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TOMTHUMB

Active Private limited companyfounded 2011active for 15 yearsLange Kroonstraat 12, 2530 BoechoutKBO/BCE: BE 0838.399.803

Lifetime

14 annual accounts with figures on one time axis
peak €108,970 (2023)
-€46,110▼ €126,783
lowest -€45,850 (2025)
-€45,850▼ €100,486
peak €212,027 (2024)
€166,177▼ 21.6%
€2,574▼ 89.3%
Board1 name since 2022
- 
Documentsfilings and deeds
17-11-202575 days before the deadline
2025micro format
Gross margin from €80,674 to -€46,110Loss of €45,850Equity from €212,027 to €166,177Debts from €24,023 to €2,574Cash from €212,020 to €55,569

Key points

from the 2025 annual accounts

Result

-€45,850 -€45,850
€54,6002024-€45,9002025

From profit to loss in 2025, after a profit of €54,636 in 2024.

Liquidity

65.36 was 9.79 in 2024

Short-term debts fell from €24,023 to €2,574.

Position in the sector

-€45,850

Lower net result than 95% of companies in head offices and management consultancy. Sector median €27,132 · 39,384 companies.

Turnover not published (abbreviated or micro format)

Checked score

94
Excellent
Financially stronger than 49% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 48,572 companies (NACE 70, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1%lowest value 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: 0.1%▲ +0.1 percentage points vs 11-2025highest value 01-2026: 0.1%● unchanged vs 12-2025highest value 02-2026: 0.1%● unchanged vs 01-2026highest value 03-2026: 0.1%● unchanged vs 02-2026highest value 04-2026: 0.1%● unchanged vs 03-2026highest value 05-2026: 0.1%● unchanged vs 04-2026highest value 06-2026: 0.1%● unchanged vs 05-2026highest value 07-2026: 0.1%● unchanged vs 06-2026highest value 08-2026: 0.1%● unchanged vs 07-2026highest value 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026

Financial strength
Average

100=equity 98.5% of total assets
91-9short-term debt 1.5% · cash 32.9%
0-98return on assets -27.2%

Score breakdown

raises risk
Loss of €45,850 (financial year 2025)
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Liquidity: current ratio 65.36, cash €55,569, halved
Size: total assets €168,751
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 84% on liquidity, 4% on profitability and 22% on growth.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-06-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 4,805 companies had the same profile as TOMTHUMB has now. Each dot stands for 13 companies, two years later.

88.1%
were still trading
9.8%
stopped another way
2.0%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

The bankruptcy probability of TOMTHUMB itself is lower: 0.1% within 12 months. It rests on far more data about TOMTHUMB than the profile alone.

Test of the method

The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 4,805 companies, not a prediction for TOMTHUMB. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €15,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 65.36 (9.79 in 2024), above the usual 1.5. Short-term debt is 1.5% and cash 32.9% of total assets. 1.5% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Loss of €45,850 (financial year 2025)
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Liquidity: current ratio 65.36, cash €55,569, halved
NBB · annual accounts
lowers risk · Size: total assets €168,751
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 17-11-2025, 75 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
75 days early
2024
58 days early
2023
49 days early
2022
15 days early
2021
48 days early
2020
31 days early
2019
57 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 48 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 13 December (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end11-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

last known board
LC
Director, until 2023
Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0838399803
Resignation: LE CLEF Tom (director) Appointment: LE CLEF Tom (director) · Name clause: TOMTHUMB · Gazette deed
Incorporation published on 19-08-2011 · Gazette deed
First establishment Lange Kroonstraat 12, Boechout
All 27 events

Comparable companies

same main activity, similar in size and age
Company
TOMTHUMB Boechout €168,751 -€46,110 98.5% -
read my lips Kalmthout €183,031 -€8,105 -62.7% 2.3
MERTENS EXPERT Puurs-Sint-Amands €151,703 €565 10.1% -
FACETS INTERNATIONAL Antwerp €170,765 -€18,302 28.1% -
SAPCO HR CONSULTING Kontich €161,301 €736 96.5% -
Sigmund Kasterlee €154,452 -€1,225 -51.5% -
S-pertise Rumst €168,715 -€1,998 91.7% -

These companies have the same main activity as TOMTHUMB: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €152,000 and €183,000, founded between 2010 and 2013.

Official details

Source: KBO
Status
Active since 15-07-2011Normal situation
Activity
Business and other management consultancyNACE 70200
Establishment unit
2.204.140.8962530 Boechout, since 15-07-2011
Financial year end
30 June
Peppol
Reachable since 11-02-2025
Company details

Annual accounts to 30-06-2025

€168,751▼ 28.5%
Filing
Filed on 17-11-2025, 75 days before the end of the filing period
Financials

Insights on TOMTHUMB

TOMTHUMB files the micro format. That format states no turnover. The gross margin fell from -€17,512 in 2012 to -€46,110 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about TOMTHUMB

What is the company number of TOMTHUMB?
The company number of TOMTHUMB is 0838.399.803. The VAT number is the same number with BE in front: BE 0838.399.803.
Where is TOMTHUMB based?
The registered office is at Lange Kroonstraat 12, 2530 Boechout.Company details
What does TOMTHUMB do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of TOMTHUMB?
TOMTHUMB is a private limited company (BV).
When was TOMTHUMB founded?
TOMTHUMB was founded on 15-07-2011.
Is TOMTHUMB still active?
Yes, TOMTHUMB is an active enterprise in the KBO register.
What is the turnover of TOMTHUMB?
The annual accounts for financial year 2025 state no turnover. The abbreviated or micro format does not require it.Financials
Is TOMTHUMB profitable?
In financial year 2025, TOMTHUMB made a loss of €45,850.
Where can I find the annual accounts of TOMTHUMB?
TOMTHUMB filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of TOMTHUMB due?
TOMTHUMB must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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