
46311Wholesale trade
46319Wholesale of fruit and vegetables, excluding potatoes
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:dirk.willaert@skynet.be
Phone:03/2330425
Fax:03/2337506