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TOMTOU

Active
Private limited companyfounded 20241 yr activeBoulevard Walter de Marvis(TOU) 18, 7500 Tournai, BelgiumKBO/BCE: BE 1014.669.587
Summary

The computed 12-month bankruptcy probability of TOMTOU is 1.7% (moderate). The 2026 annual accounts show negative equity (-€2,214) and a net result of -€12,214. Its solvency ranks better than 10% of 156 sector peers (fiscal year 2026). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2026
Axes
Profitability45
Solvency25
Growth-
Track record67
Bankruptcy probability, 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.83; short-term debt: 49.3% and cash: 13.2% of total assets), and equity is negative.
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Signals

Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2026
Solvency, return and age of the figures
Solvency
-0.3%
Return on assets
-1.4%
Age of the figures
6 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Negative equity
The 2026 annual accounts show negative equity and a net loss.
NBB · annual accounts 2026
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 18-09-2026, 43 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2026
43 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

TOMTOU was incorporated on 4 October 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2026.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2026

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Financials · fiscal year 2026, full schema

Turnover
€3.0m
EBIT margin
0.9%
Net result
-€12,214
Working capital
-€71,974
Balance-sheet composition
Assets €873,616
Fixed assets €514,501
Current assets €359,116
Key figures and ratios
2026 value
EBITDA
€122,858
Cash flow
€82,855
Solvency
-0.3%
Current ratio
0.83
Quick ratio
0.31
ROA
-1.4%
Interest coverage
3.88
Debt
€875,831
Debt ≤ 1 year
€431,090
Debt > 1 year
€444,741
Income taxes
€102
Staff costs
€339,333
A ratio outside any meaningful range has been withheld (balance sheet total €873,616, equity -€2,214).

Peer companies

Historical observation

Of the 232 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 96% are still going.

  • Micro
  • under 2 years old
  • negative equity
  • a small loss
1.7% went bankrupt
1.7% stopped otherwise
96% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 232 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2026 · 61 lines
Balance sheet Code2026
Assets
Total assets20/58€873,616
Fixed assets21/28€514,501
Intangible fixed assets21€302,258
Tangible fixed assets22/27€211,880
Furniture and vehicles24€40,209
Other tangible fixed assets26€171,671
Financial fixed assets28€363
Other financial fixed assets284/8€363
Amounts receivable and cash guarantees285/8€363
Current assets29/58€359,116
Stocks and contracts in progress3€225,275
Stocks30/36€225,275
Goods purchased for resale34€225,275
Amounts receivable within one year40/41€18,417
Trade receivables40€11,829
Other amounts receivable41€6,588
Cash at bank and in hand54/58€115,005
Deferred charges and accrued income490/1€419
Equity and liabilities
Total equity and liabilities10/49€873,616
Equity10/15-€2,214
Contributions10/11€10,000
Profit (loss) carried forward14-€12,214
Amounts payable17/49€875,831
Amounts payable after more than one year17€444,741
Financial debts170/4€444,741
Credit institutions173€444,741
Amounts payable within one year42/48€431,090
Current portion of amounts payable after more than one year42€138,690
Financial debts43€12,218
Other loans439€12,218
Trade debts44€243,353
Suppliers440/4€243,353
Taxes, remuneration and social security45€36,829
Taxes450/3€9,630
Remuneration and social security454/9€27,200
Income statement Code2026
Operating income70/76A€3.0m
Turnover70€3.0m
Other operating income74€3,072
Operating charges60/66A€3.0m
Goods for resale, raw materials and consumables60€1.9m
Purchases600/8€1.9m
Change in stocks: decrease (increase)609-€30,817
Services and other goods61€643,136
Remuneration, social security and pensions62€339,333
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€95,069
Other operating charges640/8€7,125
Operating profit (loss)9901€27,789
Financial income75/76B€3
Recurring financial income75€3
Other financial income752/9€3
Financial charges65/66B€39,904
Recurring financial charges65€39,904
Debt charges650€31,641
Other financial charges652/9€8,263
Profit (loss) for the period before taxes9903-€12,112
Income taxes67/77€102
Taxes670/3€102
Profit (loss) for the period9904-€12,214
Profit (loss) for the period to be appropriated9905-€12,214
Appropriation of the result
Profit (loss) to be appropriated9906-€12,214
Social balance
Average headcount (FTE)90877.5

The notes to these accounts (46 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2026
Operating income70/76A€3.0m
Turnover70€3.0m
Other operating income74€3,072
Operating charges60/66A€3.0m
Goods for resale, raw materials and consumables60€1.9m
Purchases600/8€1.9m
Change in stocks: decrease (increase)609-€30,817
Services and other goods61€643,136
Remuneration, social security and pensions62€339,333
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€95,069
Other operating charges640/8€7,125
Operating profit (loss)9901€27,789
Financial income75/76B€3
Recurring financial income75€3
Other financial income752/9€3
Financial charges65/66B€39,904
Recurring financial charges65€39,904
Debt charges650€31,641
Other financial charges652/9€8,263
Profit (loss) for the period before taxes9903-€12,112
Income taxes67/77€102
Taxes670/3€102
Profit (loss) for the period9904-€12,214
Profit (loss) for the period to be appropriated9905-€12,214
Line2026
Assets
Total assets20/58€873,616
Fixed assets21/28€514,501
Intangible fixed assets21€302,258
Tangible fixed assets22/27€211,880
Furniture and vehicles24€40,209
Other tangible fixed assets26€171,671
Financial fixed assets28€363
Other financial fixed assets284/8€363
Amounts receivable and cash guarantees285/8€363
Current assets29/58€359,116
Stocks and contracts in progress3€225,275
Stocks30/36€225,275
Goods purchased for resale34€225,275
Amounts receivable within one year40/41€18,417
Trade receivables40€11,829
Other amounts receivable41€6,588
Cash at bank and in hand54/58€115,005
Deferred charges and accrued income490/1€419
Equity and liabilities
Total equity and liabilities10/49€873,616
Equity10/15-€2,214
Contributions10/11€10,000
Profit (loss) carried forward14-€12,214
Amounts payable17/49€875,831
Amounts payable after more than one year17€444,741
Financial debts170/4€444,741
Credit institutions173€444,741
Amounts payable within one year42/48€431,090
Current portion of amounts payable after more than one year42€138,690
Financial debts43€12,218
Other loans439€12,218
Trade debts44€243,353
Suppliers440/4€243,353
Taxes, remuneration and social security45€36,829
Taxes450/3€9,630
Remuneration and social security454/9€27,200
Line2026
Profit (loss) for the period9904-€12,214
+ Depreciation and write-downs630€95,069
Operating cash flow (approximation)€82,855

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
18-09
NBB filing Annual accounts filed
fiscal year 2026 · full schema
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
2,436 m²
Building footprint
3,004 m²
Volume, LiDAR
15,727 m³
Parcel 57462B0136/00K002, Wallonia · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TOMTOU
Boulevard Walter de Marvis(TOU) 18, 7500 TournaiRetail sale of pets, pet food and pet supplies
since 20242.365.262.549
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
57462B0136/00K002 Wallonia 2,435 m² 1 · 3,004 m² 7.7 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Chain of control

  1. COURCELLES PET’S COMPANY 51%
  2. C.B. PARTNERS 100%
  3. TOMTOU

Highest known parent: COURCELLES PET’S COMPANY. The sources do not say who stands above it.

Owners 1

Holdings 0

The accounts to 31-03-2026 list no holdings, and no other source names one.

According to the annual accounts to 31-03-2026 of TOMTOU and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Tournai2.365.262.549
3 permissions
Detailhandel mengvoeders vee · since 03-06-2026
Detailhandelaar meststoffen · since 03-06-2026
Detailhandelaar voedermiddelen · since 03-06-2026

Similar companies · same sector, comparable size

Of 1,330 companies in sector 47762 we hold annual accounts for 479. 208 are within a factor 10 of this headcount. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded04-10-2024
Fiscal year end31-03
Activities, NACEBEL 2025
47762Retail sale of pets, pet food and pet supplies
E-invoicing
Reachable via Peppol
Peppol ID 0208:1014669587
Registered 27-03-2026

Register as of 26 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.